Comparison

Carta vs subly.

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Carta

This platform helps individuals manage their equity, build businesses, and invest in emerging companies. The app allows users to handle all equity-related tasks, including accepting grants and exercising options.

Highlights
  • Manage equity
  • Build businesses
  • Invest in companies
  • Accept equity grants
  • Exercise stock options
Features
Read full description

Carta is a platform that helps people manage equity, build businesses, and invest in the companies of tomorrow. Download the Carta app to manage all things equity - from accepting equity grants to exercising your options.

About

subly.

Features
Read full description

Every subscription. One calm screen. Small amounts that quietly add up. Subly puts your real monthly total in front of you the moment you open the app, so nothing renews without you knowing. SEE IT INSTANTLY • Your true monthly total, front and center • What renews next, and exactly when • Yearly projection, cost per day, average per subscription • Spending split by category NEVER GET SURPRISE-CHARGED AGAIN • Track free trials - Subly warns you before a trial converts to a paid plan • Renewal reminders the day before you're charged • Set a monthly budget and see instantly when you're over SET UP IN MINUTES • Pick from 65+ popular services with up-to-date prices, or add anything custom • Already tracking things in a spreadsheet or Notes? Import your list - Subly understands CSV files and even plain text like "Netflix 17,99 monthly" • Weekly, monthly, and yearly billing cycles, in EUR or USD with live exchange rates UNDERSTAND YOUR SPENDING • Browse month by month and see exactly what changed - what you added, canceled, or which trial started charging • Category breakdown shows where the money actually goes • Export everything as CSV whenever you want PRIVATE BY DESIGN No account. No bank connection. No cloud. Your data lives in one place: your device. Subly asks for nothing except the subscriptions you choose to track. Beautiful in light and dark mode. Built for people who want answers, not dashboards.

Screenshots

Carta4 screens
subly.4 screens

Verdict

The call

The clearest difference is iOS requirement: subly. at 13.0 against Carta's 16.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Carta ships an update fortnightly, subly. every 3 weeks. The most recent releases landed on November 6, 2026 and October 31, 2026 respectively.

Scorecard1 real difference · 9 level
Carta versus subly.: the parameters behind the verdict, then further details
ParameterCartasubly.
PriceFreeFree
Rating4.8 (9.6K ratings) — better—
Positive reviews31.3% of reviews—
Number of ratings9.6K — better—
Update frequencyFortnightly — betterEvery 3 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationAd-supported—
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS16.013.0 — better
Further details — not scored
Size105 MB26 MB
Age rating4+4+
DevelopereSharesLazar Ristic

Bugs and requests

Carta

Reported bugs

4 issues
  • Home page not loading, spinning circle
  • Login page not working, white/black screen
  • Inconsistencies in wire transfer directions
  • Inability to download backup codes for 2FA

Requested features

4 requests
  • Ability to view vesting schedule and equity value
  • Integration with other financial apps like Mint
  • Permanent login and credential saving
  • More transparent and accessible customer support

subly.

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Carta

No in-app purchases

None

subly.

No in-app purchases

Questions

Is Carta free?
Carta is free to download, with no in-app purchases.
Is subly. free?
subly. is free to download, with no in-app purchases.
Do Carta or subly. have ads?
Neither Carta nor subly. shows ads.
Which is updated more often, Carta or subly.?
Carta ships an update fortnightly, and subly. every 3 weeks. Most recently, Carta was updated on November 6, 2026 and subly. on October 31, 2026.

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