Comparison

Which vs The Card Points

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Which

This app helps you maximize credit card rewards by recommending the best card to use at any given business. It compares points, cash-back, and external club benefits to ensure you get the most value.

Highlights
  • Credit card reward comparison
  • Business-specific card recommendations
  • External club benefit integration
  • Reward calculation customization
  • Card and club request system
Features
Read full description

Do you have more than one credit card that also gives you rewards? Which one should you use in this restaurant you just got in? Which card should you use for purchasing this movie ticket? One card offers points while the other offers cash-back, yet, which is more profitable for you? Do you even know what the rewards schedule for your cards are? We are here to help! Which-Card is the first app to evaluate and compare credit card rewards based on the business you're at. Once you have added the credit card types you have (we don't need any information that is printed on the credit card itself, only its type), we will recommend you which card should give you the highest rewards worth in the businesses you're currently at. Double tap a card to see a full explanation of the evaluation for each card (for example, was there an exception that reduced or increased the default card's reward)? But wait, there's more! We also support external clubs, which you may be a member of. We will also remind you to use your external club if a business you are at provides additional rewards. Contact us if you're a member of an external club which we don't have, we will evaluate the ability to add it. You may change the amount we calculate the rewards for by double tapping the sentence which says the amount we calculate the rewards for. * Cards and clubs are added to our systems based on users requests. You don't see your current rewards granting credit card? Contact us! we will add it ASAP (as long as the card issuer publicly provides information in English). * Presenting 5 or more credit cards in the app requires a subscription. * Showing information regarding external clubs (requires a subscription). * We are not affiliated with any credit card issuer, we are not commercializing or preferring any cards over the others - we base our calculations on public data available directly from the card issuers, Google, and an average of multiple sources for rates conversion between points/miles to their worth. App subscription information: -Payment will be charged to iTunes Account at confirmation of purchase -Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period -Account will be charged for renewal within 24-hours prior to the end of the current period, and identify the cost of the renewal -The length of the subscription: 1, 6, or 12 months. -The price of the subscription in the USA: 0.99$, 4.99$, 7.99$(matching to the above subscriptions durations, and may be changed by Apple). -The price of the subscription tiers (check with Apple for local price based on these tiers): 2, 10, 16 -All subscriptions are auto-renewable. You can cancel the subscription at every moment through "manage subscription" within the app, or through iTunes. - Privacy policy and license agreement can be found at: http://evenroapps.wixsite.com/whichcard/privacy-policy and http://evenroapps.wixsite.com/whichcard/license-agreement

About

The Card Points

This app helps you maximize credit card rewards by recommending the best card for each purchase. It offers real-time deal notifications, category searches, and a browser extension for online shopping insights.

Highlights
  • Smart card recommendations
  • Real-time deal notifications
  • Category and brand search
  • Browser extension for online shopping
  • Maximize cashback and points
Features
Read full description

Maximize Your Credit Card Rewards Effortlessly! TheCardPoints helps you get the most out of your credit cards by recommending the best one to use for every purchase—both in-store and online. Store your cards, search by category or brand, and receive real-time notifications about nearby deals. Never miss cashback, points, or exclusive offers again! Smart Card Recommendations – Always know the best card to use for maximum rewards. Geolocation Alerts – Get notified when you're near stores with credit card deals. Category & Brand Search – Find the perfect card for every purchase. Browser Extension – Get real-time shopping insights while browsing online. Start optimizing your rewards today with TheCardPoints!

Screenshots

Which4 screens
The Card Points3 screens

Verdict

The call

The clearest difference is review sentiment: The Card Points at 100% against Which's 25%. The Card Points also leads on rating (5.0 vs 1.0) and in-app purchases (none vs 3). Which's advantage is iOS requirement (11.0 vs 15.1). On price, ratings volume and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Which sells 3 in-app purchases, starting at $0.99 per month. The Card Points asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

The Card Points holds the better App Store score, 5.0 against 1.0. Both are backed by a comparable volume of ratings — 1 and 2 respectively. Written reviews point the same way: 25% of Which's written reviews are positive against 100% of The Card Points's.

UpkeepUpdate frequency

Which ships an update every 3 months, The Card Points every 3 weeks. The most recent releases landed on October 10, 2026 and October 17, 2026 respectively.

Scorecard7 real differences · 3 level
Which versus The Card Points: the parameters behind the verdict, then further details
ParameterWhichThe Card Points
PriceFreeFree
Rating1.0 (1 ratings)5.0 (2 ratings) — better
Positive reviews25.0% of reviews100.0% of reviews — better
Number of ratings12 — better
Update frequencyEvery 3 monthsEvery 3 weeks — better
AdsYesNo — better
In-app purchasesYesNo — better
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPad, iPod, Apple Watch — betteriPhone, iPad, iPod
Requires iOS11.0 — better15.1
Further details — not scored
Size61 MB26 MB
Age rating4+4+
DeveloperRoee EbensteinTiago Do Couto

Customer experience

Which

All ratings1 ratings
Positive0.0%
Neutral0.0%
Negative100.0%
Written reviews4 reviews
Positive25.0%
Neutral25.0%
Negative50.0%

The Card Points

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews2 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

3 purchases

Which

Subscriptions3
  • More than 4 cards$0.991 Month
  • More than 4 cards$4.996 Months
  • More than 4 cards$7.991 Year
None

The Card Points

No in-app purchases

Questions

Is Which free?
Which is free to download, with in-app purchases available.
Is The Card Points free?
The Card Points is free to download, with no in-app purchases.
Which has better reviews, Which or The Card Points?
The Card Points is rated higher. Which averages 1.0 out of 5 from 1 ratings, while The Card Points averages 5.0 from 2 ratings.
Do Which or The Card Points have ads?
Which shows ads; The Card Points does not.
Which is updated more often, Which or The Card Points?
Which ships an update every 3 months, and The Card Points every 3 weeks. Most recently, Which was updated on October 10, 2026 and The Card Points on October 17, 2026.

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