iyzico vs Sipay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
iyzico
Manage all your purchases and expenses easily and safely with a dedicated card and mobile app. Track spending, deposit and withdraw funds from ATMs, and enjoy instant refunds on purchases made with your balance.
- iyzico Card for all purchases
- Track all shopping on a single screen
- Fast payments with balance or stored card
- 24/7 live chat and phone support
- Instant refunds to iyzico balance
- ATM deposits and withdrawals
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All purchases with iyzico are now easy! All purchases are Now Easy and Safe: iyzico Card All the iyzico privileges you experienced in internet shopping are now with you wherever you go with iyzico Card! You’re in control of all your expenses in shops and restaurants with the iyzico Card. Depositing and withdrawing money from all ATMs to your iyzico balance, spending as much as you deposit, receiving 24/7 support with iyzico Buyer Protection assurance is now easy with your iyzico Card! Track all your shopping with iyzico on a single screen You can track all your shopping with the iyzico assurance through the iyzico mobile application. Pay fast with your iyzico balance or with your stored card Don't waste your minutes to pay, Pay with iyzico is always with you! Enjoy completing your payment instantly and safely with your iyzico balance or stored card. 24/7 live chat and phone support We put end to worries such as “Will my order arrive incomplete?”, “What do I do if my order doesn't reach me?” or “How can I return my order? “ . Our 24/7 live chat and phone support is with you for all your purchases within the scope of Pay with iyzico and iyzico Buyer Protection. Pay with your iyzico balance, get your refund instantly You can create your iyzico balance by using your bank or credit card, bank transfer method, your mobile operator and you can shop from anywhere you want without the need for a bank account. Moreover, the refund of all shopping you have completed with your iyzico balance is instantly in your account following the seller's approval!
Sipay
Manage your finances from one place without a traditional bank account. Perform transactions like bill payments, money transfers, and precious metal trading securely. Earn cashback rewards on various purchases and access your financial reports.
- Manage finances from one place
- Online and in-store shopping
- Money transfers and bill payments
- Buy and sell gold/silver
- Findeks Risk Report access
- Cashback rewards
- Open Banking integration
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Smart Finance with Sipay Take control of your spending today! Manage your entire financial life from one place with Sipay. Download the Sipay Mobile app, open your free account, and start using it with ease.Spend smart, earn as you go, and enjoy the freedom of managing your money your way! Discover the world of Sipay! Without the need for a traditional bank account or bank card, you can now shop online and in-store, make money transfers, pay bills, buy and sell gold and silver, access your Findeks Risk Report, and much more freely and securely across the globe! - Download the Sipay Mobile App - Complete identity verification in just 1 minute - Link your account with a Sipay Virtual Card or order your physical Sipay Card What can you do with Sipay? 1- Cash Withdrawal & Deposit: Withdraw and deposit money easily via partner ATMs 2- 24/7 Free Money Transfers: Send money anytime with Sipay IBAN and FAST with no transaction fees 3- Bill Payments: Pay your bills quickly and effortlessly 4- Findeks Risk Report: Get your first Findeks Risk Report free through Sipay 5-Precious Metal Trading: Buy and sell gold, silver, platinum, and palladium 6- Cashback Rewards: Instantly earn cashback from various brands and digital platforms 7- Sipay Card: Shop securely and quickly with contactless payment anywhere in the world 8- Open Banking: Manage all your bank accounts from one place 9- QR Transactions: Make POS payments, send, or request money via QR code completely free 10- International Money Transfers: Send money to nearly 100 countries across 6 continents within minutes your first transfer is free! Cashback Offers Make your digital platform payments with your Sipay Card and earn up to 40% cashback. New User Cashback Get up to ₺300 cashback with 40% instant refund on digital platform payments during your first 6 months. Platform-Specific Cashback Rates: Netflix, Spotify, Exxen, YouTube Premium, Amazon Prime, Max, Tabii – 40% App Store – 10% Grocery – 5% Games & Digital Codes – up to 30% Pharmacy – 25% PlayStation – 10% Steam – 10% Cambly – 10% Udemy – 10% VOI – 15% Yolcu360 – 10% Odamax – 5% Fitty – 25% Café & Restaurant – 10% Cosmetics – 10% MetropolCard – 4% Download Sipay now and open your free account. Start spending smart and earning cashback instantly! Smart finance starts with Sipay. Need help or have questions? www.sipay.com.tr
Screenshots
Verdict
The clearest difference is review sentiment: Sipay at 73% against iyzico's 11%. Sipay also leads on rating (4.6 vs 4.4) and update cadence (every 10 days vs every 3 weeks). On price, ratings volume, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Sipay holds the better App Store score, 4.6 against 4.4. Both are backed by a comparable volume of ratings — 43 and 38 respectively. Written reviews point the same way: 11% of iyzico's written reviews are positive against 73% of Sipay's.
iyzico ships an update every 3 weeks, Sipay every 10 days. Both last shipped on October 29, 2026.
| Parameter | iyzico | Sipay |
|---|---|---|
| Price | Free | Free |
| Rating | 4.4 (43 ratings) | 4.6 (38 ratings) — better |
| Positive reviews | 10.5% of reviews | 72.7% of reviews — better |
| Number of ratings | 43 — better | 38 |
| Update frequency | Every 3 weeks | Every 10 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 15.5 — better | 15.6 |
| Further details — not scored | ||
| Size | 158 MB | 385 MB |
| Age rating | 4+ | 4+ |
| Developer | Iyzi Odeme Ve Elektronik Para Hizmetleri Anonim Sirketi | SIPAY ELEKTRONIK PARA VE ODEME HIZMETLERI ANONIM SIRKETI |
Customer experience
iyzico
Sipay
In-app purchases
iyzico
No in-app purchases
Sipay
No in-app purchases








