Comparison

مصرفي Plus vs Libya Guide GPay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

مصرفي Plus

Securely access your bank account for instant balance checks, detailed statements, and convenient payments. Transfer funds, purchase prepaid cards, and manage your account details with ease. Offers advanced payment options like QR code and NFC for seamless transactions.

Highlights
  • Instant balance inquiry
  • Detailed account statements
  • In-store purchases via Masrafy Pay
  • Prepaid card purchases
  • Fund transfers within Republic Bank
  • Unified payment services (OnePay, LYPay)
  • QR code and NFC payments
  • Update data and reset PIN
Features
Read full description

خدمة (مصرفي بلس - Masrafy Plus) المقدمة إلى عملاء مصرف الجمهورية، تمنحك الوصول الفوري والآمن إلى حسابك المصرفي من خلال التطبيق مباشرة، مع العديد من المميزات المُختلفة: • تابع رصيدك بشكل فوري عبر خدمة الاستفسار عن الرصيد. • إصدار كشف حساب مفصّل وبمُختلف الطرق. • الشراء من المتاجر باستخدام خدمة (مصرفي باي). • خدمة شراء كروت الدفع المُسبق، مع إمكانية طلب كشف حساب فوري لعمليات شراء الكروت. • تحويل الأموال من حسابك المصرفي إلى حساب آخر بمصرف الجمهورية. • خدمة الدفع الموحد (وان باي – OnePay) التي تمكنك من التحويل عبر المصارف، والشراء من المتاجر التي تقبل خدمات الدفع الإلكتروني الأخرى، وذلك بالدفع عبر رمز الـ QR، أو NFC. • خدمة الدفع الموحد بين المصارف (لي باي – LYPay). • حوّل الأموال إلى المصارف الأخرى عبر خدمة (وان باي – OnePay) وخدمة (لي باي – LYPay). • خدمة الدفع OnePay Minipay. • ميزة تحديث البيانات و اعادة ضبط الرمز السري للمستخدم. • فتح حساب جديد بخطوات بسيطة. • خدمة الدفع باستخدام كف اليد . حمّل تطبيق "مصرفي بلس" الآن، واختبر سهولة الخدمات المصرفية الحديثة حيثما كنت!

About

Libya Guide GPay

This app facilitates secure and convenient electronic payments for e-commerce in Libya. Users can link local bank accounts to digital wallets for quick transactions, make payments via QR codes or gateway numbers, and manage funds with sub-accounts for merchants or family members.

Highlights
  • Link local bank accounts
  • QR code payments
  • Sub-account management
  • Payment requests
  • Secure transactions
Read full description

GPay is a cutting-edge mobile payment service designed to enhance the electronic payment infrastructure for e-commerce in Libya. With Libya Guide GPay, users can effortlessly link their local bank accounts to their electronic wallets, enabling quick and secure transactions. Key Features: Easy Fund Transfers: Add funds to your wallet by linking your bank account or by using the local bank cards. Flexible Payment Options: Make payments by scanning the receiver’s QR code or entering their gateway number. Sub-accounts: GPay supports the creation of dedicated accounts for cashiers for merchants, making it easy to manage funds and track points of sale efficiently. Parents can also add sub-accounts for family members. Primary users can create sub-user accounts with specific permissions. Payment Requests: Receive payment requests and choose to accept or reject them with ease. Experience the convenience and security of digital payments with GPay, your trusted partner in modernizing financial transactions in Libya.

Screenshots

مصرفي Plus4 screens
Libya Guide GPay4 screens

Verdict

The call

The clearest difference is review sentiment: Libya Guide GPay at 100% against مصرفي Plus's 13%. Libya Guide GPay also leads on rating (4.1 vs 2.9) and update cadence (monthly vs every 4 months). مصرفي Plus's advantage is ratings volume (556 vs 8). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Libya Guide GPay holds the better App Store score, 4.1 against 2.9. That said, the two scores are not equally well evidenced: مصرفي Plus has 556 ratings behind it against 8, so its average is the more settled of the two. Written reviews point the same way: 13% of مصرفي Plus's written reviews are positive against 100% of Libya Guide GPay's.

UpkeepUpdate frequency

مصرفي Plus ships an update every 4 months, Libya Guide GPay monthly. The most recent releases landed on September 19, 2026 and September 28, 2026 respectively.

Scorecard4 real differences · 6 level
مصرفي Plus versus Libya Guide GPay: the parameters behind the verdict, then further details
Parameterمصرفي PlusLibya Guide GPay
PriceFreeFree
Rating2.9 (556 ratings)4.1 (8 ratings) — better
Positive reviews13.5% of reviews100.0% of reviews — better
Number of ratings556 — better8
Update frequencyEvery 4 monthsMonthly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS15.015
Further details — not scored
Size133 MB15 MB
Age rating4+4+
DeveloperMASARAT IT & FINANCIAL SERVICE COMPANYLibya Guide for Information Technology

Customer experience

مصرفي Plus

All ratings515 ratings
Positive43.3%
Neutral7.6%
Negative49.1%
Written reviews171 reviews
Positive13.5%
Neutral4.1%
Negative82.5%

Libya Guide GPay

All ratings8 ratings
Positive87.5%
Neutral0.0%
Negative12.5%
Written reviews4 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

مصرفي Plus

Reported bugs

10 issues
  • App crashes when purchasing credit cards
  • Login failures with 'server not responding' errors
  • Unable to access bottom menu items (LTT card options)
  • App not working on iPhone after updates
  • Slow response times and freezing
Show 5 more
  • Incompatibility with older iOS versions
  • Branch list showing no data
  • New account activation not functioning
  • Automatic logout and session issues
  • Card purchase functionality broken

Requested features

10 requests
  • Digital wallet integration (Google Pay, Apple Pay)
  • Face ID and fingerprint authentication
  • Multi-account support on single device
  • Card management and visa card features
  • NFC payment capability
Show 5 more
  • Transfer between other banks with lower fees
  • Longer password/PIN requirements
  • App lock with PIN protection
  • Better branch selection interface
  • Improved payment service options (OnePay, LyPay)

Libya Guide GPay

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

مصرفي Plus

No in-app purchases

None

Libya Guide GPay

No in-app purchases

Questions

Is مصرفي Plus free?
مصرفي Plus is free to download, with no in-app purchases.
Is Libya Guide GPay free?
Libya Guide GPay is free to download, with no in-app purchases.
Which has better reviews, مصرفي Plus or Libya Guide GPay?
Libya Guide GPay is rated higher. مصرفي Plus averages 2.9 out of 5 from 556 ratings, while Libya Guide GPay averages 4.1 from 8 ratings.
Do مصرفي Plus or Libya Guide GPay have ads?
Neither مصرفي Plus nor Libya Guide GPay shows ads.
Which is updated more often, مصرفي Plus or Libya Guide GPay?
مصرفي Plus ships an update every 4 months, and Libya Guide GPay monthly. Most recently, مصرفي Plus was updated on September 19, 2026 and Libya Guide GPay on September 28, 2026.

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