Comparison

Splitser vs Settle up, Split rent wisely

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Splitser

Easily split, track, and settle group expenses for any occasion. This app simplifies managing shared costs among friends, family, or roommates, allowing for direct payments and detailed transaction history.

Highlights
  • Split expenses equally or by specific amounts
  • Track and settle group expenses
  • Direct payment options (iDEAL, Bancontact)
  • Supports over 150 currencies
  • Add receipts and categorize transactions
  • Recurring expenses and reminders
  • Export transactions to CSV/PDF
Features
Read full description

Splitser is the No 1. app to split, settle and pay all your group expenses. It’s the best pick for groups of friends, families, couples, roommates, travellers, colleagues, clubs, unions, fraternities and sororities, teams, etc. Splitser can be used for: vacations, day or weekend trips, nights out, shared households, dinner parties, festivals, team sports and much more. 5 million people are already using Splitser! === How it works: === • Log in or create a free Splitser account • Create a list or join an existing list • Invite other participants on a list via Whatsapp, Messenger, SMS or Email • All participants can add, edit or remove transactions on a list • Check the balance of the list and the participants every now and then • Do you owe others? Time to pay the next group expense or pay someone something directly through the balance! === Entered all transactions? === • Settle the list and see immediately who gets money back and who still needs to pay • Directly pay off remaining debts via iDEAL or Bancontact or share a payment request via Whatsapp, Messenger, SMS or Email • Check details of previous settlements such as: settled expenses, who has already paid and who still needs a reminder? • Create a new list or continue entering expenses on an existing list === Top features: === • Invite participants directly to a list via Whatsapp, Messenger, SMS or email • Choose from more than 150 different currencies when creating a new list, handy when traveling! • Add expenses in different currencies on the same list • Add the expenses from other payers • Split expenses equally or enter specific amounts for each participant • Add an image to an expense, for example the receipt or bill • View all your images in a convenient photo library • Add a category to your transactions • Use recurring expenses to automatically add your subscriptions to the list • Set reminders for upcoming expenses • Add income if money has been received (e.g. remaining money pots, received deposits) • Add money transfer to register a payment between two members • Built-in calculator when entering an expense • Find transactions by searching on keyword or using convenient search filters • Export transactions to CSV or PDF • Advanced insights: View total spent and costs by (sub)category and/or member • Request or pay individual members to settle • Handy settlement tab with all historical settlements from a list • Send payment requests via Whatsapp, Messenger, SMS or email • Create a group payment request where everyone can see who has to pay what • Pay off debts directly via iDEAL or Bancontact • Mark already paid settlements as paid • The payments section shows your open payment request and payments history • Directly pay your Splitser contacts are get paid by showing your QR code • Offline mode to be able to enter expenses even in the most remote places • Dark mode: Better for your eyes and battery! AWARDS: 2022: Best and most popular finance app, NL, Emerce & Multiscope 2023: Best and most popular finance app, NL, Emerce & Multiscope 2024: Most popular finance app, NL, Emerce & Multiscope 2025: Most popular finance app, NL, Emerce & Multiscope Terms of Service: https://splitser.com/terms-of-service/ Privacy Statement: https://splitser.com/privacy-statement/ Having any trouble or suggestions to further improve Splitser? Please reach out to info@splitser.com

About

Settle up, Split rent wisely

Easily split expenses and manage shared finances with groups, roommates, or partners. Track all shared costs transparently and know exactly who owes whom, simplifying settlement and eliminating awkward conversations.

Highlights
  • Instant bill splitting (equal or custom)
  • Track shared expenses
  • Know who owes whom
  • Settle up with clear balances
  • Add multiple payers and uneven splits
  • Scan receipts to add expenses
  • Itemized expense tracking
Features
Read full description

Split expenses and manage shared funds with friends, family, roommates, partners, or travel groups. No more awkward conversations, messy spreadsheets, or “who owes who?” drama. Splito keeps everything fair, transparent, and stress-free. Perfect for vacation trips, dinners, events, shared homes, and everyday spending. Why People Love Splito - Split bills instantly - no calculators, no confusion - Track all shared expenses in one place - Always know who owes whom - Settle up easily with simple, clear balances - Works great for trips, roommates, couples, and groups - 100% transparency - everyone sees the same numbers Great For Every Situation - Group trips & vacations – flights, food, fuel, stays, activities - Roommates – rent, groceries, utilities, shared cabs, household costs - Couples – date nights, bills, subscriptions, vacation trips - Friends at dinners or outings – quick check splits - Events & celebrations – parties, gifts, farewell, contributions - Shared budgets – savings pools, group funds, club collections - For NGOs, societies, and clubs - complete transparency that protects trust and relationships. - Gifts, games, parties, rides — split anything with friends in seconds. Top Features - Split bills instantly (equal or custom split) - Track shared expenses for groups, trips, or households - Know exactly who owes whom - Settle up with clear balances - Add multiple payers & uneven splits - Add repeat expenses like rent, subscriptions, easily - Manage funds with your child, spouse, or friends - Scan Receipt and add expenses - Itemization expense tracking - Charts and Graphs for better visuals - Save default split for hassle free experience - Export data in easy to read format - Track funds for NGOs, societies, or clubs with complete transparency - Track and manage your personal expenses with a fund group - Clean, fast, and easy to use Transparent, Private & Secure Your data stays safe and accessible only to you and your groups. No surprises, no confusion — just clean, accurate expense tracking. Terms of Use: https://splito.canopas.com/terms-of-service Questions or Feedback? Reach out to us at https://splito.canopas.com/

Screenshots

Splitser4 screens
Settle up, Split rent wisely4 screens

Verdict

The call

The clearest difference is review sentiment: Settle up, Split rent wisely at 99% against Splitser's 76%. Settle up, Split rent wisely also leads on update cadence (every 2 weeks vs monthly). Splitser's advantage is rating (4.9 vs 4.7) and ratings volume (570 vs 54). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Splitser sells 12 in-app purchases, starting at $1.99 per month and Settle up, Split rent wisely sells 4 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

Splitser holds the better App Store score, 4.9 against 4.7. That said, the two scores are not equally well evidenced: Splitser has 570 ratings behind it against 54, so its average is the more settled of the two. Written reviews complicate that: 76% of Splitser's written reviews are positive against 99% of Settle up, Split rent wisely's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

Splitser ships an update monthly, Settle up, Split rent wisely every 2 weeks. The most recent releases landed on September 22, 2026 and September 24, 2026 respectively.

Scorecard4 real differences · 6 level
Splitser versus Settle up, Split rent wisely: the parameters behind the verdict, then further details
ParameterSplitserSettle up, Split rent wisely
PriceFreeFree
Rating4.9 (570 ratings) — better4.7 (54 ratings)
Positive reviews75.6% of reviews98.6% of reviews — better
Number of ratings570 — better54
Update frequencyMonthlyEvery 2 weeks — better
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchasesFree with in-app purchases
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.514.0 — better
Further details — not scored
Size99 MB137 MB
Age rating4+4+
DeveloperSplitser B.V.CANOPAS SOFTWARE LLP

Customer experience

Splitser

All ratings570 ratings
Positive97.0%
Neutral2.3%
Negative0.7%
Written reviews86 reviews
Positive75.6%
Neutral11.6%
Negative12.8%

Settle up, Split rent wisely

All ratings54 ratings
Positive94.4%
Neutral0.0%
Negative5.6%
Written reviews72 reviews
Positive98.6%
Neutral0.0%
Negative1.4%

In-app purchases

12 purchases

Splitser

Subscriptions2
  • Splitser Premium$1.991 Month
  • Splitser Premium$8.991 Year
One-time10
  • Support Splitser$1.99
  • Splitser Ad-free$2.99
  • Support Splitser$2.99
Show 7 more
  • Support Splitser$3.00
  • Support Splitser$3.99
  • Support Splitser$4.00
  • Support Splitser2 variants$8.99
  • Support Splitser$9.00
  • Support Splitser$12.99
  • Support Splitser$22.00
4 purchases

Settle up, Split rent wisely

Subscriptions3
  • Splito Pro 1 Month2 variants$4.991 Month
  • Splito Pro 1 Year$14.991 Year
  • Splito Pro 1 Year$24.991 Year
One-time1
  • Pro Lifetime$99.99

Questions

Is Splitser free?
Splitser is free to download, with in-app purchases available.
Is Settle up, Split rent wisely free?
Settle up, Split rent wisely is free to download, with in-app purchases available.
Which has better reviews, Splitser or Settle up, Split rent wisely?
Splitser is rated higher. Splitser averages 4.9 out of 5 from 570 ratings, while Settle up, Split rent wisely averages 4.7 from 54 ratings.
Do Splitser or Settle up, Split rent wisely have ads?
Neither Splitser nor Settle up, Split rent wisely shows ads.
Which is updated more often, Splitser or Settle up, Split rent wisely?
Splitser ships an update monthly, and Settle up, Split rent wisely every 2 weeks. Most recently, Splitser was updated on September 22, 2026 and Settle up, Split rent wisely on September 24, 2026.

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