RealTime vs MyDashCard
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
RealTime
This app allows clinical trial participants to easily submit expenses for reimbursement. Users can upload receipts, enter travel details for mileage calculation, and receive funds directly to their stipend card. It streamlines the reimbursement process for both participants and sponsors.
- Submit expense reimbursement
- Upload receipts
- Calculate travel mileage
- Save preferred addresses
- Receive stipend card funds
- Get text notifications
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Subjects that are enrolled in participating clinical trials can utilize the RT-Pay app to enter expenses associated with study participation that are eligible for reimbursement. Subjects can upload receipts via the app and enter travel addresses for mileage calculation. The app will also store saved addresses the subject prefers to use for mileage calculation. Once the reimbursement is saved and submitted, the administrator will approve or deny the reimbursement request and the subjects RT-Pay stipend card will be loaded with the amount of the reimbursement. The subject will receive a text message notification to let them know their RT-Pay card has been loaded with funds. Subjects can enter receipts and save the reimbursement for a later submission. The RT-Pay app provides a simple, efficient way for clinical trial participants to upload their reimbursement requests and receive reimbursement in an expedited timeline. With the RT-Pay app sponsors can drastically reduce the time it takes to reimburse a subject for their participation, in turn, enhancing the trial participation experience for the subject.
MyDashCard
Manage your prepaid card account with ease. Activate your card, check balances, view transactions and statements, and deposit checks. Secure your account by freezing your card and receive real-time notifications.
- Activate prepaid account
- Check account balance
- View digital card
- Transaction history
- Spending analysis
- Mobile check deposit
- Freeze/unfreeze card
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Here’s what our cardholders enjoy with the Dash app: -Activate your account -Check your balance -Access a digital version of your account -View transactions -Analyze your spending -View Statements -Pay a bill -Freeze and Unfreeze your card -Real-time transaction notifications -ATM locator -Save money for a rainy day with your own Savings Purse -Deposit checks using Mobile Check Deposit for eligible members. -Move money between your other bank accounts -And much more
Screenshots
Verdict
The clearest difference is rating: MyDashCard at 4.7 against RealTime's 3.2. MyDashCard also leads on update cadence (every 11 days vs every 5 months) and ratings volume (23K vs 5). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
MyDashCard holds the better App Store score, 4.7 against 3.2. That said, the two scores are not equally well evidenced: MyDashCard has 23K ratings behind it against 5, so its average is the more settled of the two. Written reviews point the same way: 0% of RealTime's written reviews are positive against 21% of MyDashCard's.
RealTime ships an update every 5 months, MyDashCard every 11 days. The most recent releases landed on October 24, 2026 and October 30, 2026 respectively.
| Parameter | RealTime | MyDashCard |
|---|---|---|
| Price | Free | Free |
| Rating | 3.2 (5 ratings) | 4.7 (23K ratings) — better |
| Positive reviews | 0.0% of reviews | 21.1% of reviews — better |
| Number of ratings | 5 | 23K — better |
| Update frequency | Every 5 months | Every 11 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 15.1 | 15.1 |
| Further details — not scored | ||
| Size | 22 MB | 75 MB |
| Age rating | 4+ | 4+ |
| Developer | RealTime Software Solutions | Prepaid Technologies |
Customer experience
RealTime
MyDashCard
Bugs and requests
RealTime
Not enough reviews yet to summarise bugs or requests.
MyDashCard
Reported bugs
3 issues- Login and password reset problems
- Inability to view account balance
- App crashes and freezes
Requested features
3 requests- Ability to transfer funds to external accounts
- Improved app stability and reliability
- Better communication from the company
In-app purchases
RealTime
No in-app purchases
MyDashCard
No in-app purchases








