PayTrace Go vs Zulio
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
PayTrace Go
Process credit card payments on the go with this mobile solution. Capture signatures, send email receipts, manage customer information, and review transaction history directly from your device.
- Credit card processing
- Signature capture
- Email receipts
- Customer management
- Transaction history review
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PayTrace Go is a mobile payment solution that allows PayTrace merchants to process credit cards, capture signatures, send email receipts, manage customers, and review past transactions.
Zulio
Empower your business to accept card payments without incurring additional costs. This app allows you to automatically include credit card fees in your pricing and offer cash discounts. Enjoy no processing fees, simple reporting, and dedicated customer support.
- Accept card payments
- No processing fees
- Auto-calculate fees
- Offer cash discounts
- Send invoices
- Clean reporting
- Personal customer support
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Give customers choice in how they pay without increasing your costs. Accepting card payments using traditional processors with high fees, and complicated PCI requirements can feel unfair. You shouldn't have to pay another “gross income tax” to get paid for the work you do. Auto calculate and include the credit card fee in your regular price and offer discount for paying with cash. No Processing Fees Accept Payments Send Invoices Personal Customer Support No Annual PCI Requirements Clean reporting. Keep 100% of everything that hits your account.
Screenshots
Verdict
The clearest difference is rating: PayTrace Go at 4.9 against Zulio's 3.8. PayTrace Go also leads on ratings volume (808 vs 11) and review sentiment (67% vs 50%). Zulio's advantage is update cadence (every 3 weeks vs every 4 months). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
PayTrace Go holds the better App Store score, 4.9 against 3.8. That said, the two scores are not equally well evidenced: PayTrace Go has 808 ratings behind it against 11, so its average is the more settled of the two. Written reviews point the same way: 67% of PayTrace Go's written reviews are positive against 50% of Zulio's.
PayTrace Go ships an update every 4 months, Zulio every 3 weeks. The most recent releases landed on October 23, 2026 and October 24, 2026 respectively.
| Parameter | PayTrace Go | Zulio |
|---|---|---|
| Price | Free | Free |
| Rating | 4.9 (808 ratings) — better | 3.8 (11 ratings) |
| Positive reviews | 66.7% of reviews — better | 50.0% of reviews |
| Number of ratings | 808 — better | 11 |
| Update frequency | Every 4 months | Every 3 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 12.4 — better | 15.4 |
| Further details — not scored | ||
| Size | 29 MB | 62 MB |
| Age rating | 4+ | 4+ |
| Developer | PayTrace | Provident Payments Central LLC |
Customer experience
PayTrace Go
Zulio
Bugs and requests
PayTrace Go
Reported bugs
7 issues- Card reader not recognized on iPhone
- App randomly clears all form fields during data entry
- Card expiration date adds 5 years incorrectly
- Information fields run off screen on larger phones
- Bottom field overlaps with invoice slot
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- App freezes and requires restart before transactions
- Card reader accuracy issues with incorrect readings
Requested features
4 requests- Photo-based card reader functionality
- Enlarged confirmation box
- Better field scrolling on larger devices
- Improved signature capture area
Zulio
Not enough reviews yet to summarise bugs or requests.
In-app purchases
PayTrace Go
No in-app purchases
Zulio
No in-app purchases
