Centtrip vs Discovery Bank
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Centtrip
Manage your finances and card on the go with this intuitive application. It offers real-time balance checks, transaction monitoring, receipt management, and instant card locking/unlocking for a seamless user experience worldwide.
- Real-time card balance check
- Monitor transactions
- Scan, tag, and upload receipts
- Transfer funds between account and card
- Lock and unlock card instantly
- View billing address for 3D Secure
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Your world at your fingertips. Manage your account and card on the go via the intuitive Centtrip app. Our award-winning app is recognised for its innovative design and excellent user experience. It gives you the full functionality of our online platform, letting you manage your transactions, wherever you are in the world. o Check your real-time card balance anytime o Monitor transactions on the go o Scan, tag and upload receipts on the spot o Transfer funds between your Centtrip account and card(s) in seconds o Lock and unlock your card instantly with safe mode. o View your billing address for 3D Secure verification online Download the app now and sign in to get started. If you have any queries about your account, card or the app, you can contact us by emailing help@centtrip.com. (Please note, the Centtrip app is only available to customers with an existing account.)
Discovery Bank
Experience the future of banking with a fully digital, shared-value bank. Manage accounts, make payments, and unlock a world of rewards and travel discounts. Access emergency services and 24/7 client support directly from your phone.
- Digital shared-value banking
- Instant account opening
- Virtual card management
- Real-time payments
- Discovery Miles rewards
- Up to 75% off flights
- Integrated emergency services
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Discovery Bank is the next generation in digital banking. The Future of Banking. Now. Welcome to the world’s first fully digital shared-value bank. Sign up in under 5 minutes anytime, anywhere and have a bank branch in the palm of your hand. Discovery Bank offers revolutionised digital banking and payments, advanced AI technology and SA’s best client experience to make life easier, more exciting, and more rewarding. Unlock a world of rewards with Ðiscovery Miles – the rewards currency more valuable than cash – and access Vitality Travel to get up to 75% off flights. A full bank branch at your fingertips: o Sign up in under 5 minutes, get free virtual cards and start transacting immediately. o Manage your cards, accounts, and rewards in one place. o Instantly change a PIN, pause or stop cards. o Download certified bank statements, account confirmation letters, and tax certificates anytime. o Secure your accounts with our Security Code, Panic Code and TRUST™ alerts – our smart in-app feature that checks the risk of every payment. o With Discovery 911, emergency services like medical, roadside or home assistance are integrated into your app. o Get support 24/7/365 with features like Live Assist, in-app calling and Discovery AI – your smart banking assistant that helps you bank faster, smarter and in fewer steps. Pay anyone, anywhere, anytime: o Make real-time payments from only R1 through Discovery Instant Pay or PayShap. o Add a virtual card and tap to pay with Apple Pay, Garmin Pay, Google Pay, Samsung Wallet and SwatchPAY! Unlock a world of rewards with up to: o 75% off local and international flights o 75% back on HealthyFood items at Checkers or Woolworths o 50% back on HealthyCare items at Clicks or Dis-Chem o 20% back on fuel spend at bp and Shell stations o 20% back on Uber rides o 25% back on monthly DStv packages. Earn and spend Ðiscovery Miles: o Earn up to 15% back in Ðiscovery Miles when you pay with your Discovery Bank card at select fashion, home and lifestyle partners. o Get up to 15% off when spending Ðiscovery Miles in-store and online every day. This doubles to up to 30% off on Miles Ð-Day on the 15th of every month. o Get up to 15% off airtime, data, prepaid water and electricity, as well as select entertainment vouchers. o Earn more Ðiscovery Miles when you use your Discovery Bank virtual card. o Earn Ðiscovery Miles through Vitality Active Rewards (when you exercise, drive well, or spend responsibly), and for Vitality lifestyle rewards. Upgrade your travel experience: o Get up to 75% off local and international flights, book and pay seamlessly in the app and get free international travel insurance. o Enjoy an enhanced travel experience with Vitality Travel by Discovery Bank. o Get exclusive access to The Lounge, by Discovery Bank and SAA, for an elevated pre-flight experience. o Skip the queues at airport security clearance with Priority Fast Track. Access products that enrich your life: o Get revolving credit up to R1,000,000 with immediate access. o Apply for a personal loan of up to R500,000 and get your money within 48 hours. o Apply for a home loan in the app and get a preliminary offer in 5 minutes. o Get exclusive access to Vitality Money, which helps you track and improve your financial health and rewards you when you do. o Choose an account just right for you – from day-to-day banking, a credit card, full banking suite or open free savings accounts in minutes. o Open forex accounts in minutes for seamless foreign currency transactions anywhere in the world. o Buy, sell and manage over 50 crypto assets like Bitcoin and Ethereum. o Invest in shares, ETFs, property and other investments securely and conveniently. o Access other Discovery products like Vitality Active, car insurance and life cover – get instant quotes and activate products without leaving the app. Auth FSP. Limits (incl. fair usage), Ts&Cs apply.
Screenshots
Verdict
The clearest difference is rating: Discovery Bank at 4.8 against Centtrip's 2.6. Discovery Bank also leads on ratings volume (2.3K vs 5). Centtrip's advantage is review sentiment (75% vs 51%). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Discovery Bank holds the better App Store score, 4.8 against 2.6. That said, the two scores are not equally well evidenced: Discovery Bank has 2.3K ratings behind it against 5, so its average is the more settled of the two. Written reviews complicate that: 75% of Centtrip's written reviews are positive against 51% of Discovery Bank's, so the app with the better star average is not the one people write more warmly about.
Both ship on a similar rhythm, roughly every 2 months. Both last shipped on November 6, 2026.
| Parameter | Centtrip | Discovery Bank |
|---|---|---|
| Price | Free | Free |
| Rating | 2.6 (5 ratings) | 4.8 (2.3K ratings) — better |
| Positive reviews | 75.0% of reviews — better | 51.3% of reviews |
| Number of ratings | 5 | 2.3K — better |
| Update frequency | Every 2 months | Every 2 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 14.0 — better | 15.1 |
| Further details — not scored | ||
| Size | 48 MB | 321 MB |
| Age rating | 4+ | 4+ |
| Developer | Centtrip | Discovery |
Customer experience
Centtrip
Discovery Bank
Bugs and requests
Centtrip
Not enough reviews yet to summarise bugs or requests.
Discovery Bank
Reported bugs
5 issues- Login screen freezes
- Incompatible with older devices
- Inconsistent biometric authentication
- Incorrect ID number requirements
- Unreliable app updates
Requested features
5 requests- Dark mode option
- Improved customer support channels
- Seamless integration with other financial apps
- Enhanced international payment capabilities
- Offline banking functionality
In-app purchases
Centtrip
No in-app purchases
Discovery Bank
No in-app purchases









