Comparison

George Česko vs Business Smart Banking

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

George Česko

Manage your income, expenses, investments, and insurance with a clear financial overview. Track spending, set reminders, make fast payments, and access investment tools. Offers cashback and allows for easy product applications.

Highlights
  • Manage income and expenses
  • Set payment reminders
  • Block lost cards
  • Instant local payments
  • Earn cashback
  • Invest in ETFs and stocks
  • Apply for credit cards and insurance
Read full description

Join 3 million users taking care of their finances with George The George app gives you a clear overview of your income, expenses, investments, and insurance anytime, anywhere. Access all your financial information quickly and easily, right at your fingertips. Key features: • Manage your money: Track your income and expenses, set payment reminders, and adjust card limits. • Keep your money safe: Easily block lost cards, view your PIN, or withdraw cash from an ATM via a QR code. Verify via app that it’s really us calling you. • Ultra fast payments: Make instant payments to local banks, pay bills via QR codes, and set up standing orders. • Save money and get discounts: Earn cashback with the Moneyback program. Offers change regularly. • Invest easily: Invest in ETFs, funds, stocks, or even partial shares, and track their performance directly in the app. • Apply for products: Choose from over 50 products, including credit cards or insurance, right in the app. Your financial health partner George is your personal guide to better financial management. It helps you save on specific expenses and even shows you how to earn extra money, like through government benefits. Let George guide you through your finances and stay financially FIT with just a few clicks. Seamless payments Add your card to Apple Pay and enjoy quick, secure payments with your phone or watch – online and in stores. Child-friendly banking George for Kids is George specifically designed for children up to their 15th birthday. Teach them how to tak care of their financial health with George and get it for them for free, with their own account – and from age 8, even with a card. As a cherry on top, George offers playful financial tips tailored to your child's age. George does so much more. Try it today! Download the app, set up your free account, and join those who earned an extra 8,235 CZK on average last year. Your Česká spořitelna

About

Business Smart Banking

Manage your business finances securely on the go. This app allows for easy payments, card management, and account monitoring with advanced security features like PIN, fingerprint, or Face ID.

Highlights
  • Enter payments
  • Create standing orders
  • Pay credit cards
  • Activate debit cards
  • Block/unblock cards
  • QR code payments
  • Currency rate overview
Features
Read full description

With Business Smart Banking you always have your bank at your fingertips. The application is user-friendly and secure most of all. It enables you to enter payments, create and edit standing orders, pay a credit card, or activate a debit card. The application access as well as payment signatures are protected by your PIN, fingerprint, or Face ID. Business Smart Banking also includes a Smart Key, which generates a one-time login and login codes for BusinessNet. But the application can do many more things! • Learn about what’s going on in your account after you turn on the Push Notification. • Have you lost a credit or debit card? You can simply temporarily block and unblock the card for free in the app. • You can also make a payment by scanning a QR code (QR payment). • In BusinessNet you can use the Payment templates and stored Beneficiaries in the Smart Banking application. • Get an instant overview of currency rates. • Account statements, statements for credit cards and other documents can be found in Documents. • Are you searching for an ATM or UniCredit Bank branch? You can quickly find them in the application. How to activate the app? Install the application and ask a banker at UniCredit Bank for activation.

Screenshots

George Česko4 screens
Business Smart Banking4 screens

Verdict

The call

George Česko and Business Smart Banking both sit at 4.8 stars, but that hides the real split: 60% of George Česko's written reviews are positive against 0% of Business Smart Banking's. George Česko also leads on ratings volume (2.1K vs 15) and update cadence (every 3 weeks vs every 3 months). Business Smart Banking's advantage is iOS requirement (13.0 vs 17.7). On price, rating, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

George Česko holds the better App Store score, 4.8 against 4.7. That said, the two scores are not equally well evidenced: George Česko has 2.1K ratings behind it against 15, so its average is the more settled of the two. Written reviews point the same way: 60% of George Česko's written reviews are positive against 0% of Business Smart Banking's.

UpkeepUpdate frequency

George Česko ships an update every 3 weeks, Business Smart Banking every 3 months. The most recent releases landed on November 1, 2026 and October 24, 2026 respectively.

Scorecard4 real differences · 6 level
George Česko versus Business Smart Banking: the parameters behind the verdict, then further details
ParameterGeorge ČeskoBusiness Smart Banking
PriceFreeFree
Rating4.8 (2.1K ratings) — better4.7 (15 ratings)
Positive reviews60.2% of reviews — better0.0% of reviews
Number of ratings2.1K — better15
Update frequencyEvery 3 weeks — betterEvery 3 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPod
Requires iOS17.713.0 — better
Further details — not scored
Size458 MB453 MB
Age rating4+4+
DeveloperCeska sporitelna, a.s.UniCredit Bank Czech Republic and Slovakia, a.s.

Customer experience

George Česko

All ratings2,088 ratings
Positive95.8%
Neutral1.6%
Negative2.5%
Written reviews161 reviews
Positive60.2%
Neutral6.2%
Negative33.5%

Business Smart Banking

All ratings13 ratings
Positive92.3%
Neutral0.0%
Negative7.7%
Written reviews3 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

Bugs and requests

George Česko

Reported bugs

6 issues
  • Login issues after updates
  • Payments not processing correctly
  • QR code scanning not working
  • Frequent app crashes
  • Compatibility problems with newer devices
Show 1 more
  • Language switching not working as expected

Requested features

8 requests
  • Dark/light mode option
  • Ability to hide account balance
  • Improved search in transaction history
  • Separate expense categories
  • International payment support
Show 3 more
  • Temporary card limit adjustments
  • Direct debit setup
  • Savings account management

Business Smart Banking

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

George Česko

No in-app purchases

None

Business Smart Banking

No in-app purchases

Questions

Is George Česko free?
George Česko is free to download, with no in-app purchases.
Is Business Smart Banking free?
Business Smart Banking is free to download, with no in-app purchases.
Which has better reviews, George Česko or Business Smart Banking?
George Česko is rated higher. George Česko averages 4.8 out of 5 from 2.1K ratings, while Business Smart Banking averages 4.7 from 15 ratings.
Do George Česko or Business Smart Banking have ads?
Neither George Česko nor Business Smart Banking shows ads.
Which is updated more often, George Česko or Business Smart Banking?
George Česko ships an update every 3 weeks, and Business Smart Banking every 3 months. Most recently, George Česko was updated on November 1, 2026 and Business Smart Banking on October 24, 2026.

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