Comparison

Papara vs iyzico

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Papara

Manage your money with a digital account offering fast, affordable financial services. Make payments, invest, save, and send money globally. Enjoy instant cashback and a variety of customizable cards for all your spending needs.

Highlights
  • Free account opening
  • Instant cashback rewards
  • Cost-free money transfers
  • Bill payments and expense tracking
  • Savings and investment accounts
  • Global money transfers
  • Multiple card options
Features
Read full description

Fast, simple, affordable and enjoyable financial services are on Papara! Download now, open your free account in seconds. Simply deposit money and start using instantly: make your payments, manage your budget, invest and save! JOIN OVER 23 MILLION PAPARA USERS → With Papara Card, spend worldwide and online without debt. → Earn instant Cashback as you spend. → Make money transfers cost-free 24/7. → Receive money to your account from all banks 24/7 with your Papara IBAN. → Simply pay your bills with Papara. Pay simply, track your monthly expenses with graphs! If you wish, place automatic payment orders and save time. → Top up your travel cards in seconds, 24/7. → Save money freely with a Savings Account. Set goals and track your progress. → Open Precious Metals Account and buy/sell gold, silver, and platinum 24/7. → Send money to over 100 countries within minutes. Receive transfers from abroad. → Chat with friends using the familiar messaging experience. → Split expenses and request money simply. → Deposit/withdraw cash from any ATM, make POS payments, and accept payments via QR. → Track your expenses with graphs, manage your budget. ENTER THE WORLD OF INVESTING WITH PAPARA INVEST → Swipe through Accounts section to view Investment Account, and open your account in seconds. → Even without opening Investment Account, you can monitor the stock market with real-time data, add stocks to your watchlist, and simply track market trends. → Buy/sell dollars at advantageous exchange rates, transfer money from your bank. → Even with just $1, become a shareholder of global giants like Apple, Tesla, Amazon, Microsoft, and Google. Invest in over 4.000 stocks listed on NASDAQ and NYSE. CHOOSE YOUR PAPARA CARD Pick the prepaid Papara Card that suits you best. → Papara Card: Choose one of five colors and request your free Papara Card instantly. Customize it with your own text, drawings, and icons. → Metal Card: Earn Cashback abroad with your personalized Metal Card made of 18 grams of stainless steel, available in three colors. → Sticker Card: Pop it out, stick it, make contactless payments in just one-step. No wallet needed! → Collection Card: Stand out with Batman Card, Joker Card, Harley Quinn Card, The Flash Card or Superman Card, inspired by DC Universe characters. → TS Card: Show your Trabzonspor passion everywhere. Enjoy fan privileges. → Voice Card: The world’s first audio card for the visually impaired—hear the amount and pay securely. → Virtual Card: Choose Mastercard, Visa, or TROY card scheme and create a Virtual Card, enjoy fast and secure online shopping. → Ghost Virtual Card: Eliminate risks completely with the single-use Ghost Card for online shopping. → Gift Card: Choose from hundreds of brands and send free Gift Cards to your loved ones. → Edu Card: The digital way to give an allowance. Track the student’s expenses in real time from your Papara account and send allowances 24/7 cost-free. EARN INSTANT CASH WITH PAPARA CASHBACK PROGRAM Spend at least 500 TL in total with your Papara Card across the current and previous calendar month, start earning instant cash at favorite brands monthly. Open your free account and verify it in just 3 minutes, and start experiencing the privileges of being a Papara user! PAPARA, NOT A BANK ------------------------------------------ Our contact numbers and e-mail address: www.papara.com 0850 340 0 340 destek@papara.com topluluk.papara.com Papara Elektronik Para A.Ş. (Central Registry Number: 0721043152900015) Papara is an electronic money and payment services organization authorized by the Banking Regulation and Supervision Agency (BRSA) in April 2016 and has been operating since then. Papara's commercial activities are strictly limited to the issuance of electronic money and fund transfers in accordance with Law No. 6493. Registered Address: Burhaniye Mah. Atilla Sok. No: 7-1, Üsküdar, Istanbul, Turkey, 34676

About

iyzico

Manage all your purchases and expenses easily and safely with a dedicated card and mobile app. Track spending, deposit and withdraw funds from ATMs, and enjoy instant refunds on purchases made with your balance.

Highlights
  • iyzico Card for all purchases
  • Track all shopping on a single screen
  • Fast payments with balance or stored card
  • 24/7 live chat and phone support
  • Instant refunds to iyzico balance
  • ATM deposits and withdrawals
Read full description

All purchases with iyzico are now easy! All purchases are Now Easy and Safe: iyzico Card All the iyzico privileges you experienced in internet shopping are now with you wherever you go with iyzico Card! You’re in control of all your expenses in shops and restaurants with the iyzico Card. Depositing and withdrawing money from all ATMs to your iyzico balance, spending as much as you deposit, receiving 24/7 support with iyzico Buyer Protection assurance is now easy with your iyzico Card! Track all your shopping with iyzico on a single screen You can track all your shopping with the iyzico assurance through the iyzico mobile application. Pay fast with your iyzico balance or with your stored card Don't waste your minutes to pay, Pay with iyzico is always with you! Enjoy completing your payment instantly and safely with your iyzico balance or stored card. 24/7 live chat and phone support We put end to worries such as “Will my order arrive incomplete?”, “What do I do if my order doesn't reach me?” or “How can I return my order? “ . Our 24/7 live chat and phone support is with you for all your purchases within the scope of Pay with iyzico and iyzico Buyer Protection. Pay with your iyzico balance, get your refund instantly You can create your iyzico balance by using your bank or credit card, bank transfer method, your mobile operator and you can shop from anywhere you want without the need for a bank account. Moreover, the refund of all shopping you have completed with your iyzico balance is instantly in your account following the seller's approval!

Screenshots

Papara4 screens
iyzico4 screens

Verdict

The call

The clearest difference is review sentiment: Papara at 43% against iyzico's 11%. Papara also leads on rating (4.8 vs 4.4) and ratings volume (5K vs 43). iyzico's advantage is monetization model (free vs free with in-app purchases). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Papara holds the better App Store score, 4.8 against 4.4. That said, the two scores are not equally well evidenced: Papara has 5K ratings behind it against 43, so its average is the more settled of the two. Written reviews point the same way: 43% of Papara's written reviews are positive against 11% of iyzico's.

UpkeepUpdate frequency

Papara ships an update fortnightly, iyzico every 3 weeks. The most recent releases landed on October 24, 2026 and October 29, 2026 respectively.

Scorecard4 real differences · 6 level
Papara versus iyzico: the parameters behind the verdict, then further details
ParameterPaparaiyzico
PriceFreeFree
Rating4.8 (5K ratings) — better4.4 (43 ratings)
Positive reviews43.4% of reviews — better10.5% of reviews
Number of ratings5K — better43
Update frequencyFortnightly — betterEvery 3 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS14.0 — better15.5
Further details — not scored
Size295 MB158 MB
Age rating4+4+
DeveloperPapara Elektronik Para A.SIyzi Odeme Ve Elektronik Para Hizmetleri Anonim Sirketi

Customer experience

Papara

All ratings4,969 ratings
Positive95.5%
Neutral1.5%
Negative2.9%
Written reviews228 reviews
Positive43.4%
Neutral6.1%
Negative50.4%

iyzico

All ratings43 ratings
Positive86.0%
Neutral0.0%
Negative14.0%
Written reviews76 reviews
Positive10.5%
Neutral3.9%
Negative85.5%

Bugs and requests

Papara

Reported bugs

4 issues
  • App crashes on newer devices
  • Verification process not working
  • Delayed card delivery
  • Incorrect transaction notifications

Requested features

4 requests
  • Add English language support
  • Integrate with bank accounts
  • Implement NFC payment option
  • Improve account deletion process

iyzico

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Papara

No in-app purchases

None

iyzico

No in-app purchases

Questions

Is Papara free?
Papara is free to download, with no in-app purchases.
Is iyzico free?
iyzico is free to download, with no in-app purchases.
Which has better reviews, Papara or iyzico?
Papara is rated higher. Papara averages 4.8 out of 5 from 5K ratings, while iyzico averages 4.4 from 43 ratings.
Do Papara or iyzico have ads?
Neither Papara nor iyzico shows ads.
Which is updated more often, Papara or iyzico?
Papara ships an update fortnightly, and iyzico every 3 weeks. Most recently, Papara was updated on October 24, 2026 and iyzico on October 29, 2026.

Other comparisons