Comparison

ICpay vs LuckyCat

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

ICpay

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빅솔론의 리더기와 연동하여 신용카드 및 현금 결제 서비스를 손쉽고 간편하게 제공합니다. 지원 모델 : SPP-R215 인터페이스 : Bluetooth

About

LuckyCat

This finance app offers a simple and enjoyable way to track expenses. It features detailed categorization, multi-currency support, and insightful charts. Advanced users can benefit from multi-ledger functionality and expense management tools.

Highlights
  • Ad-free and no login required
  • Detailed categorization with subcategories
  • Multiple ledgers for different scenarios
  • Asset management and financial overview
  • Various statistical charts and reports
  • Reimbursement and refund management
  • Multi-currency support with real-time exchange rates
Read full description

You're not just tracking income and expenses—you're capturing your life, one entry at a time. LuckyCat makes bookkeeping easier and more natural, helping you understand your spending and everyday life over time. Start tracking with ease today. WHY LUCKYCAT * Beautiful: a meticulously designed interface, icons, and charts — bookkeeping as a treat, not a chore * Smart: AI-powered Smart Entry and Voice Entry say goodbye to tedious tapping * Private: your data lives only on your device and your iCloud. We never collect or share it KEY FEATURES * Smart Entry: share a payment screenshot and AI logs the amount and category for you * Voice Entry: long-press the add button, say one sentence, done * Charts & Reports: pie, bar, and line charts plus a calendar heatmap that make your finances crystal clear * Budgets: per-category budgets with monthly, yearly, or custom periods — set up in three steps * Multiple Account Books: keep daily life, travel, and shared expenses separate * Multi-Currency: real-time exchange rates and cross-currency transfers — travel-ready * Asset Management: track accounts of all types and see your full financial picture * Reimbursements & Refunds: one tap, automatically linked to the original expense * Installments: enter the interest and get the real annual rate calculated automatically * Recurring Entries: rent and subscriptions log themselves * Rich Categories: two-level categories with colorful icons, continuously updated * Tag groups, photo attachments, powerful search, import/export, widgets, Shortcuts… and more to discover PRIVACY FIRST * No account needed * Syncs via iCloud only with your consent * We never store or share your data * No ads, ever LUCKYCAT PRO All personalization features, custom categories, iCloud backup, multiple account books, Smart Entry, Voice Entry, receipt printing, data import, and more Terms of Use: https://luckycat.monana.cc/help?lang=en&slug=about%2Fterms&theme=light Privacy Policy: https://luckycat.monana.cc/help?lang=en&slug=about%2Fprivacy&theme=light Thank you for your support. We'll keep polishing LuckyCat and building more products that live up to this philosophy. If you run into any issues, email us at luckycatwallet@gmail.com — we read and answer every message.

Screenshots

ICpay3 screens
LuckyCat4 screens

Verdict

The call

The clearest difference is in-app purchases: ICpay at none against LuckyCat's 8. ICpay also leads on device support (3 vs 1) and iOS requirement (10.0 vs 18.6). LuckyCat's advantage is update cadence (every 10 days vs every 5 weeks). On price and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. LuckyCat sells 7 in-app purchases, starting at $0.99 per 7 days. ICpay asks for nothing beyond the download.

UpkeepUpdate frequency

ICpay ships an update every 5 weeks, LuckyCat every 10 days. The most recent releases landed on October 11, 2026 and October 15, 2026 respectively.

Scorecard4 real differences · 6 level
ICpay versus LuckyCat: the parameters behind the verdict, then further details
ParameterICpayLuckyCat
PriceFreeFree
Rating—5.0 (1 ratings) — better
Positive reviews—95.2% of reviews
Number of ratings—1 — better
Update frequencyEvery 5 weeksEvery 10 days — better
AdsNoNo
In-app purchasesNo — betterYes
Monetization—Freemium
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS10.0 — better18.6
Further details — not scored
Size40 MB79 MB
Age rating4+4+
DeveloperBIXOLON CO.,LTD.Mona Studio

In-app purchases

None

ICpay

No in-app purchases

7 purchases

LuckyCat

Subscriptions3
  • Weekly Plan$0.997 Days
  • Monthly Plan$3.491 Month
  • Annual Plan7 Days trial$17.991 Year
One-time4
  • Upgrade to Lifetime$17.00
  • 终身会员-限时优惠$31.49
  • Upgrade to Lifetime2 variants$31.49
Show 1 more
  • Lifetime Access$34.99

Questions

Is ICpay free?
ICpay is free to download, with no in-app purchases.
Is LuckyCat free?
LuckyCat is free to download, with in-app purchases available.
Do ICpay or LuckyCat have ads?
Neither ICpay nor LuckyCat shows ads.
Which is updated more often, ICpay or LuckyCat?
ICpay ships an update every 5 weeks, and LuckyCat every 10 days. Most recently, ICpay was updated on October 11, 2026 and LuckyCat on October 15, 2026.

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