Sipay vs FUPS

Smart Finance with Sipay Take control of your spending today! Manage your entire financial life from one place with Sipay. Download the Sipay Mobile app, open your free account, and start using it with ease.Spend smart, earn as you go, and enjoy the freedom of managing your money your way! Discover the world of Sipay! Without the need for a traditional bank account or bank card, you can now shop online and in-store, make money transfers, pay bills, buy and sell gold and silver, access your Findeks Risk Report, and much more freely and securely across the globe! - Download the Sipay Mobile App - Complete identity verification in just 1 minute - Link your account with a Sipay Virtual Card or order your physical Sipay Card What can you do with Sipay? 1- Cash Withdrawal & Deposit: Withdraw and deposit money easily via partner ATMs 2- 24/7 Free Money Transfers: Send money anytime with Sipay IBAN and FAST with no transaction fees 3- Bill Payments: Pay your bills quickly and effortlessly 4- Findeks Risk Report: Get your first Findeks Risk Report free through Sipay 5-Precious Metal Trading: Buy and sell gold, silver, platinum, and palladium 6- Cashback Rewards: Instantly earn cashback from various brands and digital platforms 7- Sipay Card: Shop securely and quickly with contactless payment anywhere in the world 8- Open Banking: Manage all your bank accounts from one place 9- QR Transactions: Make POS payments, send, or request money via QR code completely free 10- International Money Transfers: Send money to nearly 100 countries across 6 continents within minutes your first transfer is free! Cashback Offers Make your digital platform payments with your Sipay Card and earn up to 40% cashback. New User Cashback Get up to ₺300 cashback with 40% instant refund on digital platform payments during your first 6 months. Platform-Specific Cashback Rates: Netflix, Spotify, Exxen, YouTube Premium, Amazon Prime, Max, Tabii – 40% App Store – 10% Grocery – 5% Games & Digital Codes – up to 30% Pharmacy – 25% PlayStation – 10% Steam – 10% Cambly – 10% Udemy – 10% VOI – 15% Yolcu360 – 10% Odamax – 5% Fitty – 25% Café & Restaurant – 10% Cosmetics – 10% MetropolCard – 4% Download Sipay now and open your free account. Start spending smart and earning cashback instantly! Smart finance starts with Sipay. Need help or have questions? www.sipay.com.tr

Download FUPS, create your account in seconds, and securely manage your money. With FUPS, you can track your budget, make payments, send and receive money, split before expenses, and use social account. Send and Receive Money via IBAN • Instantly transfer up to 100,000 TRY to any bank account using your FUPS IBAN with no fees. • Use Easy Address instead of IBAN to send money via a phone number, email, ID number, tax number, foreign ID, or passport number. FUPS QR Card • Create instantly and start using it. • Make payments at POS terminals without a physical card and withdraw cash from ATMs easily. Upgrade to FUPS Premium • Verify your ID and become a Premium member in minutes to unlock all features and increase your limits. Easy Top-Up • Load money effortlessly using your credit or debit card, bank transfer, or by depositing cash at ATMs. Order Your FUPS Card • Get a personalized FUPS Card delivered to your address directly from the app. Social Account • Assign a shared spending limit to selected people. If they don’t use it, the money stays with you. Split Payment Before Expense • Collect shared payments before spending to avoid unexpected costs. Split Payment • Easily split expenses with others after making a purchase. Secure In-App Chat • Chat securely with friends or groups, send and receive money, set up shared payments, and request money all within the app. Twin Account • Use one card for two different accounts. Assign a separate PIN for your second account, and your spending will be directed accordingly. Smart Virtual Card • Ensure secure recurring payments with a FUPS Virtual Card. Set a custom limit, and the specified amount will be deducted on your chosen date. Pay Bills • Make fast and secure bill payments directly through the app. Withdraw Cash from ATMs • Withdraw cash from any ATM. Use the Dual Account feature to select which FUPS account you want to withdraw from. Request Money via Payment Link • Request money from non-FUPS users by sending a payment link. The recipient can enter their card details and send money easily. FUPS TR QR Code • FUPS now supports payment transactions with TR QR Code, ensuring full compatibility with all banks and payment institutions. With FUPS TR QR Code, you can: Transfer money to an IBAN Make merchant payments Process cancellations/refunds Pay with a card or directly from your account