Comparison

iyzico vs Sipay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

iyzico

Manage all your purchases and expenses easily and safely with a dedicated card and mobile app. Track spending, deposit and withdraw funds from ATMs, and enjoy instant refunds on purchases made with your balance.

Highlights
  • iyzico Card for all purchases
  • Track all shopping on a single screen
  • Fast payments with balance or stored card
  • 24/7 live chat and phone support
  • Instant refunds to iyzico balance
  • ATM deposits and withdrawals
Read full description

All purchases with iyzico are now easy! All purchases are Now Easy and Safe: iyzico Card All the iyzico privileges you experienced in internet shopping are now with you wherever you go with iyzico Card! You’re in control of all your expenses in shops and restaurants with the iyzico Card. Depositing and withdrawing money from all ATMs to your iyzico balance, spending as much as you deposit, receiving 24/7 support with iyzico Buyer Protection assurance is now easy with your iyzico Card! Track all your shopping with iyzico on a single screen You can track all your shopping with the iyzico assurance through the iyzico mobile application. Pay fast with your iyzico balance or with your stored card Don't waste your minutes to pay, Pay with iyzico is always with you! Enjoy completing your payment instantly and safely with your iyzico balance or stored card. 24/7 live chat and phone support We put end to worries such as “Will my order arrive incomplete?”, “What do I do if my order doesn't reach me?” or “How can I return my order? “ . Our 24/7 live chat and phone support is with you for all your purchases within the scope of Pay with iyzico and iyzico Buyer Protection. Pay with your iyzico balance, get your refund instantly You can create your iyzico balance by using your bank or credit card, bank transfer method, your mobile operator and you can shop from anywhere you want without the need for a bank account. Moreover, the refund of all shopping you have completed with your iyzico balance is instantly in your account following the seller's approval!

About

Sipay

Manage your finances from one place without a traditional bank account. Perform transactions like bill payments, money transfers, and precious metal trading securely. Earn cashback rewards on various purchases and access your financial reports.

Highlights
  • Manage finances from one place
  • Online and in-store shopping
  • Money transfers and bill payments
  • Buy and sell gold/silver
  • Findeks Risk Report access
  • Cashback rewards
  • Open Banking integration
Read full description

Smart Finance with Sipay Take control of your spending today! Manage your entire financial life from one place with Sipay. Download the Sipay Mobile app, open your free account, and start using it with ease.Spend smart, earn as you go, and enjoy the freedom of managing your money your way! Discover the world of Sipay! Without the need for a traditional bank account or bank card, you can now shop online and in-store, make money transfers, pay bills, buy and sell gold and silver, access your Findeks Risk Report, and much more freely and securely across the globe! - Download the Sipay Mobile App - Complete identity verification in just 1 minute - Link your account with a Sipay Virtual Card or order your physical Sipay Card What can you do with Sipay? 1- Cash Withdrawal & Deposit: Withdraw and deposit money easily via partner ATMs 2- 24/7 Free Money Transfers: Send money anytime with Sipay IBAN and FAST with no transaction fees 3- Bill Payments: Pay your bills quickly and effortlessly 4- Findeks Risk Report: Get your first Findeks Risk Report free through Sipay 5-Precious Metal Trading: Buy and sell gold, silver, platinum, and palladium 6- Cashback Rewards: Instantly earn cashback from various brands and digital platforms 7- Sipay Card: Shop securely and quickly with contactless payment anywhere in the world 8- Open Banking: Manage all your bank accounts from one place 9- QR Transactions: Make POS payments, send, or request money via QR code completely free 10- International Money Transfers: Send money to nearly 100 countries across 6 continents within minutes your first transfer is free! Cashback Offers Make your digital platform payments with your Sipay Card and earn up to 40% cashback. New User Cashback Get up to ₺300 cashback with 40% instant refund on digital platform payments during your first 6 months. Platform-Specific Cashback Rates: Netflix, Spotify, Exxen, YouTube Premium, Amazon Prime, Max, Tabii – 40% App Store – 10% Grocery – 5% Games & Digital Codes – up to 30% Pharmacy – 25% PlayStation – 10% Steam – 10% Cambly – 10% Udemy – 10% VOI – 15% Yolcu360 – 10% Odamax – 5% Fitty – 25% Café & Restaurant – 10% Cosmetics – 10% MetropolCard – 4% Download Sipay now and open your free account. Start spending smart and earning cashback instantly! Smart finance starts with Sipay. Need help or have questions? www.sipay.com.tr

Screenshots

iyzico4 screens
Sipay4 screens

Verdict

The call

The clearest difference is review sentiment: Sipay at 73% against iyzico's 11%. Sipay also leads on rating (4.6 vs 4.4) and update cadence (every 10 days vs every 3 weeks). On price, ratings volume, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Sipay holds the better App Store score, 4.6 against 4.4. Both are backed by a comparable volume of ratings — 43 and 38 respectively. Written reviews point the same way: 11% of iyzico's written reviews are positive against 73% of Sipay's.

UpkeepUpdate frequency

iyzico ships an update every 3 weeks, Sipay every 10 days. Both last shipped on October 29, 2026.

Scorecard3 real differences · 7 level
iyzico versus Sipay: the parameters behind the verdict, then further details
ParameteriyzicoSipay
PriceFreeFree
Rating4.4 (43 ratings)4.6 (38 ratings) — better
Positive reviews10.5% of reviews72.7% of reviews — better
Number of ratings43 — better38
Update frequencyEvery 3 weeksEvery 10 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.5 — better15.6
Further details — not scored
Size158 MB385 MB
Age rating4+4+
DeveloperIyzi Odeme Ve Elektronik Para Hizmetleri Anonim SirketiSIPAY ELEKTRONIK PARA VE ODEME HIZMETLERI ANONIM SIRKETI

Customer experience

iyzico

All ratings43 ratings
Positive86.0%
Neutral0.0%
Negative14.0%
Written reviews76 reviews
Positive10.5%
Neutral3.9%
Negative85.5%

Sipay

All ratings38 ratings
Positive89.5%
Neutral2.6%
Negative7.9%
Written reviews11 reviews
Positive72.7%
Neutral9.1%
Negative18.2%

In-app purchases

None

iyzico

No in-app purchases

None

Sipay

No in-app purchases

Questions

Is iyzico free?
iyzico is free to download, with no in-app purchases.
Is Sipay free?
Sipay is free to download, with no in-app purchases.
Which has better reviews, iyzico or Sipay?
Sipay is rated higher. iyzico averages 4.4 out of 5 from 43 ratings, while Sipay averages 4.6 from 38 ratings.
Do iyzico or Sipay have ads?
Neither iyzico nor Sipay shows ads.
Which is updated more often, iyzico or Sipay?
iyzico ships an update every 3 weeks, and Sipay every 10 days. Most recently, iyzico was updated on October 29, 2026 and Sipay on October 29, 2026.

Other comparisons