鲨鱼记账本Pro vs MoneyTrack
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
鲨鱼记账本Pro
Effortlessly track your spending with a minimalist interface that allows for quick entries. Analyze your financial habits through clear charts and set budgets to gain precise control over your expenses. Securely sync your data and receive reminders to ensure you never miss a transaction.
- 3-second expense logging
- Visual spending trend analysis
- Cloud data synchronization
- Smart note suggestions
- Customizable reminders
- Budget management
- Expense categorization
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【产品功能】 3秒钟记账:极简的操作流程,让你3秒钟即可完成一笔记账操作 消费趋势:一目了然的图表,帮你快速分析消费情况 数据超安全:登录账号后,记账数据实时同步在云端 备注提示:强大的备注智能提示系统,让你记账的过程越来越简单 记账提醒:自定义每日提醒时间,再也不用担心忘记记账了 【Pro版特色功能】 饼图分析:记账数据更加一目了然 搜索功能:查找记录更加快捷 解锁密码:再也不用担心账本被人偷窥 隐藏金额:支持隐藏首页总金额 预算管理:设置月度预算,消费支出精准掌控 记账日历:查看、补记更加方便 每日收支:可在日历中查看每日收支金额 自定义周期:自由设置每月开始日期 定时记账:周期性固定支出自动记录 记账标签:按标签查看账目汇总 个性装扮:多套皮肤,软件风格私人订制 【Pro版和VIP的区别】 1、Pro 版与苹果账号绑定,一次性付费,可长期使用 2、Pro 版仅支持 iOS 设备,其它手机系统无法使用 3、Pro 版不包含VIP中的部分功能 【创始人说】 为什么要做鲨鱼记账? 鲨鱼记账的创始人有着多年的记账习惯,我们想基于用户的需求去设计产品,想为大家做一款贴心的记账软件,只为你用着爽!我们的一切功能都以方便用户使用为出发点。看似简单的操作流程背后,却能通过图表功能,帮你分析消费状况,让你能够对自己的消费行为做出改善。记账虽然不能直接帮你实现财务自由,但是我们相信,只要你坚持记账,不断改善自己的消费情况,积极开源节流,一定能够实现财务自由!
MoneyTrack
This app offers a pure, ad-free expense tracking experience with AI-powered auto-categorization. Manage finances across multiple platforms, set budgets, and gain insights into spending habits with clear data visualization. It's designed for seamless financial management.
- Ad-free experience
- AI auto-tracking and categorization
- Cross-platform sync (iOS, Android, Desktop)
- Budget control and monitoring
- Asset and debt management
- Shared ledgers for household finances
- Multi-currency support
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MoneyTrack is a simple, focused expense tracker built around three principles: no ads, no launch ads, and no financial product recommendations. It keeps bookkeeping minimal and stays focused on recording transactions. More than 6 million users use MoneyTrack to record transactions and understand their spending. AI-powered automatic entry records transactions accurately and efficiently, while simple charts make spending easy to understand at a glance. 【Features】 No launch ads, no ads, no financial products 【Functions】 - Quick entry: A simple workflow for recording transactions quickly; - AI-powered automatic entry: AI accurately recognizes transactions and matches categories, assets, notes, and other details for immediate recording; - Category management: Supports main categories and subcategories, with custom categories added as needed; - Asset management: Supports cash, bank accounts, credit cards, stored-value cards, investment accounts, and other asset accounts; - Statistical reports: Summarizes income and expenses from multiple perspectives to make spending easier to understand; - Multiple ledgers: Create separate ledgers for daily life, business, renovation, travel, baby expenses, shops, and other scenarios; - Shared ledgers: Invite family members or a partner to record together in the same ledger; - Recurring transactions: Automatically generate repeating income and expenses such as rent, car payments, subscriptions, insurance, and salary; - Budget management: Set monthly or yearly budgets, plan spending in advance, and avoid overspending; - Free backup: Data syncs automatically with your account, continues after switching phones, and can be used on multiple phones; - Free export: Export transactions at any time, including transaction images to Excel; - Free import: Import transactions from Alipay, WeChat, and many other platforms; - Reimbursement management: Record transactions awaiting reimbursement and manage the complete reimbursement process; - Refunds: Apply refunds to expense transactions, link the complete transaction flow, and support multiple refunds. - Bulk editing: Process notes, accounts, categories, tags, and other information across multiple transactions - Tags: Add multiple tags to transactions, such as merchant, project, or city, for multidimensional management. - Search: Find transactions by amount, time, ledger, tag, category, and other criteria; - Multiple currencies: Includes 100+ currencies with automatic exchange-rate conversion; - Widgets: A variety of home screen widgets makes recording more convenient; - Quick launch mode: Open the app and enter the transaction flow automatically; - Calendar view: View each day’s data summary clearly on a calendar; - Privacy first: Protect data with facial authentication or a passcode to prevent access by others; 【Help and Feedback】 User guide: https://docs.qianjiapp.com Feedback: Submit it through the “Feedback” page in the app.
Screenshots
Verdict
The clearest difference is price: MoneyTrack at Free against 鲨鱼记账本Pro's $3.99. MoneyTrack also leads on update cadence (fortnightly vs every 6 weeks) and device support (4 vs 2). 鲨鱼记账本Pro's advantage is chart position (#192 vs unranked). On rating, review sentiment, ratings volume and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
MoneyTrack is free to download; 鲨鱼记账本Pro costs $3.99 up front. 鲨鱼记账本Pro sells 10 one-off in-app purchases and MoneyTrack sells 4 one-off in-app purchases. Whichever you choose, the download price is not the number that matters.
On the App Store both sit at effectively the same score — 4.8 for 鲨鱼记账本Pro against 4.9 for MoneyTrack. Both are backed by a comparable volume of ratings — 317 and 405 respectively. Written reviews are what separate them: 92% of 鲨鱼记账本Pro's written reviews are positive against 96% of MoneyTrack's.
鲨鱼记账本Pro ships an update every 6 weeks, MoneyTrack fortnightly. The most recent releases landed on September 24, 2026 and September 22, 2026 respectively.
| Parameter | 鲨鱼记账本Pro | MoneyTrack |
|---|---|---|
| Price | $3.99 | Free — better |
| Rating | 4.8 (317 ratings) | 4.9 (405 ratings) — better |
| Positive reviews | 92.4% of reviews | 95.8% of reviews — better |
| Number of ratings | 317 | 405 — better |
| Update frequency | Every 6 weeks | Fortnightly — better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Paid | Freemium — better |
| Best chart rank | #192 — better | — |
| Devices | iPhone, iPod | iPhone, iPad, iPod, Mac — better |
| Requires iOS | 13.0 | 13.0 |
| Further details — not scored | ||
| Size | 60 MB | 70 MB |
| Age rating | 4+ | 4+ |
| Developer | Beijing Shark Pioneer Network Technology Co.,Ltd | 昱春 唐 |
Customer experience
鲨鱼记账本Pro
MoneyTrack
User reviews
鲨鱼记账本Pro
From 317 App Store ratingsWhat we love
- 👍 Simple and easy to use
- 🚀 Convenient for quick logging
- 💡 Helpful budgeting features
- 📊 Clear visual reports
Room to improve
- 🐛 Inability to edit/delete past entries
- 💰 Lack of multi-currency support
- 📱 No Apple Watch integration
- 🔒 Mandatory login to use the app
MoneyTrack
From 405 App Store ratingsWhat we love
- 👍 Simple and easy to use
- 🚀 Fast and responsive
- 💎 No ads, clean interface
- 💯 Comprehensive features
- 🤑 Good value for money
Room to improve
- 🐛 Occasional sync issues
- ⚠️ Limited multi-currency support
- 🕰️ Lack of advanced reporting
Bugs and requests
鲨鱼记账本Pro
Reported bugs
2 issues- Syncing issues between devices
- Occasional app crashes
Requested features
4 requests- Add multi-currency support
- Implement Apple Watch app
- Allow editing/deleting of past entries
- Provide option to set custom monthly start dates
MoneyTrack
Reported bugs
2 issues- Unable to input numbers in notes
- App crashes on high refresh rate devices
Requested features
4 requests- Add multi-currency support
- Improve data export options
- Integrate with banking apps
- Introduce budgeting features
In-app purchases
鲨鱼记账本Pro
- 6财富币$0.99
- 68财富币$9.99
- 88财富币$12.99
Show 7 moreShow fewer
- 98财富币$14.99
- 128财富币$19.99
- 168财富币$24.99
- 198财富币$29.99
- 898财富币$129.99
- 1598财富币$229.99
- 1998财富币$299.99
MoneyTrack
- Monthly$0.99
- Annual$6.00
- Lifetime$19.95
Show 1 moreShow fewer
- Lifetime$19.99








