Settle up, Split rent wisely vs Chipp
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Settle up, Split rent wisely
Easily split expenses and manage shared finances with groups, roommates, or partners. Track all shared costs transparently and know exactly who owes whom, simplifying settlement and eliminating awkward conversations.
- Instant bill splitting (equal or custom)
- Track shared expenses
- Know who owes whom
- Settle up with clear balances
- Add multiple payers and uneven splits
- Scan receipts to add expenses
- Itemized expense tracking
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Split expenses and manage shared funds with friends, family, roommates, partners, or travel groups. No more awkward conversations, messy spreadsheets, or “who owes who?” drama. Splito keeps everything fair, transparent, and stress-free. Perfect for vacation trips, dinners, events, shared homes, and everyday spending. Why People Love Splito - Split bills instantly - no calculators, no confusion - Track all shared expenses in one place - Always know who owes whom - Settle up easily with simple, clear balances - Works great for trips, roommates, couples, and groups - 100% transparency - everyone sees the same numbers Great For Every Situation - Group trips & vacations – flights, food, fuel, stays, activities - Roommates – rent, groceries, utilities, shared cabs, household costs - Couples – date nights, bills, subscriptions, vacation trips - Friends at dinners or outings – quick check splits - Events & celebrations – parties, gifts, farewell, contributions - Shared budgets – savings pools, group funds, club collections - For NGOs, societies, and clubs - complete transparency that protects trust and relationships. - Gifts, games, parties, rides — split anything with friends in seconds. Top Features - Split bills instantly (equal or custom split) - Track shared expenses for groups, trips, or households - Know exactly who owes whom - Settle up with clear balances - Add multiple payers & uneven splits - Add repeat expenses like rent, subscriptions, easily - Manage funds with your child, spouse, or friends - Scan Receipt and add expenses - Itemization expense tracking - Charts and Graphs for better visuals - Save default split for hassle free experience - Export data in easy to read format - Track funds for NGOs, societies, or clubs with complete transparency - Track and manage your personal expenses with a fund group - Clean, fast, and easy to use Transparent, Private & Secure Your data stays safe and accessible only to you and your groups. No surprises, no confusion — just clean, accurate expense tracking. Terms of Use: https://splito.canopas.com/terms-of-service Questions or Feedback? Reach out to us at https://splito.canopas.com/
Chipp
Effortlessly track, split, and settle group expenses with a lightning-fast interface. Manage shared living costs, travel bills, and dinner receipts with ease. Settle up instantly with friends, all within one convenient app.
- Tap-to-split interface
- Find friends nearby
- Create shared expense groups
- Split rent and utilities
- Manage travel expenses
- Scan receipts for dinner bills
- Handle partial splits
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Chipp is a lightning-fast way to split and settle group expenses effortlessly. With its unique tap-to-split interface and the ability to find friends nearby, settling share expenses is effortless. Whether you're splitting rent, dining out, or managing small purchases with friends, track what’s owed, see who owes whom, and pay back instantly—all with just one swipe. GROUP EXPENSE APP MADE SIMPLE Create and manage shared expense groups for any situation—whether it's a weekend getaway, a shared apartment, or a birthday dinner. Easily track bills and expenses and settle up in real time, all in one place. SPLIT RENT WITH ROOMMATES Avoid awkward convos about utilities, Wi-Fi, or groceries. Chipp makes it easy to manage recurring rent splits and shared living costs with roommates, so everyone pays their fair share—no chasing needed. TRAVEL EXPENSE SHARING FOR FRIEND GROUPS Plan your next group trip without worrying about the money. Chipp lets you log expenses as you go and settle everything up with one swipe at the end of the vacation. No more spreadsheets or payment confusion. DINNER BILL SPLITTING WITHOUT THE MATH Out to eat with a group? Scan the receipt, split items or total evenly or unequally, and settle instantly. No more guesswork, mental math, or awkward waiting for your friends to pay you back. SHARED SUBSCRIPTION EXPENSE MANAGER Easily track and divide monthly charges for shared subscriptions like Netflix, Spotify, YouTube Premium, or HBO. Chipp helps keep shared entertainment budgets clean and clear. HANDLE PARTIAL SPLITS IN GROUP EXPENSES Custom-split every expense based on who paid and who participated. You can split by percentage, share, or amount—ideal for when one friend joins late or skips a round.
Screenshots
Verdict
The clearest difference is in-app purchases: Chipp at none against Settle up, Split rent wisely's 5. Settle up, Split rent wisely's advantage is rating (4.7 vs 4.4) and review sentiment (99% vs 78%). On price, update cadence, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Settle up, Split rent wisely sells 4 in-app purchases, starting at $4.99 per month. Chipp asks for nothing beyond the download.
Settle up, Split rent wisely holds the better App Store score, 4.7 against 4.4. Both are backed by a comparable volume of ratings — 54 and 16 respectively. Written reviews point the same way: 99% of Settle up, Split rent wisely's written reviews are positive against 78% of Chipp's.
Settle up, Split rent wisely ships an update every 2 weeks, Chipp fortnightly. The most recent releases landed on September 24, 2026 and June 11, 2026 respectively.
| Parameter | Settle up, Split rent wisely | Chipp |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (54 ratings) — better | 4.4 (16 ratings) |
| Positive reviews | 98.6% of reviews — better | 77.8% of reviews |
| Number of ratings | 54 — better | 16 |
| Update frequency | Every 2 weeks — better | Fortnightly |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 14.0 | 13.0 — better |
| Further details — not scored | ||
| Size | 137 MB | 116 MB |
| Age rating | 4+ | 4+ |
| Developer | CANOPAS SOFTWARE LLP | Chipp LLC |
Customer experience
Settle up, Split rent wisely
Chipp
In-app purchases
Settle up, Split rent wisely
- Splito Pro 1 Month2 variants$4.991 Month
- Splito Pro 1 Year$14.991 Year
- Splito Pro 1 Year$24.991 Year
- Pro Lifetime$99.99
Chipp
No in-app purchases
Questions
Is Settle up, Split rent wisely free?
Is Chipp free?
Which has better reviews, Settle up, Split rent wisely or Chipp?
Do Settle up, Split rent wisely or Chipp have ads?
Which is updated more often, Settle up, Split rent wisely or Chipp?
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