goCollect! by Tap vs ABK Secure Token

goCollect is an easy to use invoicing application with powerful features such as 2-step billing, bill tracking capabilities, automatic reminders, Instagram integration, multi-currency acceptance and so much more. Not only can you accept credit cards such as Visa, MasterCard, and Amex on your mobile app but also the popular and trusted local payment methods such as Mada, KNET, BENEFIT, Fawry, OmanNet, and more as well as alternative payment methods such as Apple Pay. It’s all your online payment essentials in one app! This version includes the following features : 1. Super Simple Billing: Send a bill locally or worldwide with 2 easy steps and share it on any platform of your choice: SMS, email, WhatsApp, Instagram & more
 2. Items: Save time when sending bills by adding your products/services as Items. When sending a bill, you just need to click on the Item to add it to the bill.
 3. Value Added Tax (VAT): In countries with VAT, goCollect will calculate the rates for you for every bill. Just set the rate you want it to be calculated at and let us handle everything else!
 4. Multi-currency Acceptance: Choose the currency you want the bills to be sent in and convert the prices on the spot from your local currency to your customer’s currency.
 5. Send to Multiple People: When collecting payments for a workshop or event, you can put the amount you want to collect and the number of people you want to collect it from and share the bill link in mass. Your customers can enter their own information and pay easily!
 6. Tracking Bills + Reminder: goCollect's powerful tracking tool gives you the status of each bill in real time. You can now know when your bill has been sent, delivered, viewed, attempted, paid, refunded and canceled. You can also send an awkward-free, automatic reminder if they haven't paid yet.
 7. My Bills: This portal has a quick yet comprehensive glance at all your sent bills with real-time tracking updates on each invoice as well
 8. My Payments: Be instantly notified when a new bill is paid and when the amount hits your bank account. You also have a full list of all the paid bills, organized by dates received. 
 9. Refund a Bill: You can easily refund a customer on goCollect with a single click. Not only do we process the refunds easily, but you also have a detailed picture of all past refunds at a glance.
 10. Report a Bill: If there's ever a problem with one of your bills, there's no need to panic. Just click Report and we’ll handle it for you! 11. Dashboard: Get a quick visual snapshot of your current balance with all the payments received, when to expect your next settlement to your bank account and your pending payments; all laid out in real-time. 12. Instagram Integration: Link your business Instagram account to goCollect to easily import your favorite images.
 13. Touch/Face ID: Get that extra reassurance by enabling Touch/Face ID depending on your phone and keep your daily transactions on a secure lockdown
 14. 24/7 Live Chat Support: Get instant support if anything ever goes wrong or if you have any questions through the live chat available within the app.
 15. Multiple User Accounts: You can also give multiple users access to your account and track their payment activities. 
 16. Multiple Account Sign-in: If you have more than one goCollect account, we gotchu. You can easily switch between the two accounts on the spot and without missing a beat!

This application will be used for generating the OTPs required for accessing our corporate internet banking platform ABKnet and authorizing transactions on ABKnet.