Comparison

Settle up, Split rent wisely vs Chipp

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Settle up, Split rent wisely

Easily split expenses and manage shared finances with groups, roommates, or partners. Track all shared costs transparently and know exactly who owes whom, simplifying settlement and eliminating awkward conversations.

Highlights
  • Instant bill splitting (equal or custom)
  • Track shared expenses
  • Know who owes whom
  • Settle up with clear balances
  • Add multiple payers and uneven splits
  • Scan receipts to add expenses
  • Itemized expense tracking
Features
Read full description

Split expenses and manage shared funds with friends, family, roommates, partners, or travel groups. No more awkward conversations, messy spreadsheets, or “who owes who?” drama. Splito keeps everything fair, transparent, and stress-free. Perfect for vacation trips, dinners, events, shared homes, and everyday spending. Why People Love Splito - Split bills instantly - no calculators, no confusion - Track all shared expenses in one place - Always know who owes whom - Settle up easily with simple, clear balances - Works great for trips, roommates, couples, and groups - 100% transparency - everyone sees the same numbers Great For Every Situation - Group trips & vacations – flights, food, fuel, stays, activities - Roommates – rent, groceries, utilities, shared cabs, household costs - Couples – date nights, bills, subscriptions, vacation trips - Friends at dinners or outings – quick check splits - Events & celebrations – parties, gifts, farewell, contributions - Shared budgets – savings pools, group funds, club collections - For NGOs, societies, and clubs - complete transparency that protects trust and relationships. - Gifts, games, parties, rides — split anything with friends in seconds. Top Features - Split bills instantly (equal or custom split) - Track shared expenses for groups, trips, or households - Know exactly who owes whom - Settle up with clear balances - Add multiple payers & uneven splits - Add repeat expenses like rent, subscriptions, easily - Manage funds with your child, spouse, or friends - Scan Receipt and add expenses - Itemization expense tracking - Charts and Graphs for better visuals - Save default split for hassle free experience - Export data in easy to read format - Track funds for NGOs, societies, or clubs with complete transparency - Track and manage your personal expenses with a fund group - Clean, fast, and easy to use Transparent, Private & Secure Your data stays safe and accessible only to you and your groups. No surprises, no confusion — just clean, accurate expense tracking. Terms of Use: https://splito.canopas.com/terms-of-service Questions or Feedback? Reach out to us at https://splito.canopas.com/

About

Chipp

Effortlessly track, split, and settle group expenses with a lightning-fast interface. Manage shared living costs, travel bills, and dinner receipts with ease. Settle up instantly with friends, all within one convenient app.

Highlights
  • Tap-to-split interface
  • Find friends nearby
  • Create shared expense groups
  • Split rent and utilities
  • Manage travel expenses
  • Scan receipts for dinner bills
  • Handle partial splits
Features
Read full description

Chipp is a lightning-fast way to split and settle group expenses effortlessly. With its unique tap-to-split interface and the ability to find friends nearby, settling share expenses is effortless. Whether you're splitting rent, dining out, or managing small purchases with friends, track what’s owed, see who owes whom, and pay back instantly—all with just one swipe. GROUP EXPENSE APP MADE SIMPLE Create and manage shared expense groups for any situation—whether it's a weekend getaway, a shared apartment, or a birthday dinner. Easily track bills and expenses and settle up in real time, all in one place. SPLIT RENT WITH ROOMMATES Avoid awkward convos about utilities, Wi-Fi, or groceries. Chipp makes it easy to manage recurring rent splits and shared living costs with roommates, so everyone pays their fair share—no chasing needed. TRAVEL EXPENSE SHARING FOR FRIEND GROUPS Plan your next group trip without worrying about the money. Chipp lets you log expenses as you go and settle everything up with one swipe at the end of the vacation. No more spreadsheets or payment confusion. DINNER BILL SPLITTING WITHOUT THE MATH Out to eat with a group? Scan the receipt, split items or total evenly or unequally, and settle instantly. No more guesswork, mental math, or awkward waiting for your friends to pay you back. SHARED SUBSCRIPTION EXPENSE MANAGER Easily track and divide monthly charges for shared subscriptions like Netflix, Spotify, YouTube Premium, or HBO. Chipp helps keep shared entertainment budgets clean and clear. HANDLE PARTIAL SPLITS IN GROUP EXPENSES Custom-split every expense based on who paid and who participated. You can split by percentage, share, or amount—ideal for when one friend joins late or skips a round.

Screenshots

Settle up, Split rent wisely4 screens
Chipp4 screens

Verdict

The call

The clearest difference is in-app purchases: Chipp at none against Settle up, Split rent wisely's 5. Settle up, Split rent wisely's advantage is rating (4.7 vs 4.4) and review sentiment (99% vs 78%). On price, update cadence, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Settle up, Split rent wisely sells 4 in-app purchases, starting at $4.99 per month. Chipp asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Settle up, Split rent wisely holds the better App Store score, 4.7 against 4.4. Both are backed by a comparable volume of ratings — 54 and 16 respectively. Written reviews point the same way: 99% of Settle up, Split rent wisely's written reviews are positive against 78% of Chipp's.

UpkeepUpdate frequency

Settle up, Split rent wisely ships an update every 2 weeks, Chipp fortnightly. The most recent releases landed on September 24, 2026 and June 11, 2026 respectively.

Scorecard5 real differences · 5 level
Settle up, Split rent wisely versus Chipp: the parameters behind the verdict, then further details
ParameterSettle up, Split rent wiselyChipp
PriceFreeFree
Rating4.7 (54 ratings) — better4.4 (16 ratings)
Positive reviews98.6% of reviews — better77.8% of reviews
Number of ratings54 — better16
Update frequencyEvery 2 weeks — betterFortnightly
AdsNoNo
In-app purchasesYesNo — better
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS14.013.0 — better
Further details — not scored
Size137 MB116 MB
Age rating4+4+
DeveloperCANOPAS SOFTWARE LLPChipp LLC

Customer experience

Settle up, Split rent wisely

All ratings54 ratings
Positive94.4%
Neutral0.0%
Negative5.6%
Written reviews72 reviews
Positive98.6%
Neutral0.0%
Negative1.4%

Chipp

All ratings16 ratings
Positive87.5%
Neutral0.0%
Negative12.5%
Written reviews9 reviews
Positive77.8%
Neutral0.0%
Negative22.2%

In-app purchases

4 purchases

Settle up, Split rent wisely

Subscriptions3
  • Splito Pro 1 Month2 variants$4.991 Month
  • Splito Pro 1 Year$14.991 Year
  • Splito Pro 1 Year$24.991 Year
One-time1
  • Pro Lifetime$99.99
None

Chipp

No in-app purchases

Questions

Is Settle up, Split rent wisely free?
Settle up, Split rent wisely is free to download, with in-app purchases available.
Is Chipp free?
Chipp is free to download, with no in-app purchases.
Which has better reviews, Settle up, Split rent wisely or Chipp?
Settle up, Split rent wisely is rated higher. Settle up, Split rent wisely averages 4.7 out of 5 from 54 ratings, while Chipp averages 4.4 from 16 ratings.
Do Settle up, Split rent wisely or Chipp have ads?
Neither Settle up, Split rent wisely nor Chipp shows ads.
Which is updated more often, Settle up, Split rent wisely or Chipp?
Settle up, Split rent wisely ships an update every 2 weeks, and Chipp fortnightly. Most recently, Settle up, Split rent wisely was updated on September 24, 2026 and Chipp on June 11, 2026.

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