Comparison

Pago vs SelfPay Now

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Pago

Simplify your financial life by managing and paying all your bills from a single, secure account. Receive timely notifications and organize payments to avoid late fees. Go paperless and contribute to environmental conservation.

Highlights
  • Manage and pay all bills from one account
  • View bills sorted by due date
  • Pay bills for multiple properties or others
  • Receive bill notifications
  • Schedule manual or automatic payments
  • Secure payment processing
  • Digital receipt storage
Features
Read full description

Pago is the app for simple and secure online payments, where you manage all your bills with just one account, in seconds. Here are the 9 essential features that will simplify your life: 1. Manage and pay all your bills with just one account 2. You can see bills sorted by due date without searching through emails or elsewhere 3. Manage and pay bills for your primary residence, other homes, or for other people 4. After adding your provider, it will only takes a few seconds to pay the bills 5. Receive notifications for newly issued bills and before they are due 6. Organize and control your bills: decide when to pay, manually or automatically 7. Secure payments thanks to collaboration with the largest payment processors. Card payments, supported by 3D Secure technology, with a 6-character security code or via biometric confirmation, with fingerprint or face recognition 8. Dedicated support: For any need or doubt, contact us via chat in the app and we will be happy to assist you. 9. Ecological saving: Thanks to our digital receipt storage, you can actively contribute to environmental conservation by reducing paper consumption.

About

SelfPay Now

Easily deposit cash onto any card at payment stations, transfer money instantly and for free to friends or between your cards, and pay bills and taxes to municipalities. Turn any station into a deposit ATM for immediate access to your funds.

Highlights
  • Instant cash deposits to any card
  • Free money transfers to friends
  • Transfer between your cards
  • Pay bills and taxes
  • Nationwide payment station network
Features
Read full description

Download SelfPay Now and enjoy a simple and secure financial experience: • Deposit cash instantly onto any card at SelfPay Payment Stations. • Transfer money – instantly and for free – to friends or between your cards, regardless of the issuing bank. • Pay bills and local taxes directly from the app • Purchase your Romanian vignette, Bulgarian vignette and Fetești bridge toll in just a few taps • Save your vehicle details in My Garage for easier management • Keep all your loyalty cards in one place • Top up your prepaid mobile credit or purchase a Travel eSIM in seconds • Buy gaming credits and licenses • Purchase digital gift cards for your favorite services • Check a vehicle's history through the AiDaune service • Purchase your RCA car insurance directly from the app • Purchase 9695 roadside assistance services SelfPay Now quickly and easily turns your cash into money on your card, exactly when you need it. You can deposit cash at any of the 14.000+ SelfPay Payment Stations across the country, and the money is instantly available on your card - no trips to the bank and no reliance on ATMs. With an extensive network of Payment Stations located in supermarkets, gas stations, and convenience stores, you have the freedom to make deposits wherever you are. With access to over 200 services, SelfPay Now is the app that makes managing your everyday payments and services easier. Everything you need is available in one place - fast, secure and easy to use. Address: 153-155 Dacia Blvd., Floors 5-7, Sector 2, Bucharest, Romania

Screenshots

Pago4 screens
SelfPay Now4 screens

Verdict

The call

The clearest difference is rating: Pago at 4.5 against SelfPay Now's 4.3. Pago also leads on ratings volume (88 vs 6) and update cadence (every 9 days vs every 3 weeks). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Pago holds the better App Store score, 4.5 against 4.3. That said, the two scores are not equally well evidenced: Pago has 88 ratings behind it against 6, so its average is the more settled of the two. Written reviews point the same way: 61% of Pago's written reviews are positive against 51% of SelfPay Now's.

UpkeepUpdate frequency

Pago ships an update every 9 days, SelfPay Now every 3 weeks. The most recent releases landed on November 2, 2026 and November 3, 2026 respectively.

Scorecard4 real differences · 6 level
Pago versus SelfPay Now: the parameters behind the verdict, then further details
ParameterPagoSelfPay Now
PriceFreeFree
Rating4.5 (88 ratings) — better4.3 (6 ratings)
Positive reviews61.1% of reviews — better50.9% of reviews
Number of ratings88 — better6
Update frequencyEvery 9 days — betterEvery 3 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhoneiPhone
Requires iOS16.0 — better16.5
Further details — not scored
Size153 MB108 MB
Age rating17+4+
DeveloperTimesafeSelfPay S.A

Customer experience

Pago

All ratings87 ratings
Positive89.7%
Neutral1.1%
Negative9.2%
Written reviews90 reviews
Positive61.1%
Neutral3.3%
Negative35.6%

SelfPay Now

All ratings6 ratings
Positive83.3%
Neutral0.0%
Negative16.7%
Written reviews55 reviews
Positive50.9%
Neutral7.3%
Negative41.8%

In-app purchases

None

Pago

No in-app purchases

None

SelfPay Now

No in-app purchases

Questions

Is Pago free?
Pago is free to download, with no in-app purchases.
Is SelfPay Now free?
SelfPay Now is free to download, with no in-app purchases.
Which has better reviews, Pago or SelfPay Now?
Pago is rated higher. Pago averages 4.5 out of 5 from 88 ratings, while SelfPay Now averages 4.3 from 6 ratings.
Do Pago or SelfPay Now have ads?
Neither Pago nor SelfPay Now shows ads.
Which is updated more often, Pago or SelfPay Now?
Pago ships an update every 9 days, and SelfPay Now every 3 weeks. Most recently, Pago was updated on November 2, 2026 and SelfPay Now on November 3, 2026.

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