YOU BRD vs SelfPay Now
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
YOU BRD
Manage your finances on the go with secure mobile banking. Access your accounts, view transaction history, and perform transfers with biometric authentication.
- Fingerprint/facial recognition access
- National beneficiary transfers
- Transfers between own accounts
- Exchange rate information
- Transaction history
- Internet banking authentication
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The most important features from application are: • Access based on fingerprint or facial recognition • Transfers to national beneficiaries • Transfers between own accounts • Exchange rate • Transactions History Use the benefits of mobile banking services. In addition, you can use the YOU BRD application for the authentication to the internet banking service.
SelfPay Now
Easily deposit cash onto any card at payment stations, transfer money instantly and for free to friends or between your cards, and pay bills and taxes to municipalities. Turn any station into a deposit ATM for immediate access to your funds.
- Instant cash deposits to any card
- Free money transfers to friends
- Transfer between your cards
- Pay bills and taxes
- Nationwide payment station network
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Download SelfPay Now and enjoy a simple and secure financial experience: • Deposit cash instantly onto any card at SelfPay Payment Stations. • Transfer money – instantly and for free – to friends or between your cards, regardless of the issuing bank. • Pay bills and local taxes directly from the app • Purchase your Romanian vignette, Bulgarian vignette and Fetești bridge toll in just a few taps • Save your vehicle details in My Garage for easier management • Keep all your loyalty cards in one place • Top up your prepaid mobile credit or purchase a Travel eSIM in seconds • Buy gaming credits and licenses • Purchase digital gift cards for your favorite services • Check a vehicle's history through the AiDaune service • Purchase your RCA car insurance directly from the app • Purchase 9695 roadside assistance services SelfPay Now quickly and easily turns your cash into money on your card, exactly when you need it. You can deposit cash at any of the 14.000+ SelfPay Payment Stations across the country, and the money is instantly available on your card - no trips to the bank and no reliance on ATMs. With an extensive network of Payment Stations located in supermarkets, gas stations, and convenience stores, you have the freedom to make deposits wherever you are. With access to over 200 services, SelfPay Now is the app that makes managing your everyday payments and services easier. Everything you need is available in one place - fast, secure and easy to use. Address: 153-155 Dacia Blvd., Floors 5-7, Sector 2, Bucharest, Romania
Screenshots
Verdict
The clearest difference is rating: YOU BRD at 4.8 against SelfPay Now's 4.3. YOU BRD also leads on ratings volume (905 vs 6) and iOS requirement (14.0 vs 16.5). SelfPay Now's advantage is review sentiment (51% vs 19%). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
YOU BRD holds the better App Store score, 4.8 against 4.3. That said, the two scores are not equally well evidenced: YOU BRD has 905 ratings behind it against 6, so its average is the more settled of the two. Written reviews complicate that: 19% of YOU BRD's written reviews are positive against 51% of SelfPay Now's, so the app with the better star average is not the one people write more warmly about.
YOU BRD ships an update fortnightly, SelfPay Now every 3 weeks. The most recent releases landed on September 22, 2026 and September 9, 2026 respectively.
| Parameter | YOU BRD | SelfPay Now |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (905 ratings) — better | 4.3 (6 ratings) |
| Positive reviews | 19.1% of reviews | 50.9% of reviews — better |
| Number of ratings | 905 — better | 6 |
| Update frequency | Fortnightly — better | Every 3 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod — better | iPhone |
| Requires iOS | 14.0 — better | 16.5 |
| Further details — not scored | ||
| Size | 154 MB | 108 MB |
| Age rating | 4+ | 4+ |
| Developer | BRD Groupe Societe Generale S.A. | SelfPay S.A |
Customer experience
YOU BRD
SelfPay Now
Bugs and requests
YOU BRD
Reported bugs
4 issues- Inability to register with non-Romanian phone numbers
- Frequent app crashes and loading errors
- Issues with facial recognition and identity verification
- Problems with SMS-based authentication
Requested features
5 requests- Improve registration and account setup process
- Provide better in-app support and troubleshooting
- Simplify UI and make navigation more intuitive
- Reduce fees and commissions
- Allow access for international customers
SelfPay Now
Not enough reviews yet to summarise bugs or requests.
In-app purchases
YOU BRD
No in-app purchases
SelfPay Now
No in-app purchases
