Comparison

PEPPER vs Postal Finance Mastercard

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

PEPPER

A modern mobile banking app offering a full range of financial services, including account management, money transfers, and check deposits. It features a budget management tool with insights and 24/6 chat support for easy financial management.

Highlights
  • All account types (checking, foreign currency, joint, savings, loans, investments)
  • Money transfers and check deposits
  • Credit and Debit card ordering
  • Budget management tools
  • Financial insights and visualizations
  • 24/6 chat support
Features
Read full description

נעים להכיר, PEPPER כל מה שצריך מהבנק שלך - באפליקציה חדשה ובעיצוב עדכני. פשוט, חכם וזמין מהנייד בכל מקום. בלי עמלות עו"ש בסיסיות ובלי אותיות קטנות. • כל סוגי החשבונות שאפשר חשבון ש״ח יומיומי, חשבון מט"ח, חשבון משותף, חסכונות, הלוואות, השקעות... הכל כאן, במקום אחד. • פעולות בנקאיות נגישות בקליק העברת כספים, הפקדת צ'קים, הזמנת כרטיסי אשראי ו-Debit וניהול תקציב! • כלי לניהול תקציב ממשק חדשני שמאפשר לך לעקוב אחרי ההוצאות וההכנסות, להבין באמת מה המצב הפיננסי שלך, להגדיר יעדים, ואפילו לחסוך קצת. • תובנות שימושיות על הכסף שלכם תמונה מלאה, ויזואלית וברורה עם הסברים פשוטים שיעזרו לך לנהל את הכסף שלך בצורה חכמה ובקלות. • שירות מעולה בכל רגע צ'אט שזמין לך 24/6. כן, גם ב-3:00 בבוקר. כי אנחנו מבינים שהחיים עמוסים ודינמיים וחשוב לנו להיות כאן בשבילך מסביב לשעון. באפליקציה המשודרגת אפשר לבצע פעולות שלא היו זמינות בגרסה הקודמת. חשוב לדעת שחלק מהן כרוכות בעמלות. אנחנו ממליצים לך להכיר את תעריפון העמלות שלנו שזמין באתר לאומי: www.leumi.co.il הפרסום אינו מהווה הצעה או התחייבות להעמדת האשראי. העמדת ההלוואה היא באמצעות בנק לאומי לישראל וכפופה לשיקול דעת הבנק. אי עמידה בפירעון ההלוואה עלול לגרור חיוב בריבית פיגורים והליכי הוצאה לפועל.

About

Postal Finance Mastercard

Manage your prepaid Mastercard for smart shopping and travel. Load multiple currencies, lock exchange rates, and monitor transactions securely. Enjoy 24/7 phone support and convenient Touch ID sign-in for a stress-free spending experience.

Highlights
  • Multi-currency prepaid card
  • Lock exchange rates
  • Secure online and international spending
  • Real-time balance view
  • Instant currency transfers
  • Transaction monitoring
  • Touch ID sign-in
Features
Read full description

Postal Finance Prepaid Mastercard is designed to help you shop & travel smart. Israel Post Prepaid Mastercard is a multicurrency prepaid money card – which helps take the stress out of spending online, domestic & internationally. Here’s how: The Israel Post Prepaid Mastercard is more secure than carrying cash - It’s accepted in millions of places (everywhere Mastercard is accepted) - It allows you to load multiple currencies - It gives you the ability to lock-in exchange rates so you’ll know exactly how much money you have to spend - 24/7 phone support to all customers no matter where you are in the world.The smarter and savvier new app comes with improved usability and added functionality, so you can spend more time enjoying your shopping or your holiday. Key features: - Touch ID for fast and secure sign in - Real time view of your balance(s) - Instantly transfer between currencies - Monitor your transactions and spending and - Manage your personal and card details. To find out more about Israel Post Prepaid Mastercard, visit israelpost.co.il/mcp

Screenshots

PEPPER4 screens
Postal Finance Mastercard4 screens

Verdict

The call

The clearest difference is ads: Postal Finance Mastercard at none against PEPPER's shown. Postal Finance Mastercard also leads on monetization model (free vs free with in-app purchases). PEPPER's advantage is update cadence (every 10 days vs every 3 months) and rating (4.5 vs 4.2). On price, review sentiment, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

PEPPER holds the better App Store score, 4.5 against 4.2. That said, the two scores are not equally well evidenced: PEPPER has 485 ratings behind it against 26, so its average is the more settled of the two. Written reviews split almost evenly too, at 20% and 20% positive.

UpkeepUpdate frequency

PEPPER ships an update every 10 days, Postal Finance Mastercard every 3 months. The most recent releases landed on September 14, 2026 and July 7, 2026 respectively.

Scorecard5 real differences · 5 level
PEPPER versus Postal Finance Mastercard: the parameters behind the verdict, then further details
ParameterPEPPERPostal Finance Mastercard
PriceFreeFree
Rating4.5 (485 ratings) — better4.2 (26 ratings)
Positive reviews19.7% of reviews20.0% of reviews — better
Number of ratings485 — better26
Update frequencyEvery 10 days — betterEvery 3 months
AdsYesNo — better
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.114.0 — better
Further details — not scored
Size304 MB92 MB
Age rating4+4+
DeveloperBank Leumi LtdD.I. Postal Finance LTD

Customer experience

PEPPER

All ratings485 ratings
Positive86.8%
Neutral2.1%
Negative11.1%
Written reviews66 reviews
Positive19.7%
Neutral1.5%
Negative78.8%

Postal Finance Mastercard

All ratings24 ratings
Positive75.0%
Neutral4.2%
Negative20.8%
Written reviews5 reviews
Positive20.0%
Neutral0.0%
Negative80.0%

Bugs and requests

PEPPER

Reported bugs

3 issues
  • App freezes on video call screen
  • Notification settings not saving properly
  • Inconsistent account balance display

Requested features

3 requests
  • Ability to upload ID photos for verification
  • International money transfer capabilities
  • Business account option

Postal Finance Mastercard

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

PEPPER

No in-app purchases

None

Postal Finance Mastercard

No in-app purchases

Questions

Is PEPPER free?
PEPPER is free to download, with no in-app purchases.
Is Postal Finance Mastercard free?
Postal Finance Mastercard is free to download, with no in-app purchases.
Which has better reviews, PEPPER or Postal Finance Mastercard?
PEPPER is rated higher. PEPPER averages 4.5 out of 5 from 485 ratings, while Postal Finance Mastercard averages 4.2 from 26 ratings.
Do PEPPER or Postal Finance Mastercard have ads?
PEPPER shows ads; Postal Finance Mastercard does not.
Which is updated more often, PEPPER or Postal Finance Mastercard?
PEPPER ships an update every 10 days, and Postal Finance Mastercard every 3 months. Most recently, PEPPER was updated on September 14, 2026 and Postal Finance Mastercard on July 7, 2026.

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