George Česko vs Skip Pay

Join 3 million users taking care of their finances with George The George app gives you a clear overview of your income, expenses, investments, and insurance anytime, anywhere. Access all your financial information quickly and easily, right at your fingertips. Key features: • Manage your money: Track your income and expenses, set payment reminders, and adjust card limits. • Keep your money safe: Easily block lost cards, view your PIN, or withdraw cash from an ATM via a QR code. Verify via app that it’s really us calling you. • Ultra fast payments: Make instant payments to local banks, pay bills via QR codes, and set up standing orders. • Save money and get discounts: Earn cashback with the Moneyback program. Offers change regularly. • Invest easily: Invest in ETFs, funds, stocks, or even partial shares, and track their performance directly in the app. • Apply for products: Choose from over 50 products, including credit cards or insurance, right in the app. Your financial health partner George is your personal guide to better financial management. It helps you save on specific expenses and even shows you how to earn extra money, like through government benefits. Let George guide you through your finances and stay financially FIT with just a few clicks. Seamless payments Add your card to Apple Pay and enjoy quick, secure payments with your phone or watch – online and in stores. Child-friendly banking George for Kids is George specifically designed for children up to their 15th birthday. Teach them how to tak care of their financial health with George and get it for them for free, with their own account – and from age 8, even with a card. As a cherry on top, George offers playful financial tips tailored to your child's age. George does so much more. Try it today! Download the app, set up your free account, and join those who earned an extra 8,235 CZK on average last year. Your Česká spořitelna

With the Skip Pay mobile app, you have everything for smart shopping in one place. You’ll find a clear overview of all your Skip Pay purchases, activate a virtual version of your physical card, or lock your card instantly if you lose it. If numbers aren’t your strong suit, you’ll appreciate the option to view your PIN anytime. You can also easily check your loyalty balance and exchange your collected points for rewards that make you happy. Shop smart with Skip Pay and enjoy a wide range of great benefits: A MAXI PACKAGE FULL OF BENEFITS It pays to use the MAXI package. You can get it easily and for free in our app – just complete a short verification. With the Skip Pay card, you can shop anywhere online and in all brick-and-mortar stores. You can even pay straight from your phone thanks to Apple Pay. All this with a limit of up to 100,000 and up to 50 days to pay with no fees. PAY ONLY AFTER UNPACKING THE GOODS Take your time to browse, try on, and check your goods – and only then pay. Our app keeps track of the payment date for you and reminds you in time. SPLIT YOUR PAYMENT INTO THREE Not convenient to pay for everything at once? With Pay in 3, you pay just one third at checkout and the remaining two in two monthly installments. BORROW UP TO 100,000 FOR ANYTHING Need some extra cash? We’ll send up to 100,000 directly to your account. Everything is handled online in the app – you choose the amount and number of installments, and the money arrives within minutes. SPREAD YOUR BILL INTO INSTALLMENTS Enjoy more freedom when planning your budget. Purchases made with the MAXI package or individual Pay in 3 installments can easily be spread into up to 96 payments. INSURE YOUR PURCHASE AT A GREAT PRICE Protect your new electronics at one of the best prices on the market. Skip Pay offers two options: insurance against damage and theft, and extended warranty. The offer applies to home appliances, IT equipment, and smaller electronics. SEND MONEY ANYWHERE With Skip Pay, you can pay for anything – even your rent or a friend’s beer. With the Send Money feature, you can conveniently and securely send money to any Czech account, including recurring payments. ALL YOUR PURCHASES IN ONE PLACE Whether you order from an e-shop with Skip Pay in your basket, tap your Skip Pay card in the supermarket, or shop with it on a foreign website – you’ll find everything clearly in the app together with your monthly statement. DEFER YOUR PAYMENTS WHENEVER YOU LIKE Your monthly statement includes all your purchases, ATM withdrawals, and transfers. It’s due by the 20th of the following month. If that doesn’t suit you and you’d prefer to pay only part now and the rest later, no problem. Just double tap in the app and it’s deferred – for a fair fee you see upfront. REWARD FOR EVERY PAYMENT For almost every purchase made with Skip Pay, we credit you with points. You can easily exchange them in the app for discounts at your favorite e-shops or use them to reduce fees. For every 100 CZK paid, you get 1 point with the MINI package and 2 points with the MAXI package. SAFETY IS OUR PRIORITY Log in quickly and securely using your fingerprint or face scan. If you prefer the classic username and password, we’ve got you covered too. NO MORE HUNTING FOR RECEIPTS Shoeboxes full of receipts are a thing of the past. Store your receipts directly in the app and keep them all neatly in one place. CARD MANAGEMENT AT YOUR FINGERTIPS We’ve thought of everything – activate or lock your card instantly in the app. And if you forget your PIN, you’ll find it there too. VIRTUAL CARD With a virtual card, there’s no need to dig through your wallet. You can leave your physical card safely at home as a backup and easily access your card details in the app. FREE APP Downloading and using the app is completely free. SMART WATCH With Watch OS support, you can now have your limit right on your wrist.