Splitser vs Save Instead

Splitser is the No 1. app to split, settle and pay all your group expenses. It’s the best pick for groups of friends, families, couples, roommates, travellers, colleagues, clubs, unions, fraternities and sororities, teams, etc. Splitser can be used for: vacations, day or weekend trips, nights out, shared households, dinner parties, festivals, team sports and much more. 5 million people are already using Splitser! === How it works: === • Log in or create a free Splitser account • Create a list or join an existing list • Invite other participants on a list via Whatsapp, Messenger, SMS or Email • All participants can add, edit or remove transactions on a list • Check the balance of the list and the participants every now and then • Do you owe others? Time to pay the next group expense or pay someone something directly through the balance! === Entered all transactions? === • Settle the list and see immediately who gets money back and who still needs to pay • Directly pay off remaining debts via iDEAL or Bancontact or share a payment request via Whatsapp, Messenger, SMS or Email • Check details of previous settlements such as: settled expenses, who has already paid and who still needs a reminder? • Create a new list or continue entering expenses on an existing list === Top features: === • Invite participants directly to a list via Whatsapp, Messenger, SMS or email • Choose from more than 150 different currencies when creating a new list, handy when traveling! • Add expenses in different currencies on the same list • Add the expenses from other payers • Split expenses equally or enter specific amounts for each participant • Add an image to an expense, for example the receipt or bill • View all your images in a convenient photo library • Add a category to your transactions • Use recurring expenses to automatically add your subscriptions to the list • Set reminders for upcoming expenses • Add income if money has been received (e.g. remaining money pots, received deposits) • Add money transfer to register a payment between two members • Built-in calculator when entering an expense • Find transactions by searching on keyword or using convenient search filters • Export transactions to CSV or PDF • Advanced insights: View total spent and costs by (sub)category and/or member • Request or pay individual members to settle • Handy settlement tab with all historical settlements from a list • Send payment requests via Whatsapp, Messenger, SMS or email • Create a group payment request where everyone can see who has to pay what • Pay off debts directly via iDEAL or Bancontact • Mark already paid settlements as paid • The payments section shows your open payment request and payments history • Directly pay your Splitser contacts are get paid by showing your QR code • Offline mode to be able to enter expenses even in the most remote places • Dark mode: Better for your eyes and battery! AWARDS: 2022: Best and most popular finance app, NL, Emerce & Multiscope 2023: Best and most popular finance app, NL, Emerce & Multiscope 2024: Most popular finance app, NL, Emerce & Multiscope 2025: Most popular finance app, NL, Emerce & Multiscope Terms of Service: https://splitser.com/terms-of-service/ Privacy Statement: https://splitser.com/privacy-statement/ Having any trouble or suggestions to further improve Splitser? Please reach out to info@splitser.com

Save what you almost spent. Save Instead helps you turn everyday spending decisions into visible progress. When you skip a coffee, takeout order, impulse purchase, ride-share, or another expense, record the amount and watch your small wins add up. SMALL CHOICES ADD UP Use convenient shortcuts for common purchases or add a custom title and amount. Save Instead keeps a running record of what you chose not to spend, including weekly and lifetime progress. PAUSE BEFORE YOU SPEND Thinking about buying something you may not need? Create a 24-hour cooling-off period. When you return, decide whether you still want it. If you skip it, record the amount as saved. SAVE WITH OR WITHOUT A GOAL Choose something meaningful to work toward—such as an emergency fund, vacation, special purchase, charitable donation, or general savings. Setting a goal is optional. UNDERSTAND YOUR PATTERNS See saved amounts organized by category, review recent entries, follow your streak, and celebrate milestones as your choices add up. PRIVATE AND ON DEVICE Save Instead does not require an account. Your entries and preferences are stored locally on your device. IMPORTANT Save Instead records hypothetical savings only. It does not connect to bank accounts, transfer money, hold funds, or verify account balances. Save Instead is a personal habit-building and awareness tool, not a bank, financial institution, or financial adviser.