Comparison

CBO Mobile vs Profinium

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

CBO Mobile

Aggregate all your financial accounts into one view for smarter decision-making. Stay organized with transaction details, alerts, and secure access to your banking information.

Highlights
  • Multi-account aggregation
  • Transaction history and spending averages
  • Bill and low fund alerts
  • Add tags, notes, and images to transactions
  • ATM and branch locator
  • Bank-level security
Features
Read full description

The CBO Mobile App is a free mobile decision-support tool that gives you the ability to aggregate all of your financial accounts, including accounts from other financial institutions, into a single, up-to-the-minute view so you can stay organized and make smarter financial decisions. It is fast, secure and makes life easier by empowering you with the tools you need to manage your personal finances. FEATURES Multi-Account Aggregation: View all of your financial information (balances, transaction history, merchant spending averages) in one place for on-the-go organization. Alerts & Notifications: Set alerts for low funds and be notified about upcoming bills. Add Tags, Notes, Images & Geo-Information: By enhancing transactions with custom tags, notes or photos of a receipt or check, you have the ability to stay organized and find exactly what you’re looking for when searching through your finances. Contact: Locate ATMs or branches and contact Community Bank Owatonna customer service directly from the app. SAFE AND SECURE The app utilizes the same bank-level security that protects you when you’re on Internet Banking. The app also features a unique 4-digit passcode setting that prevents unauthorized access. GETTING STARTED To use the CBO Mobile App, you must be enrolled as an Community Bank Owatonna Internet Banking user. If you currently use our Internet Banking, simply download the app, launch it, and login with the same Internet Banking credentials. After you successfully login to the app, your accounts and transactions will begin updating.

About

Profinium

Aggregate all your financial accounts into one secure view. Organize transactions, set alerts, make payments, transfer funds, and deposit checks with a photo. Manage your money effortlessly and find nearby branches or ATMs.

Highlights
  • Aggregate all financial accounts
  • Organize transactions with tags and notes
  • Set balance alerts
  • Make payments and transfer money
  • Mobile check deposit
  • View and save statements
  • Find branches and ATMs
Features
Read full description

Profinium is your personal financial advocate that gives you the ability to aggregate all of your financial accounts, including accounts from other banks and credit unions, into a single view. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances. Here’s what else you can do with Profinium: - Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks. - Set up alerts so you know when your balance drops below a certain amount - Make payments, whether you’re paying a company or a friend - Transfer money between your accounts - Deposit checks in a snap by taking a picture of the front and back - View and save your monthly statements - Find branches and ATMs near you Secure your account with a 4-digit passcode and fingerprint or face reader on supported devices. To use the Profinium app, you must be enrolled as a Profinium Inc. digital banking user. If you currently use our Internet Banking, simply download the app, launch it, and login with the same Internet Banking credentials.

Screenshots

CBO Mobile4 screens
Profinium4 screens

Verdict

The call

CBO Mobile and Profinium both sit at 4.8 stars, but that hides the real split: 100% of CBO Mobile's written reviews are positive against 67% of Profinium's. Profinium's advantage is ratings volume (494 vs 139). On price, rating, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.8 for CBO Mobile against 4.8 for Profinium. Both are backed by a comparable volume of ratings — 139 and 494 respectively. Written reviews are what separate them: 100% of CBO Mobile's written reviews are positive against 67% of Profinium's.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly monthly. The most recent releases landed on September 17, 2026 and September 22, 2026 respectively.

Scorecard2 real differences · 8 level
CBO Mobile versus Profinium: the parameters behind the verdict, then further details
ParameterCBO MobileProfinium
PriceFreeFree
Rating4.8 (139 ratings)4.8 (494 ratings)
Positive reviews100.0% of reviews — better66.7% of reviews
Number of ratings139494 — better
Update frequencyMonthlyMonthly
AdsNoNo
In-app purchasesNoNo
MonetizationAd-supportedAd-supported
DevicesiPhone, iPadiPhone, iPad
Requires iOS18.418.4
Further details — not scored
Size177 MB177 MB
Age rating4+12+
DeveloperCommunity Bank OwatonnaProfiniumInc

Customer experience

CBO Mobile

All ratings139 ratings
Positive97.1%
Neutral0.7%
Negative2.2%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Profinium

All ratings494 ratings
Positive94.1%
Neutral3.0%
Negative2.8%
Written reviews9 reviews
Positive66.7%
Neutral0.0%
Negative33.3%

In-app purchases

None

CBO Mobile

No in-app purchases

None

Profinium

No in-app purchases

Questions

Is CBO Mobile free?
CBO Mobile is free to download, with no in-app purchases.
Is Profinium free?
Profinium is free to download, with no in-app purchases.
Which has better reviews, CBO Mobile or Profinium?
CBO Mobile and Profinium are both rated 4.8 out of 5 on the App Store, from 139 and 494 ratings respectively.
Do CBO Mobile or Profinium have ads?
Neither CBO Mobile nor Profinium shows ads.
Which is updated more often, CBO Mobile or Profinium?
CBO Mobile ships an update monthly, and Profinium monthly. Most recently, CBO Mobile was updated on September 17, 2026 and Profinium on September 22, 2026.

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