Comparison

FinComPay Business vs Smeta

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

FinComPay Business

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FinComPay Business – your complete Mobile Banking Solution for Businesses. Manage your company’s finances quickly, securely, and intuitively – right from your device! With a modern interface and advanced features, you stay in full control of your business operations anytime, anywhere. What FinComPay Business offers: β€’ Secure 24/7 access to all your business accounts; β€’ Real-time balance and transaction overview; β€’ Fast and secure payments, including MPay; β€’ Create and sign transactions (MDL payments, transfers, FX operations); β€’ Attach supporting documents for foreign currency payments; β€’ Manage payroll projects directly from the app; β€’ Instant currency exchange and faster transfers – all in one place. Stay connected to your company’s financial status with top-level security and services designed for your business needs.

About

Smeta

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Your money, made clear. Smeta is a personal finance tracker that brings your accounts, transactions, and spending insights together in one calm, easy-to-read place. BRING YOUR HISTORY WITH YOU Start with the data you already have. Smeta imports CSV, TSV, TXT, OFX, QFX, QBO, and QIF files, including flexible spreadsheet layouts from different banks and finance apps. Built-in parsers handle common formats, while on-device intelligence can help identify unfamiliar columns. Optional Remote AI Import uses only a de-identified structural patternβ€”and stays off until you allow it. SEE THE FULL PICTURE β€’ View balances across multiple accounts β€’ Track income, expenses, and transfers β€’ Organize transactions with categories and distinctive icons β€’ Review recent activity from your dashboard β€’ Search and filter your transaction history β€’ Understand spending by category β€’ Compare income and expenses over time β€’ Work with multiple currencies and exchange rates LOG TRANSACTIONS QUICKLY Add income or expenses in seconds. Smeta remembers previously used names and categories, making everyday entries faster and more consistent. A built-in amount calculator helps when the total is not a simple number. YOUR DATA, YOUR CHOICE Your financial data is stored on your device. Optional iCloud sync keeps it available across your Apple devices through your private iCloud account. Protect access with App Lock, export your transactions to CSV whenever you need them, and choose whether Remote AI Import is ever used. Whether you are starting fresh or moving years of financial history, Smeta helps turn everyday transactions into a clear view of your money.

Screenshots

FinComPay Business4 screens
Smeta4 screens

Verdict

The call

The clearest difference is update cadence: Smeta at every 5 weeks against FinComPay Business's every 11 months. FinComPay Business's advantage is iOS requirement (15.0 vs 26.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

FinComPay Business ships an update every 11 months, Smeta every 5 weeks. The most recent releases landed on October 26, 2026 and October 28, 2026 respectively.

Scorecard2 real differences Β· 4 level
FinComPay Business versus Smeta: the parameters behind the verdict, then further details
ParameterFinComPay BusinessSmeta
PriceFreeFree
Update frequencyEvery 11 monthsEvery 5 weeks β€” better
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPod β€” betteriPhone
Requires iOS15.0 β€” better26.0
Further details β€” not scored
Size57 MB17 MB
Age rating4+4+
DeveloperFinComBank SAGaivoronski Andrei Vyacheslavovich, IP

In-app purchases

None

FinComPay Business

No in-app purchases

None

Smeta

No in-app purchases

Questions

Is FinComPay Business free?
FinComPay Business is free to download, with no in-app purchases.
Is Smeta free?
Smeta is free to download, with no in-app purchases.
Do FinComPay Business or Smeta have ads?
Neither FinComPay Business nor Smeta shows ads.
Which is updated more often, FinComPay Business or Smeta?
FinComPay Business ships an update every 11 months, and Smeta every 5 weeks. Most recently, FinComPay Business was updated on October 26, 2026 and Smeta on October 28, 2026.

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