Khedmah vs PassCards
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Khedmah
Manage and pay all your utility, telecom, insurance, and traffic-related bills in one convenient app. This platform also offers entertainment vouchers, e-learning courses, and a digital e-wallet for seamless transactions.
- Utility bill management and payment
- Telecom bill payment and recharge
- Insurance and social security payments
- Traffic fines and vehicle registration renewal
- Vehicle and travel insurance purchase
- Entertainment voucher purchases
- E-learning courses access
- Digital e-wallet for payments
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All your Bill Payments and Recharge in One App - KHEDMAH! Key Features 1. Streamlined Utility Bill Management: Easily manage, view, and pay your electricity and water bills for all service providers in Oman, including Nama Supply, Nama Dhofar Services and Nama Water Services. Formerly known as Muscat Electricity Distribution Company - MEDC, Mazoon Electricity Company - Mazoon, Majan Electricity Company - Majan, Rural Areas Electricity Company - RAECO, Dhofar Power Company - DPC and Public Authority of Electricity & Water. 2. Telecom Bills & Top ups: Pay all postpaid telecom bills for Omantel, Ooredoo and AWASR Broadband. Recharge or top-up prepaid mobile and internet broadband numbers for Omantel, Vodafone, Ooredoo, Renna, and Friendi, along with Electricity Prepaid accounts. 3. Insurance & Contributions: Pay your social security subscription to Social Protection Fund (SPF - formerly known as PASI) subscription fees. 4. Royal Oman Police (ROP) Services: Pay your traffic fines and renew Mulkiya, Vehicle Registration with just a few clicks. 5. Vehicle & Travel Insurance Services: Purchase or renewed your vehicle insurance and avail travel insurance services. 6. Entertainment Vouchers: Purchase entertainment vouchers for various platforms (Netflix, iTunes, Play Station, Nintendo, PUBG, XBOX, Razer Gold, ROBLOX, Etisalat, Du, TutorComp etc.) 7. E-learning: Get access to 100s of certified & accredited courses and learn from the comfort of your home. 8. Real-time Inquiries & Payments: Stay updated with real-time outstanding balances for all utility and telecom services. Save card details for swift one-click payments or use Khedmah Pay – the digital E-Wallet. 9. Personalized Profiles: Create your own profile for seamless management of utility and telecom accounts. Receive monthly bills electronically and easily locate our branches and bill payment machines nationwide. 10. Khedmah Pay – The Modern Way to Pay: Introducing Khedmah Pay, your preferred payment app that allows you to register and activate your e-wallet. Seamlessly use your wallet across all merchants supporting mobile payments. • Quick & easy person to person transaction using mobile number • Request and receive payments • Send money to contacts via mobile number, alias name, or QR Code • Effortlessly pay merchants by scanning QR Codes • Securely pay utility and telecom bills using your wallet across the globe • Top up electricity and mobile with unprecedented ease • Swift and secure payment of ROP traffic fines and Social Protection Fund bills • Simplified purchase of vouchers and purchase or renewal of insurance services Elevate your payment experience with Khedmah App, ALL IN ONE APP.
PassCards
Easily create and manage digital versions of your physical cards, including boarding passes, event tickets, and loyalty cards. Add barcodes by scanning, manual entry, or importing from photos. Your data remains private within your iCloud account.
- Create scannable digital passes
- Boarding pass, ticket, and loyalty card support
- Add barcodes via camera scan or manual entry
- Modern, elegant design
- Add passes to device wallet
- Full Arabic and English support
- Private iCloud data storage
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PassCards is your go-to app for creating and managing digital passes with ease, turning your physical cards into digital ones you carry everywhere. Create passes of every type with real, scannable barcodes: - Boarding Pass - Event Ticket - Store & Loyalty Card - Coupon - Generic Card - Full Customization — design your own card from scratch Features: - Add barcodes by scanning with the camera, entering manually, or importing from photos - A modern, elegant design with its own identity - Easily add your passes to your device's wallet - Full Arabic and English support - Complete privacy — your data stays in your own iCloud account, with no external servers - A "Ready" section — a library of ready-to-use cards Download PassCards now and keep all your cards in one elegant, secure place. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://ibsleman.com/privacy-policy-wallet-cards/
Screenshots
Verdict
The clearest difference is rating: Khedmah at 3.6 against PassCards's 1.0. Khedmah also leads on in-app purchases (none vs 3) and ratings volume (64 vs 1). On price, update cadence, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. PassCards sells 3 in-app purchases, starting at $2.90 per 7 days. Khedmah asks for nothing beyond the download.
Khedmah holds the better App Store score, 3.6 against 1.0. That said, the two scores are not equally well evidenced: Khedmah has 64 ratings behind it against 1, so its average is the more settled of the two.
Khedmah ships an update every 2 months, PassCards monthly. The most recent releases landed on November 2, 2026 and November 8, 2026 respectively.
| Parameter | Khedmah | PassCards |
|---|---|---|
| Price | Free | Free |
| Rating | 3.6 (64 ratings) — better | 1.0 (1 ratings) |
| Positive reviews | 25.6% of reviews | — |
| Number of ratings | 64 — better | 1 |
| Update frequency | Every 2 months | Monthly — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free — better | Free with in-app purchases |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 15.6 — better | 18.0 |
| Further details — not scored | ||
| Size | 103 MB | 11 MB |
| Age rating | 4+ | 4+ |
| Developer | OMAN INVESTMENT AND FINANCE COMPANY | Ibrahim Ali |
Customer experience
Khedmah
PassCards
In-app purchases
Khedmah
No in-app purchases
PassCards
- Weekly3 Days trial$2.907 Days
- Monthly3 Days trial$4.901 Month
- Yearly3 Days trial$19.901 Year









