Wealthscape℠ vs GS Paid

For Brokers and Advisors with access to Wealthscape℠ from Fidelity Investments®, Member NYSE, SIPC. The Wealthscape℠ mobile app is available for the iPhone® and iPad®. With an enhanced user experience, you can access critical brokerage information in a mobile environment, improve responsiveness to your clients and manage your practice more efficiently with many of the features you’ve come to rely on from the Wealthscape platform. Best of all, it’s portable, it’s secure, and it’s easy. The Wealthscape℠ app offers: Advanced Security -Employs Fidelity’s cyber security experience and policies -Supports biometric login (face and fingerprint scan) -Supports two-factor authentication Easy access to account information and features -Make a mobile check deposit into one or more eligible accounts -View positions and balances within each account -View account level balance over time -View account level asset allocation graphic -View account restriction indicator -View activity, including pending transactions, history and order status -Access client contact information (phone, email and address) -View client summary, positions, and history information -View market information and news -Submit equity/ETF orders -View beneficiary information Privacy Policy -View the privacy policy here: https://clearingcustody.fidelity.com/fi-privacy-policy Screenshots are for illustrative purposes only. For investment professional use only. Not for distribution to the public as sales material in any form. Unless otherwise expressly disclosed to you in writing, the information provided in this material is for educational purposes only. Any viewpoints expressed by Fidelity are not intended to be used as a primary basis for your investment decisions and are based on facts and circumstances at the point in time they are made and are not particular to you. Accordingly, nothing in this material constitutes impartial investment advice or advice in a fiduciary capacity, as defined or under the Employee Retirement Income Security Act of 1974 or the Internal Revenue Code of 1986, both as amended. Fidelity and its representatives may have a conflict of interest in the products or services mentioned in this material because they have a financial interest in the products or services and may receive compensation, directly or indirectly, in connection with the management, distribution, and/or servicing of these products or services, including Fidelity funds, certain third-party funds and products, and certain investment services. Before making any investment decisions, you should take into account all of the particular facts and circumstances of your or your client’s individual situation and reach out to an investment professional, if applicable. WealthscapeSM is an on-line brokerage portal offered by Fidelity Brokerage Services LLC ('FBS') and National Financial Services LLC ('NFS'). The third parties referenced herein are independent companies and are not affiliated with Fidelity Investments®. Listing them does not suggest a recommendation or endorsement by Fidelity Investments®. Fidelity Investments® provides clearing, custody, or other brokerage services through National Financial Services LLC or Fidelity Brokerage Services LLC, Members NYSE, SIPC. © 2026 FMR LLC. All rights reserved. 1109349.3.0

GS Paid turns the official OPM pay tables into a clear picture of your federal salary — what you earn now, what your next step increase pays, and where your career can go. Built for General Schedule employees, with real 2026 locality rates for all 58 pay areas. NEW — HEALTH PREMIUMS Open Season runs November 9 to December 14. GS Paid carries OPM's published 2027 FEHB premiums for all 118 plan options, so you can see what your plan costs next year, what changed since 2026, and which plans cost you less. Health Premiums is free; with GS Paid Pro, send your premium straight into Take-Home Pay. FREE • Your pay at a glance — annual, monthly, and biweekly • Payday countdown — your next paycheck and pay stub • Health Premiums — 2027 FEHB costs, compared against 2026 • Pay Calculator — any grade, step, and locality, with the base and locality split • Pay Tables — the full GS tables for 2024, 2025, and 2026 • Compare — two grade, step, and locality combinations side by side, and saved • Find Your Locality Rate — search by ZIP or browse the map • Step Increases — your step ladder and what every step pays • Retirement eligibility and your minimum retirement age • Federal Holidays, with holiday reminders, plus Siri and Spotlight answers GS PAID PRO • LES Analyzer — read your Leave and Earnings Statement and check it against OPM • Career Progression — higher grades and ladder paths, on a projected timeline • Promotion Estimate — the two-step rule by the standard OPM method • Take-Home Pay — health, TSP, and FERS deductions in the right order • Retirement Annuity — a FERS estimate from your high-3 and service, with TSP • Pay History — what your position paid in past years, at real OPM rates • Leave Tracker — accrual and your use-or-lose projection • Military Buyback — what a FERS deposit for military service would cost • Reminders — step increases, paydays, pay stubs, and use-or-lose leave • Home Screen and Lock Screen widgets ACCURATE BY DESIGN Every figure comes from OPM's published tables, transcribed directly rather than recalculated with a formula that rounds differently. The rules are built from the source text — 5 CFR 531.214 for promotions, 5 U.S.C. 6303 to 6307 for leave, 5 CFR 842 for FERS, and 5 U.S.C. 5542 for overtime. PRIVATE BY DEFAULT No account, no sign-up, no password. We run no server of our own, so what you enter stays on your device and syncs privately through your own iCloud. No analytics, advertising, or tracking. PRICING GS Paid Pro is available as a monthly or annual subscription, or as a one-time Lifetime purchase. All three unlock the same features. The monthly and annual plans start with a 7-day free trial, available once per Apple Account. Payment is charged to your Apple Account at confirmation of purchase, and a subscription renews automatically unless canceled at least 24 hours before the end of the current period. Manage or cancel any time in your Apple Account settings. Lifetime is a single purchase. It does not renew, and there is nothing to cancel. Privacy Policy: https://gspaid.com/privacy Terms of Use: https://gspaid.com/terms GS Paid shows standard GS base pay plus locality adjustment. It does not reflect LEO special base rates or special rate tables under 5 U.S.C. 5305, which may pay more, and excludes bonuses, differentials, and deductions. Health premiums are non-postal FEHB employee rates; Postal employees are covered by PSHB, a separate program. Data from OPM.gov. GS Paid is not affiliated with, endorsed by, or sponsored by the U.S. Office of Personnel Management or any federal agency.