HitPay vs PaymentWiser
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
HitPay
This app allows businesses to manage all their payment types, including credit cards, e-wallets, and bank transfers, directly from their mobile device. It facilitates both in-person and online transactions, enabling users to create payment links and manage inventory.
- Accept all payment methods
- Tap to pay on iPhone
- Create payment links
- Add customers and discounts
- Manage POS and e-commerce inventory
- Sync with Shopify
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Manage business payments from your phone. With the HitPay mobile app, you can set up or log in to your HitPay account and manage POS and e-commerce payments easily. ALL PAYMENT METHODS IN ONE APP - Accept local and international Stripe payments including Visa, Mastercard, American Express, and UnionPay - HitPay also supports payment methods by country, including e-wallets, Buy Now Pay Later (BNPL), bank transfers, and OTC payments. Payment methods include PayNow DBS PayLah!, WeChatPay, GrabPay, DuitNow, QRIS, Instapay QR PH, and more - Record cash payments on HitPay to track sales in one place TAP TO PAY ON IPHONE - Accept physical credit and debit cards as well as Apple Pay and other digital wallets. Right on your iPhone. CREATE PAYMENT LINKS FOR ON-THE-GO PAYMENTS - Generate a secure payment link in just minutes, no coding needed - Send payment links to your customer by text, WhatsApp, social media, or email ADD CUSTOMERS AND DISCOUNTS - Add customer details to an order or save customer details for future sales - Provide discounts to loyal customers by saving and adding discounts to orders MANAGE POINT OF SALE AND E-COMMERCE INVENTORY - Create products on HitPay - You can also sync products from your Shopify Store to unify online and POS inventory effortlessly Need Support? * Visit our Help Desk at https://docs.hitpayapp.com/introduction * Contact us at https://www.hitpayapp.com/contact-us
PaymentWiser
Accept credit card payments on the go and online with a simple, intuitive app. It replaces traditional terminals and card readers, offering a low additional fee on top of standard processing charges. Securely process transactions, generate payment links, and manage tips and receipts.
- Accept credit card payments
- Replaces credit card terminals
- Low additional fee (0.1%)
- Create payment links
- Built-in fraud detection
- Multi-currency support
- Tap to Pay on iPhone
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PaymentWiser is a payment app that saves your money with only 0.5% additional fee. It replaces your credit card terminal and card reader with a simple, intuitive way to accept credit card payments on the go & online! If you're looking for a simple POS or point of sale, an alternative credit card reader, or for a better payment app to help with credit card processing, we've got you covered! As a no-code Stripe Terminal partner, your business can use any of the supported Stripe Terminals, in any of the supported Stripe countries to start collecting payments without a single line of code. Additionally, PaymentWiser supports Tap to Pay on iPhone; which turns an iPhone into a contactless (credit card or mobile wallet) payment terminal. - Works With Stripe If you already work with the best payments platform on the planet, sign in with your Stripe payments account, let us do some magic with Stripe Connect, and you’re up and running! - Create charges in under 30 seconds Tap out an amount, type a credit card number, and hit charge. - 0.1% additional fee, less than 100% of other apps There are no setup fees, no monthly charges, no minimums or no limits. You only pay 0.1% additional fee on top of Stripe’s standard fees. - Create a payment link and share it everywhere Share your paymentlinks in emails, text messages, or all over social media. Accept secure payments from multiple online channels and customers. Easy online sharing lets you reach lots of potential customers with a single link. - Built-in fraud detection & security Automatically evaluate charges for fraud risk and block those fraudulent. - Multi Currency Charge in over 135 currencies. Let customers pay in their native currency, you get paid in yours. - Tips & Receipts An easy interface that you can hand to your customer for them to add percentage based tips! Receipts will be sent to your customers' email address automatically. - SCA-Ready to meet Europe's PSD2 regulations With built in support for 3D Secure 2, we've got Secure Customer Authentication covered. OTP, password, or biometric, let your customers choose! - More Software, Less Hardware A simpler alternative to Square Point of Sale, Clover Go and Quickbooks GoPayment
Screenshots
Verdict
The clearest difference is rating: PaymentWiser at 4.8 against HitPay's 3.8. PaymentWiser also leads on update cadence (weekly vs monthly) and iOS requirement (15.0 vs 18.4). On price, review sentiment, ratings volume and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
PaymentWiser holds the better App Store score, 4.8 against 3.8. Both are backed by a comparable volume of ratings — 36 and 56 respectively. Written reviews complicate that: 52% of HitPay's written reviews are positive against 50% of PaymentWiser's, so the app with the better star average is not the one people write more warmly about.
HitPay ships an update monthly, PaymentWiser weekly. The most recent releases landed on October 26, 2026 and October 29, 2026 respectively.
| Parameter | HitPay | PaymentWiser |
|---|---|---|
| Price | Free | Free |
| Rating | 3.8 (36 ratings) | 4.8 (56 ratings) — better |
| Positive reviews | 51.7% of reviews — better | 50.0% of reviews |
| Number of ratings | 36 | 56 — better |
| Update frequency | Monthly | Weekly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 18.4 | 15.0 — better |
| Further details — not scored | ||
| Size | 216 MB | 65 MB |
| Age rating | 4+ | 4+ |
| Developer | HITPAY PAYMENT SOLUTIONS PTE LTD | Packet Flow Network Technology Co,.Ltd |
Customer experience
HitPay
PaymentWiser
In-app purchases
HitPay
No in-app purchases
PaymentWiser
No in-app purchases








