Southwest Capital Bank vs Sandia Area FCU Mobile Banking

Southwest Capital Bank Mobile Banking puts your accounts at your fingertips. It's fast, it's secure and it's free. All you need is your online banking username and password. What you can do • Deposit checks using your camera • Transfer money between your SWCB accounts • Make payments to payees you’ve already set up in Online Banking • Person to Person (P2P) payments using an email address or text enabled phone number • Find nearby ATMs and branch locations • View your balances and search transaction history How to get started • Our mobile banking app is free. Your mobile carrier’s message and data rates may apply How you’re protected • We never store personal or account information on your phone • All transactions are encrypted with the same secure technology as Online Banking Southwest Capital Bank Member FDIC For FAQs about SWCB Mobile Banking, visit our FAQ’s. To find out more about the benefits of online and mobile banking, visit www.southwestcapital.com

Sandia Area’s mobile banking app lets you take Sandia Area’s banking services with you, no matter where you go – it’s like being able to visit your neighborhood branch anywhere, anytime! When you’re on-the-go, you can check your available balances, view account activity, pay bills, deposit checks, make transfers between your accounts, send and receive money, and find the closest branch or free ATM. MANAGE YOUR ACCOUNTS • Review activity and balances • Activate or replace credit / debit cards • Set or edit travel notices for eligible cards • Set alerts to be notified of important account and security info TRANSFER MONEY • Securely send and receive money from friends and family 1 • Transfer funds between your Sandia Area accounts 2 PAY BILLS • Schedule / edit / cancel payments • Pay eBills • Add / edit pay-to accounts DEPOSIT CHECKS • Simply take photos of checks to deposit them • Immediately see the processing deposit in your account 3 STAY ON TOP OF YOUR SPENDING • Keep track of your spending habits and / or set up personal financial goals with our Budget and Personal Financial Management tools STAY CONNECTED • Locate the nearest Sandia Area branch. • Locate surcharge-free ATMs (over 30,000 nationwide) • Contact us via Secure Messaging for support SECURITY Your online banking experience and the security of your personal and financial information are very important to us. • Mobile Banking is protected by 128-bit encryption, just like Sandia Area Online Banking • No personal information is stored on your phone. • Account number information is not transmitted Federally insured by NCUA. All services subject to Online Services User Agreement. Mobile Internet data and text message charges may apply. Please contact your mobile service provider for details. 1. Some fees may apply. Check your fee schedule. 2. Transfers from a credit card will be treated as a cash advance. Please review the terms and conditions of your credit card for additional details. 3. Note, some transactions may not be immediately recorded to your account and may not yet be reflected in the available balance. For more information about Sandia Area’s Mobile App, visit www.sandia.org. To learn how we protect your privacy, please visit www.sandia.org/privacy.