Comparison

RealTime vs RealtimePay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

RealTime

This app allows clinical trial participants to easily submit expenses for reimbursement. Users can upload receipts, enter travel details for mileage calculation, and receive funds directly to their stipend card. It streamlines the reimbursement process for both participants and sponsors.

Highlights
  • Submit expense reimbursement
  • Upload receipts
  • Calculate travel mileage
  • Save preferred addresses
  • Receive stipend card funds
  • Get text notifications
Features
Read full description

Subjects that are enrolled in participating clinical trials can utilize the RT-Pay app to enter expenses associated with study participation that are eligible for reimbursement. Subjects can upload receipts via the app and enter travel addresses for mileage calculation. The app will also store saved addresses the subject prefers to use for mileage calculation. Once the reimbursement is saved and submitted, the administrator will approve or deny the reimbursement request and the subjects RT-Pay stipend card will be loaded with the amount of the reimbursement. The subject will receive a text message notification to let them know their RT-Pay card has been loaded with funds. Subjects can enter receipts and save the reimbursement for a later submission. The RT-Pay app provides a simple, efficient way for clinical trial participants to upload their reimbursement requests and receive reimbursement in an expedited timeline. With the RT-Pay app sponsors can drastically reduce the time it takes to reimburse a subject for their participation, in turn, enhancing the trial participation experience for the subject.

About

RealtimePay

Features
Read full description

Experience unparalleled convenience in managing your financial transactions with RealtimePay. Our app is your go-to solution for seamless, secure, and stress-free payments across various services. RealtimePay Services: Electricity Purchase: Effortless Payments: Quickly and easily pay your electricity bills, eliminating the need for long queues and complex processes. Real-Time Token Delivery: Receive your electricity tokens instantly, ensuring uninterrupted power supply. 24/7 Accessibility: Manage your electricity payments anytime, anywhere. Education Payment: Comprehensive Support: Purchase WAEC Registration Pins, WAEC Result Checker Pins, JAMB Pins, and other essential educational services. Secure Transactions: Enjoy peace of mind with our secure payment gateway that protects your transactions. Instant Confirmation: Receive immediate confirmation for all your educational transactions, ensuring a smooth and worry-free process. Dedicated Mobile Application: User-Friendly Interface: Navigate effortlessly through our intuitive and easy-to-use app interface. Push Notifications: Stay informed with real-time updates on your transactions and important announcements. Cutting-Edge Technology: Advanced Security Measures: Rest easy knowing your transactions are safeguarded by state-of-the-art security measures, ensuring the confidentiality of your data. Automated Processes: Benefit from efficient automated processes that minimize errors and enhance user experience. Reliable E-Channels: Rely on our dedicated e-channels for real-time transactions. Join RealtimePay to streamline your payments and enjoy the convenience of managing all your financial needs in one place. Our app is backed by a team of technology-oriented individuals committed to providing seamless, real-time service delivery for Nigerian households and businesses.

Screenshots

RealTime4 screens
RealtimePay4 screens

Verdict

The call

The clearest difference is update cadence: RealtimePay at every 3 weeks against RealTime's every 5 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

RealTime ships an update every 5 months, RealtimePay every 3 weeks. The most recent releases landed on October 24, 2026 and October 8, 2026 respectively.

Scorecard1 real difference · 9 level
RealTime versus RealtimePay: the parameters behind the verdict, then further details
ParameterRealTimeRealtimePay
PriceFreeFree
Rating3.2 (5 ratings) — better—
Positive reviews0.0% of reviews—
Number of ratings5 — better—
Update frequencyEvery 5 monthsEvery 3 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.1 — better15.6
Further details — not scored
Size22 MB38 MB
Age rating4+4+
DeveloperRealTime Software SolutionsREALTIME PAYMENTS AND RELOAD LIMITED

In-app purchases

None

RealTime

No in-app purchases

None

RealtimePay

No in-app purchases

Questions

Is RealTime free?
RealTime is free to download, with no in-app purchases.
Is RealtimePay free?
RealtimePay is free to download, with no in-app purchases.
Do RealTime or RealtimePay have ads?
Neither RealTime nor RealtimePay shows ads.
Which is updated more often, RealTime or RealtimePay?
RealTime ships an update every 5 months, and RealtimePay every 3 weeks. Most recently, RealTime was updated on October 24, 2026 and RealtimePay on October 8, 2026.

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