CBO Mobile vs SBF Mobile
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
CBO Mobile
Aggregate all your financial accounts into one view for smarter decision-making. Stay organized with transaction details, alerts, and secure access to your banking information.
- Multi-account aggregation
- Transaction history and spending averages
- Bill and low fund alerts
- Add tags, notes, and images to transactions
- ATM and branch locator
- Bank-level security
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The CBO Mobile App is a free mobile decision-support tool that gives you the ability to aggregate all of your financial accounts, including accounts from other financial institutions, into a single, up-to-the-minute view so you can stay organized and make smarter financial decisions. It is fast, secure and makes life easier by empowering you with the tools you need to manage your personal finances. FEATURES Multi-Account Aggregation: View all of your financial information (balances, transaction history, merchant spending averages) in one place for on-the-go organization. Alerts & Notifications: Set alerts for low funds and be notified about upcoming bills. Add Tags, Notes, Images & Geo-Information: By enhancing transactions with custom tags, notes or photos of a receipt or check, you have the ability to stay organized and find exactly what you’re looking for when searching through your finances. Contact: Locate ATMs or branches and contact Community Bank Owatonna customer service directly from the app. SAFE AND SECURE The app utilizes the same bank-level security that protects you when you’re on Internet Banking. The app also features a unique 4-digit passcode setting that prevents unauthorized access. GETTING STARTED To use the CBO Mobile App, you must be enrolled as an Community Bank Owatonna Internet Banking user. If you currently use our Internet Banking, simply download the app, launch it, and login with the same Internet Banking credentials. After you successfully login to the app, your accounts and transactions will begin updating.
SBF Mobile
Consolidate all your financial accounts into one view for better organization and smarter decision-making. Track balances, transaction history, and set alerts for bills and low funds. Enhance transactions with notes and images for easy searching.
- Multi-account aggregation
- Transaction history and spending averages
- Alerts and notifications for bills
- Add tags, notes, and images to transactions
- ATM and branch locator
- Bank-level security with passcode
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The SBF Mobile App is a free mobile decision-support tool that gives you the ability to aggregate all of your financial accounts, including accounts from other financial institutions, into a single, up-to-the-minute view so you can stay organized and make smarter financial decisions. It is fast, secure and makes life easier by empowering you with the tools you need to manage your personal finances. FEATURES Multi-Account Aggregation: View all of your financial information (balances, transaction history, merchant spending averages) in one place for on-the-go organization. Alerts & Notifications: Set alerts for low funds and be notified about upcoming bills. Add Tags, Notes, Images & Geo-Information: By enhancing transactions with custom tags, notes or photos of a receipt or check, you have the ability to stay organized and find exactly what you’re looking for when searching through your finances. Contact: Locate ATMs or branches and contact The State Bank of Faribault customer service directly from the app. SAFE AND SECURE The app utilizes the same bank-level security that protects you when you’re on Internet Banking. The app also features a unique 4-digit passcode setting that prevents unauthorized access. GETTING STARTED To use the SBF Mobile App, you must be enrolled as a State Bank of Faribault Internet Banking user. If you currently use our Internet Banking, simply download the app, launch it, and login with the same Internet Banking credentials. After you successfully login to the app, your accounts and transactions will begin updating.
Screenshots
Verdict
CBO Mobile and SBF Mobile both sit at 4.8 stars, but that hides the real split: 100% of CBO Mobile's written reviews are positive against 50% of SBF Mobile's. SBF Mobile's advantage is monetization model (free vs ad-supported) and ratings volume (580 vs 139). On price, rating, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.8 for CBO Mobile against 4.7 for SBF Mobile. Both are backed by a comparable volume of ratings — 139 and 580 respectively. Written reviews are what separate them: 100% of CBO Mobile's written reviews are positive against 50% of SBF Mobile's.
Both ship on a similar rhythm, roughly monthly. The most recent releases landed on September 17, 2026 and September 21, 2026 respectively.
| Parameter | CBO Mobile | SBF Mobile |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (139 ratings) — better | 4.7 (580 ratings) |
| Positive reviews | 100.0% of reviews — better | 50.0% of reviews |
| Number of ratings | 139 | 580 — better |
| Update frequency | Monthly | Monthly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Ad-supported | Free — better |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 18.4 | 18.4 |
| Further details — not scored | ||
| Size | 177 MB | 179 MB |
| Age rating | 4+ | 12+ |
| Developer | Community Bank Owatonna | The State Bank of Faribault |
Customer experience
CBO Mobile
SBF Mobile
In-app purchases
CBO Mobile
No in-app purchases
SBF Mobile
No in-app purchases
Questions
Is CBO Mobile free?
Is SBF Mobile free?
Which has better reviews, CBO Mobile or SBF Mobile?
Do CBO Mobile or SBF Mobile have ads?
Which is updated more often, CBO Mobile or SBF Mobile?
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