Ockto vs ClaryBook

Share your data without the hassle An organisation asks you to provide personal or financial data. That can feel like a lot of work. With Ockto, you handle it quickly, safely and in just a few minutes. Download the app and log in with your DigiD or bank to the organisations you want to share your data with. Ockto only collects what’s needed. Nothing more, nothing less. You immediately see a clear overview of your data. You check it, give your consent, and you’re done. Ockto then delivers your data directly to the organisation that needs it. Safe, accurate and fully compliant. Ockto stores nothing and logs you out automatically. This allows the organisation to assess your application right away. So you quickly know where you stand. How it works You receive a QR-code or link from the organisation you want to share your data with. Scan the code with the Ockto app or click the link to get started right away. Ockto guides you step by step through the right sources. You log in yourself using familiar environments, such as your bank or DigiD. Do you have a partner? They can log in as well to add their data. Within minutes, everything is ready. You stay in control. Why Ockto Share data directly from the source No more manual entry Fewer errors and missing information Faster processing of your application Safe and in your control You decide if and when to share your data. Nothing happens without your consent. Ockto does not store your data. After use, everything is automatically deleted. We operate in line with applicable laws and regulations and are supervised by the AFM. Your data is in safe hands. Why the app needs access to your camera You often start from a website on your laptop or desktop. A QR-code creates a secure connection with the app. That’s why Ockto uses your camera: only to scan the QR-code. Want to know more? Find answers to frequently asked questions at www.ockto.eu/faq

Bookkeeping as easy as a text message. ClaryBook is a full-featured bookkeeping app built for landlords, freelancers, and small business owners who want clean books without the complexity. Snap a receipt, type what you spent, or dictate it. ClaryBook handles the rest. SMART DATA ENTRY No accounting knowledge required. Just tell ClaryBook what happened: • Snap a receipt photo and ClaryBook fills in the vendor, amount, date, and category • Type a message like "Spent $50 at Home Depot for supplies" • Use voice input to dictate expenses hands-free • Ask Clary about your business and get answers from your own books EXPENSE & INCOME TRACKING • Auto-categorized expenses with receipt images stored as documentation • Income tracking with recurring templates and rent roll • Mileage logging with IRS-compliant logs at the current rate • Hours tracking toward the 500-hour material participation threshold • Proactive alerts for unusual expenses and missing receipts INVOICING & CLIENTS • Create and send professional invoices with line items and tax • Track invoice status: draft, sent, paid, overdue • Recurring invoices for repeat billing • Client management with contact details and invoice history • Credit notes for refunds and adjustments CONTRACTOR & 1099 TRACKING • Track payments to contractors throughout the year • Alerts when payments approach the IRS 1099 threshold ($600 for 2025 payments, $2,000 from 2026) • Generate 1099-NEC reports at tax time FULL DOUBLE-ENTRY ACCOUNTING • Chart of accounts with regional mappings (IRS Schedule E, Dutch RGS) • Automatic journal entries from every transaction • Opening balances, owner equity, and fiscal year closing • Asset depreciation schedules with monthly entries • Trial balance, income statement, and balance sheet BANK RECONCILIATION • Import bank CSV and auto-match transactions to receipts • See what's matched, what's missing, and take action DOCUMENT MANAGEMENT • Upload and organize contracts, licenses, and business documents • Automatic classification and search across titles, descriptions, and scanned text • Expiration tracking so nothing slips through TAX-READY REPORTS • Schedule E worksheet mapped to IRS lines • Property P&L by individual property • Mileage and hours logs • Complete tax package with every receipt, ready to hand to your CPA • Dutch BTW/VAT quarterly reports MULTI-PROPERTY & MULTI-BUSINESS • Track expenses and income per property or project • Switch between businesses in one tap • Per-property financial dashboards SECURITY & PRIVACY • Face ID and biometric authentication • AES-256 encryption at rest, TLS 1.3 in transit • Export or delete all your data at any time US & NETHERLANDS TAX SUPPORT Supports IRS Schedule E, 1099-NEC, and quarterly estimated taxes (US) as well as BTW/VAT reporting, RGS accounts, and KIA deductions (NL). PRICING Every new account gets 30 days of full access. After that you can subscribe in the app through your Apple Account. The plans and prices available to you are shown in the app before you buy. Cancel anytime in Settings > [your name] > Subscriptions. Terms of Use: https://www.clarybook.com/terms Privacy Policy: https://www.clarybook.com/privacy