Comparison

EBI24 vs Sefa

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

EBI24

Features
Read full description

// EN EBI24 mobile app. Manage your documents remotely. What can you do in application: - create and send an invoice - accept the documents received - load the invoice with cost - view all documents - scan a document - add clients - archive - permanent access to all documents // PL Aplikacja mobilna systemu EBI24. Zarządzaj swoimi dokumentami zdalnie. Co możesz zrobić w aplikacji: - tworzyć i wysłać fakturę - akceptować otrzymane dokumenty - wczytać fakurę kosztową - przeglądać wszystkie dokumenty - zeskanować dokument - dodawać klientów - archiwizować - stały dostęp do wszystkich dokumentów

About

Sefa

Protect your savings from inflation by holding your money in dollars. This app allows you to easily add funds in naira, convert to stablecoins, and cash out back to your bank account. It offers secure, non-custodial control over your assets and facilitates global money transfers.

Highlights
  • Hold savings in dollars
  • Add and cash out in naira
  • Non-custodial control
  • Send money globally
  • Convert between cryptocurrencies
  • Built-in assistant
Features
Read full description

Protect your savings from the falling naira. Sefa keeps your money in dollars, and now you can add money and cash out in naira, straight from your bank account. Sefa is a simple wallet built for Nigeria and the diaspora. Move money in with naira, hold it in dollars, send it to people you love in minutes, and cash out to your bank whenever you want, all from your phone. WHY PEOPLE USE SEFA Add money with naira. Fund your wallet from your Nigerian bank account and hold the value in steady dollars. No middleman to visit, no rate you can't see. Cash out to naira. Turn your dollars back into naira and have it sent to your bank account when you need it. Save in dollars. The naira loses value; dollars hold theirs. Keep your money in steady dollar coins (USDT, USDC) so it doesn't melt away. Your money, your control. Sefa is non-custodial. Your keys and your money stay on your phone. We can never touch your funds. Send money home. Reach family and friends across the world in minutes, with low network fees. Convert when you need to. Move between the coins you hold, like SOL to dollars, in a few taps. Ask Sefa anything. A built-in assistant answers your questions in plain words, right when you're stuck. Naira-aware. See your balance in US dollars with a naira figure beside it, so the value is always clear. Many networks, one app. Hold and move Bitcoin, Ethereum, Solana and more from a single wallet. BUILT FOR EVERYDAY USE No jargon. No complicated setup. Sefa explains each step in plain words, so it works whether this is your first wallet or your fifth. YOUR MONEY STAYS YOURS Sefa never holds, locks, or moves your money without you. Every action is approved by you with Face ID or a PIN and signed on your device. Your recovery phrase belongs to you alone, keep it safe. A small, clearly shown service fee may be included when you add money, cash out, or convert between coins. No hidden charges, and no subscription. Sefa is a wallet for holding and moving your own money, not a bank. Saving in dollars is steadier than the naira, but dollar values can still move.

Screenshots

EBI244 screens
Sefa4 screens

Verdict

The call

The clearest difference is iOS requirement: EBI24 at 9.0 against Sefa's 15.1. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

EBI24 ships an update every 2 weeks, Sefa every 8 days. The most recent releases landed on November 6, 2026 and October 31, 2026 respectively.

Scorecard1 real difference · 9 level
EBI24 versus Sefa: the parameters behind the verdict, then further details
ParameterEBI24Sefa
PriceFreeFree
Rating—5.0 (2 ratings) — better
Positive reviews—100.0% of reviews
Number of ratings—2 — better
Update frequencyEvery 2 weeksEvery 8 days — better
AdsNoNo
In-app purchasesNoNo
Monetization—Free
DevicesiPhone, iPodiPhone, iPod
Requires iOS9.0 — better15.1
Further details — not scored
Size17 MB44 MB
Age rating4+4+
DeveloperEBI SYSTEMS SP Z O O SPOLKA KOMANDYTOWABlue Zenith Tech

In-app purchases

None

EBI24

No in-app purchases

None

Sefa

No in-app purchases

Questions

Is EBI24 free?
EBI24 is free to download, with no in-app purchases.
Is Sefa free?
Sefa is free to download, with no in-app purchases.
Do EBI24 or Sefa have ads?
Neither EBI24 nor Sefa shows ads.
Which is updated more often, EBI24 or Sefa?
EBI24 ships an update every 2 weeks, and Sefa every 8 days. Most recently, EBI24 was updated on November 6, 2026 and Sefa on October 31, 2026.

Other comparisons