TK vs McFIT Klub
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
TK
Manage your health insurance digitally. Upload receipts, view sick notes, and track fitness for bonus points. Securely communicate with your provider and access your health data.
- Digital receipt uploads
- View sick notes
- Secure messaging with provider
- Digital bonus program
- Fitness tracking via Apple Health/Fitbit
- Access to health data (TK-Safe)
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“Die Techniker” provides its customers with a digital all-purpose tool. For example, you can use this app to upload your receipts for reimbursement, view existing sick notes, or do something for your fitness while collecting bonus points." FEATURES - Protection of sensitive data through secure login (e.g. no jailbreak allowed) - Transmission of sick notes and documents - Send messages to the Techniker - Receive letters from the Techniker - Use the TK Bonus Program completely digitally - TK-Fit with access to Apple Health or Fitbit - Overview of prescribed drugs of the last six years - Apply for reimbursement of costs for medicines, vaccines, osteopathy and health courses SECURITY As a statutory health insurance company, we are committed to the best possible protection of your health data. That's why we check your identity when setting up TK-App on your smartphone. You can either identify yourself online using your ID card and PIN via the Nect Wallet app or by entering an activation code. We‘ll send you the activation code via post. You can find everything else about our security concept at www.tk.de/tk/942778 Note: The use of TK-App with jailbroken devices is generally not possible. FURTHER DEVELOPMENT We are continuously adding new features to TK-App - your ideas and hints help us most. Write us directly and anonymously via the feedback function in TK-App. BONUS & TK-Fit Membership in a football club, regular check-ups at the dentist, the non-smoking course after New Year's Day - all these things earn points for the TK Bonus Program. And thanks to the connection to Apple Health or Fitbit, you'll receive points for many other activities. TK-SAFE With TK-Safe you have all relevant health data at a glance: Your visits to the doctor, diagnoses, medication, vaccinations, preventative medical checkups and much more. Please note that TK-Fit and TK-Safe are not available in English yet. REQUIREMENTS For the TK-App: - TK customer - iOS 18 or higher - No device with modified operating system, e.g. Jailbreak (For more information, see www.tk.de/tk/942782) For TK-Fit: - Step counting using Apple Health or Fitbit and your smartphone or a compatible fitness tracker (for information on TK-Fit, see www.tk.de/tk/938122) ACCESSIBILITY We aim at providing you an app that is as barrier-free as possible. You can find the accessibility statement at https://www.tk.de/techniker/2137808.
McFIT Klub
This app provides a digital membership card for club check-ins and allows members to manage their contract details. Users can make important changes to their membership, such as updating their address, directly through the application.
- Digital membership card
- Club check-in
- Contract data management
- Membership changes
- Address updates
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Dein Zutritt. Dein Training. Eine App. Mit der Klub McFIT App kommst du mit deiner digitalen Mitgliedskarte ins Fitnessstudio, findest neue Workouts und verwaltest deine Mitgliedschaft direkt in der App. Das kannst du in der App: - Digitale Mitgliedskarte: Einlass ins Studio per App - Übungsbibliothek: Step-by-Step Guides, Technik-Tipps & Alternativen - Online-Kurse: virtuell trainieren, wann du willst - Mitgliedschaft verwalten: Infos checken und Änderungen schnell selbst erledigen App öffnen. Reingehen. Durchziehen.
Screenshots
Verdict
The clearest difference is review sentiment: TK at 72% against McFIT Klub's 12%. TK also leads on update cadence (every 9 days vs every 3 weeks). McFIT Klub's advantage is iOS requirement (16.0 vs 18.0). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
TK ships an update every 9 days, McFIT Klub every 3 weeks. The most recent releases landed on October 20, 2026 and October 9, 2026 respectively.
| Parameter | TK | McFIT Klub |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (1.2K ratings) — better | — |
| Positive reviews | 71.8% of reviews — better | 11.8% of reviews |
| Number of ratings | 1.2K — better | — |
| Update frequency | Every 9 days — better | Every 3 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone | iPhone |
| Requires iOS | 18.0 | 16.0 — better |
| Further details — not scored | ||
| Size | 539 MB | 125 MB |
| Age rating | 12+ | 4+ |
| Developer | Techniker Krankenkasse (TK) | RSG Group GmbH |
Customer experience
TK
McFIT Klub
Bugs and requests
TK
Reported bugs
5 issues- Login issues after updates
- Incompatibility with older devices
- Synchronization problems with Apple Health
- Errors when submitting sick notes
- Incomplete English translations
Requested features
5 requests- English language support for all features
- Integration with more fitness tracking apps
- Larger QR code display in wallet for easier scanning
- Ability to view and manage bonus program details
- Improved data synchronization and real-time updates
McFIT Klub
Not enough reviews yet to summarise bugs or requests.
In-app purchases
TK
No in-app purchases
McFIT Klub
No in-app purchases








