Comparison

CBO Mobile vs SBF Mobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

CBO Mobile

Aggregate all your financial accounts into one view for smarter decision-making. Stay organized with transaction details, alerts, and secure access to your banking information.

Highlights
  • Multi-account aggregation
  • Transaction history and spending averages
  • Bill and low fund alerts
  • Add tags, notes, and images to transactions
  • ATM and branch locator
  • Bank-level security
Features
Read full description

The CBO Mobile App is a free mobile decision-support tool that gives you the ability to aggregate all of your financial accounts, including accounts from other financial institutions, into a single, up-to-the-minute view so you can stay organized and make smarter financial decisions. It is fast, secure and makes life easier by empowering you with the tools you need to manage your personal finances. FEATURES Multi-Account Aggregation: View all of your financial information (balances, transaction history, merchant spending averages) in one place for on-the-go organization. Alerts & Notifications: Set alerts for low funds and be notified about upcoming bills. Add Tags, Notes, Images & Geo-Information: By enhancing transactions with custom tags, notes or photos of a receipt or check, you have the ability to stay organized and find exactly what you’re looking for when searching through your finances. Contact: Locate ATMs or branches and contact Community Bank Owatonna customer service directly from the app. SAFE AND SECURE The app utilizes the same bank-level security that protects you when you’re on Internet Banking. The app also features a unique 4-digit passcode setting that prevents unauthorized access. GETTING STARTED To use the CBO Mobile App, you must be enrolled as an Community Bank Owatonna Internet Banking user. If you currently use our Internet Banking, simply download the app, launch it, and login with the same Internet Banking credentials. After you successfully login to the app, your accounts and transactions will begin updating.

About

SBF Mobile

Consolidate all your financial accounts into one view for better organization and smarter decision-making. Track balances, transaction history, and set alerts for bills and low funds. Enhance transactions with notes and images for easy searching.

Highlights
  • Multi-account aggregation
  • Transaction history and spending averages
  • Alerts and notifications for bills
  • Add tags, notes, and images to transactions
  • ATM and branch locator
  • Bank-level security with passcode
Features
Read full description

The SBF Mobile App is a free mobile decision-support tool that gives you the ability to aggregate all of your financial accounts, including accounts from other financial institutions, into a single, up-to-the-minute view so you can stay organized and make smarter financial decisions. It is fast, secure and makes life easier by empowering you with the tools you need to manage your personal finances. FEATURES Multi-Account Aggregation: View all of your financial information (balances, transaction history, merchant spending averages) in one place for on-the-go organization. Alerts & Notifications: Set alerts for low funds and be notified about upcoming bills. Add Tags, Notes, Images & Geo-Information: By enhancing transactions with custom tags, notes or photos of a receipt or check, you have the ability to stay organized and find exactly what you’re looking for when searching through your finances. Contact: Locate ATMs or branches and contact The State Bank of Faribault customer service directly from the app. SAFE AND SECURE The app utilizes the same bank-level security that protects you when you’re on Internet Banking. The app also features a unique 4-digit passcode setting that prevents unauthorized access. GETTING STARTED To use the SBF Mobile App, you must be enrolled as a State Bank of Faribault Internet Banking user. If you currently use our Internet Banking, simply download the app, launch it, and login with the same Internet Banking credentials. After you successfully login to the app, your accounts and transactions will begin updating.

Screenshots

CBO Mobile4 screens
SBF Mobile4 screens

Verdict

The call

CBO Mobile and SBF Mobile both sit at 4.8 stars, but that hides the real split: 100% of CBO Mobile's written reviews are positive against 50% of SBF Mobile's. SBF Mobile's advantage is monetization model (free vs ad-supported) and ratings volume (580 vs 139). On price, rating, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.8 for CBO Mobile against 4.7 for SBF Mobile. Both are backed by a comparable volume of ratings — 139 and 580 respectively. Written reviews are what separate them: 100% of CBO Mobile's written reviews are positive against 50% of SBF Mobile's.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly monthly. The most recent releases landed on September 17, 2026 and September 21, 2026 respectively.

Scorecard3 real differences · 7 level
CBO Mobile versus SBF Mobile: the parameters behind the verdict, then further details
ParameterCBO MobileSBF Mobile
PriceFreeFree
Rating4.8 (139 ratings) — better4.7 (580 ratings)
Positive reviews100.0% of reviews — better50.0% of reviews
Number of ratings139580 — better
Update frequencyMonthlyMonthly
AdsNoNo
In-app purchasesNoNo
MonetizationAd-supportedFree — better
DevicesiPhone, iPadiPhone, iPad
Requires iOS18.418.4
Further details — not scored
Size177 MB179 MB
Age rating4+12+
DeveloperCommunity Bank OwatonnaThe State Bank of Faribault

Customer experience

CBO Mobile

All ratings139 ratings
Positive97.1%
Neutral0.7%
Negative2.2%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

SBF Mobile

All ratings580 ratings
Positive94.1%
Neutral1.7%
Negative4.1%
Written reviews10 reviews
Positive50.0%
Neutral0.0%
Negative50.0%

In-app purchases

None

CBO Mobile

No in-app purchases

None

SBF Mobile

No in-app purchases

Questions

Is CBO Mobile free?
CBO Mobile is free to download, with no in-app purchases.
Is SBF Mobile free?
SBF Mobile is free to download, with no in-app purchases.
Which has better reviews, CBO Mobile or SBF Mobile?
CBO Mobile is rated higher. CBO Mobile averages 4.8 out of 5 from 139 ratings, while SBF Mobile averages 4.7 from 580 ratings.
Do CBO Mobile or SBF Mobile have ads?
Neither CBO Mobile nor SBF Mobile shows ads.
Which is updated more often, CBO Mobile or SBF Mobile?
CBO Mobile ships an update monthly, and SBF Mobile monthly. Most recently, CBO Mobile was updated on September 17, 2026 and SBF Mobile on September 21, 2026.

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