Comparison

George Česko vs ČSOB Smart

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

George Česko

Manage your income, expenses, investments, and insurance with a clear financial overview. Track spending, set reminders, make fast payments, and access investment tools. Offers cashback and allows for easy product applications.

Highlights
  • Manage income and expenses
  • Set payment reminders
  • Block lost cards
  • Instant local payments
  • Earn cashback
  • Invest in ETFs and stocks
  • Apply for credit cards and insurance
Read full description

Join 3 million users taking care of their finances with George The George app gives you a clear overview of your income, expenses, investments, and insurance anytime, anywhere. Access all your financial information quickly and easily, right at your fingertips. Key features: • Manage your money: Track your income and expenses, set payment reminders, and adjust card limits. • Keep your money safe: Easily block lost cards, view your PIN, or withdraw cash from an ATM via a QR code. Verify via app that it’s really us calling you. • Ultra fast payments: Make instant payments to local banks, pay bills via QR codes, and set up standing orders. • Save money and get discounts: Earn cashback with the Moneyback program. Offers change regularly. • Invest easily: Invest in ETFs, funds, stocks, or even partial shares, and track their performance directly in the app. • Apply for products: Choose from over 50 products, including credit cards or insurance, right in the app. Your financial health partner George is your personal guide to better financial management. It helps you save on specific expenses and even shows you how to earn extra money, like through government benefits. Let George guide you through your finances and stay financially FIT with just a few clicks. Seamless payments Add your card to Apple Pay and enjoy quick, secure payments with your phone or watch – online and in stores. Child-friendly banking George for Kids is George specifically designed for children up to their 15th birthday. Teach them how to tak care of their financial health with George and get it for them for free, with their own account – and from age 8, even with a card. As a cherry on top, George offers playful financial tips tailored to your child's age. George does so much more. Try it today! Download the app, set up your free account, and join those who earned an extra 8,235 CZK on average last year. Your Česká spořitelna

About

ČSOB Smart

Manage your entire banking and insurance needs from your mobile device. Open new accounts, track all your finances, make payments, and handle insurance claims and policies with ease. Securely access your accounts and customize your experience.

Highlights
  • Open new accounts
  • Track account balances
  • Scan and pay invoices
  • Manage loans and mortgages
  • Control bank cards
  • Arrange insurance and loans
  • Manage insurance contracts
Features
Read full description

With ČSOB Smart you have the whole bank and insurance company in your mobile. You are not a client yet? It is not a problem, you can become one right in the app – opening a current account takes only few minutes. Why it is great to have ČSOB Smart: 1. Your money is safe, it is protected not only by your bank identity, but also by Face ID or Touch ID. 2. You always know how much money you have, both in your current and savings account, and even on investments account. 3. It makes payments easy, even invoice payment, thanks to the possibility to scan it from a QR code. 4. You have a perfect control of accounts, mortgages, loans, insurance and other ČSOB products. 5. You can change your card limit, display forgotten PIN code, or temporarily lock the card, and it all takes no time. 6. It allows you to easily arrange a loan, savings, investments, travel insurance and other products. 7. Here you may manage your insurance contracts, report an insurance event and monitor its handling progress. You can also find here your insurance documents, such as your Green Card. 8. You can customize it according to your needs, adjust the order of the products or set the dark mode of an app. And that's not all! You can explore more features after downloading it.

Screenshots

George Česko4 screens
ČSOB Smart4 screens

Verdict

The call

The clearest difference is monetization model: George Česko at free against ČSOB Smart's free with in-app purchases. George Česko also leads on review sentiment (61% vs 37%). On price, rating, ratings volume and update cadence there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.8 for George Česko against 4.8 for ČSOB Smart. Both are backed by a comparable volume of ratings — 2K and 744 respectively. Written reviews are what separate them: 61% of George Česko's written reviews are positive against 37% of ČSOB Smart's.

UpkeepUpdate frequency

George Česko ships an update every 3 weeks, ČSOB Smart monthly. The most recent releases landed on September 23, 2026 and September 21, 2026 respectively.

Scorecard2 real differences · 8 level
George Česko versus ČSOB Smart: the parameters behind the verdict, then further details
ParameterGeorge ČeskoČSOB Smart
PriceFreeFree
Rating4.8 (2K ratings)4.8 (744 ratings)
Positive reviews60.9% of reviews — better36.9% of reviews
Number of ratings2K — better744
Update frequencyEvery 3 weeks — betterMonthly
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPadiPhone, iPad
Requires iOS17.716.4 — better
Further details — not scored
Size424 MB330 MB
Age rating4+4+
DeveloperCeska sporitelna, a.s.Československá obchodní banka, a.s.

Customer experience

George Česko

All ratings2,046 ratings
Positive95.8%
Neutral1.7%
Negative2.5%
Written reviews161 reviews
Positive60.9%
Neutral6.2%
Negative32.9%

ČSOB Smart

All ratings744 ratings
Positive95.2%
Neutral1.1%
Negative3.8%
Written reviews122 reviews
Positive36.9%
Neutral7.4%
Negative55.7%

User reviews

George Česko

From 2K App Store ratings

What we love

  • 👍 Great app
  • 🚀 Easy to use
  • 🚀 Efficient banking
  • 🚀 Convenient features
  • 🚀 Excellent banking app

Room to improve

  • 🐛 Frequent crashes
  • 🐛 Buggy updates
  • 🐛 Compatibility issues
  • 🐛 Unreliable connection
  • 🐛 Forced app updates

ČSOB Smart

From 744 App Store ratings

What we love

  • 👍 Consistent app design
  • 🚀 Reliable and stable
  • 💡 Useful features like Kate assistant

Room to improve

  • 🐛 Frequent crashes and login issues
  • ⏱️ Slow performance and long loading times
  • 🤔 Confusing UI and navigation
  • 🤯 Forced updates and compatibility issues

Bugs and requests

George Česko

Reported bugs

6 issues
  • Login issues after updates
  • Payments not processing correctly
  • QR code scanning not working
  • Frequent app crashes
  • Compatibility problems with newer devices
Show 1 more
  • Language switching not working as expected

Requested features

8 requests
  • Dark/light mode option
  • Ability to hide account balance
  • Improved search in transaction history
  • Separate expense categories
  • International payment support
Show 3 more
  • Temporary card limit adjustments
  • Direct debit setup
  • Savings account management

ČSOB Smart

Reported bugs

3 issues
  • Disappearing account balances and interest payments
  • Payments not processed immediately
  • Repeated login failures

Requested features

4 requests
  • Add support for older iOS versions
  • Improve transaction history and search
  • Introduce more language options
  • Provide iPad-optimized layout

In-app purchases

None

George Česko

No in-app purchases

None

ČSOB Smart

No in-app purchases

Questions

Is George Česko free?
George Česko is free to download, with no in-app purchases.
Is ČSOB Smart free?
ČSOB Smart is free to download, with no in-app purchases.
Which has better reviews, George Česko or ČSOB Smart?
George Česko and ČSOB Smart are both rated 4.8 out of 5 on the App Store, from 2K and 744 ratings respectively.
Do George Česko or ČSOB Smart have ads?
Neither George Česko nor ČSOB Smart shows ads.
Which is updated more often, George Česko or ČSOB Smart?
George Česko ships an update every 3 weeks, and ČSOB Smart monthly. Most recently, George Česko was updated on September 23, 2026 and ČSOB Smart on September 21, 2026.

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