PayfirmaHQ Mobile vs Zulio
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
PayfirmaHQ Mobile
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Payfirma Mobile turns your iPhone into a hub for accepting credit card payments and keeping up with your growing business. With support for US and Canadian currency, web-based reporting, and employee permissions, Payfirma Mobile lets you run your business from the palm of your hand. • Accept credit card payments • Track cash, check, and other payments • Email customized digital receipts • Partial and full refunds • Map sale locations Payfirma has offices in the US and Canada and has been pioneering mobile payments since 2011. For answers on all things Payfirma, visit www.payfirma.com or call 1-800-747-6883. All credit card processing requires a merchant account with Payfirma.
Zulio
Empower your business to accept card payments without incurring additional costs. This app allows you to automatically include credit card fees in your pricing and offer cash discounts. Enjoy no processing fees, simple reporting, and dedicated customer support.
- Accept card payments
- No processing fees
- Auto-calculate fees
- Offer cash discounts
- Send invoices
- Clean reporting
- Personal customer support
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Give customers choice in how they pay without increasing your costs. Accepting card payments using traditional processors with high fees, and complicated PCI requirements can feel unfair. You shouldn't have to pay another “gross income tax” to get paid for the work you do. Auto calculate and include the credit card fee in your regular price and offer discount for paying with cash. No Processing Fees Accept Payments Send Invoices Personal Customer Support No Annual PCI Requirements Clean reporting. Keep 100% of everything that hits your account.
Screenshots
Verdict
The clearest difference is update cadence: Zulio at every 3 weeks against PayfirmaHQ Mobile's every 3 months. PayfirmaHQ Mobile's advantage is iOS requirement (9.0 vs 15.4). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
PayfirmaHQ Mobile ships an update every 3 months, Zulio every 3 weeks. The most recent releases landed on September 22, 2026 and October 24, 2026 respectively.
| Parameter | PayfirmaHQ Mobile | Zulio |
|---|---|---|
| Price | Free | Free |
| Rating | — | 3.8 (11 ratings) — better |
| Positive reviews | — | 50.0% of reviews |
| Number of ratings | — | 11 — better |
| Update frequency | Every 3 months | Every 3 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | — | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 9.0 — better | 15.4 |
| Further details — not scored | ||
| Size | 48 MB | 62 MB |
| Age rating | 4+ | 4+ |
| Developer | Payfirma Corporation | Provident Payments Central LLC |
In-app purchases
PayfirmaHQ Mobile
No in-app purchases
Zulio
No in-app purchases
Questions
Is PayfirmaHQ Mobile free?
Is Zulio free?
Do PayfirmaHQ Mobile or Zulio have ads?
Which is updated more often, PayfirmaHQ Mobile or Zulio?
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