DCU QuickPay vs spendwell App

**Please note, if you are installing the app for the first time you will need to create a new user ID and password. This is separate from your mobile banking credentials. **This is a the first release of our NEW mobile wallet app. Please contact our toll-free number or email us if you have any questions or concerns: 844-573-1075 or info@directionscu.org. We are here to help and would love your feedback! With Directions Mobile Wallet, you can easily and securely access your card accounts anytime, anywhere -- all from your smartphone! The application is free to download! Once you've created a secure account and have logged in, you'll be able to: * View balances * Set up and manage transaction alerts to help monitor your account activity Your security is our priority. To ensure the prevention of unauthorized access and activity, mobile data transmissions and account information are protected by 256-bit SSL encryption standards-- just like when you bank online! Experience the freedom of mobile payments that Directions Mobile Wallet can offer today! Some feature of the app may use the GPS function. Continued use of GPS running in the background can dramatically decrease battery life.

The spendwell® Reloadable Visa® Debit Card & Bank Account has features and benefits that help you take your dollar further. Use your card to shop online or in stores anywhere Visa® debit cards are accepted. The spendwell Mobile App allows you to: • Quickly access your available balance • View the details of all your active and completed transactions • Easily manage your spendwell account on the go, wherever you are! spendwell is a bank account that works as hard as you do: • Get your pay up to 2 days early when you set up direct deposit¹ • Free to add cash at Dollar General locations² • Free online bill pay • Easily add checks on your mobile device using Mobile Check Capture by Ingo® Money³ • Free subaccounts to keep your family spending on track Visit myspendwell.com for more information. ¹Faster access compared to standard payday electronic deposit and subject to your employer submitting paycheck information to the bank before payday. Your employer may not submit paycheck information early. See additional fees, terms and conditions at myspendwell.com. The full Deposit Account Agreement and Demand Deposit Rewards Terms may be viewed at myspendwell.com. ²Terms and conditions apply. You can add cash at other locations for up to $3.95. For details, please visit myspenwell.com. Message and data rates may apply. ³The Mobile Check Capture by Ingo Money service is provided by First Century Bank, N.A. and Ingo Money, Inc., subject to the First Century Bank and Ingo Money Terms and Conditions and the First Century Bank and Ingo Money Privacy Policy. All checks are subject to approval for funding in Ingo Money’s sole discretion. Approval usually takes 3 to 5 minutes but can take up to one hour. Fees apply for approved Money in Minutes transactions funded to your account. See myspendwell.com/fees for details. Additional terms and conditions and limits are associated with your use of the Mobile Check Capture by Ingo Money service through the spendwell Mobile App. See myspendwell.com/legal for details. Data rates may apply. spendwell® Bank Account is a demand deposit account established by Pathward®, N. A., Member FDIC. Card can be used everywhere Visa® debit cards are accepted. Card is issued by Pathward pursuant to a license from Visa U.S.A., Inc. Funds are FDIC insured, subject to applicable limitations and restrictions, when we receive the funds deposited to your account. spendwell and InComm Payments are not banks or FDIC-insured institutions and the FDIC’s deposit insurance coverage only protects against the failure of an FDIC-insured institution. Pathward, N.A. is an FDIC-insured depository institution.