WAAFI APP vs MyCAC
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
WAAFI APP
This app integrates mobile money services, communication tools, and booking functionalities into a single platform. Users can send and receive money, make affordable calls, and book travel and accommodations with special discounts.
- Send and receive money instantly
- Cash-in/Cash-out via agents and ATMs
- Affordable international calls
- Book flights and hotels
- Access special partner discounts
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WAAFI is your new life-style combining mobile money, communication, entertainment and productivity in a unified app. Mobile Money: WAAFI is your true Mobile Wallet so you can Send and Receive Money Easily, Instantly and Securely. Cash-In and Cash-Out from our large network of WAAFI Agents & Visa enabled ATMs. Communication Call your friends and family at most affordable rates. Booking & Reservations Book your travels, hotels and flights from within WAAFI & get Special discount from our Channel Partners
MyCAC
Manage your finances with this intuitive banking app. Monitor accounts, transfer funds, pay bills, and budget your spending securely. Access your banking services anytime, anywhere with advanced authentication.
- Real-time account balance and transaction history
- Fund transfers via mobile number
- Utility bill payments and mobile recharge
- Spending management and budgeting tools
- QR code payments
- Secure authentication (face scan, fingerprint)
- Local and international fund transfers
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MyCAC next generation is designed to make your day-to-day banking easy. We’re continuously improving our digital service experience to offer you a more personalized, easy, secured and intuitive banking experience that keeps you on top of your finances. Here's how to get started with MyCAC: • Enter your login credentials to access the app. • Key-in the OTP number you will receive via SMS. • Enable the face scan or fingerprint – to ensure that only you have access to your account. • You're done! Now you can start banking anywhere, anytime. Key Features: • Monitor your account balances and transaction history in real-time. • Transfer funds using mobile number via your CAC Wallet. • Pay your utility bills and recharge your mobile credit effortlessly. • Manage your spendings and access robust budgeting tools. • Scan and Pay with CACPAY and other QR payments. • Ensure your security with the latest encryption and authentication protocols. • Transferring funds, locally and internationally with just a few taps. • Request Cheque book, credit and debit cards. • View your loan details, outstanding amounts and next installment date. • Setup, edit and delete standing orders. • Find your nearest branch or ATM. • Many more practical functions. Download MyCAC application now and explore a modern, user-friendly and optimized interface If you have any feedback, we’d love to hear from you. Your feedback is important as it helps us improve the digital banking experience. Send us an email at info@cacintbank.com or reach out on WhatsApp at +25377393939. FRENCH : MyCAC nouvelle génération est conçue pour rendre votre quotidien bancaire plus simple. Nous continuons d’améliorer nos services numériques pour vous offrir une expérience bancaire plus personnalisée, simple, sécurisée et intuitive, qui vous permet de garder le contrôle de vos finances. Voici comment commencer avec MyCAC : • Entrez vos identifiants pour accéder à l'application. • Saisissez le numéro OTP que vous recevrez par SMS. • Activez la reconnaissance faciale ou l'empreinte digitale pour garantir que vous seul avez accès à votre compte. • Et voilà ! Vous pouvez maintenant effectuer vos opérations bancaires n'importe où, n'importe quand. Fonctionnalités clés : • Consultez le solde de vos comptes et votre historique de transactions en temps réel. • Transférez des fonds en utilisant le numéro de mobile via votre CAC Wallet. • Payez vos factures et rechargez votre crédit mobile en toute simplicité. • Gérez vos dépenses et accédez à des outils de budgétisation robustes. • Scannez et payez avec CACPAY et d'autres paiements QR. • Assurez votre sécurité avec les derniers protocoles de cryptage et d'authentification. • Effectuez des transferts de fonds, locaux et internationaux, en quelques clics. • Commandez des chéquiers, cartes de crédit et de débit. • Consultez les détails de vos prêts, les montants dus et les dates de vos prochaines échéances. • Configurez, modifiez et supprimez vos ordres permanents. • Trouvez l'agence ou le distributeur automatique le plus proche. • Et bien plus de fonctionnalités pratiques. Téléchargez dès maintenant l'application MyCAC et découvrez une interface moderne, conviviale et optimisée. Si vous avez des retours, nous serions ravis de les recevoir. Vos retours sont importants car ils nous aident à améliorer votre expérience bancaire numérique. Envoyez-nous un e-mail à info@cacintbank.com ou contactez-nous sur WhatsApp au +253 77 39 39 39.
Screenshots
Verdict
The clearest difference is review sentiment: MyCAC at 75% against WAAFI APP's 33%. MyCAC also leads on rating (4.6 vs 4.0) and iOS requirement (13.0 vs 15.0). WAAFI APP's advantage is ratings volume (928 vs 24) and update cadence (every 2 weeks vs monthly). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
MyCAC holds the better App Store score, 4.6 against 4.0. That said, the two scores are not equally well evidenced: WAAFI APP has 928 ratings behind it against 24, so its average is the more settled of the two. Written reviews point the same way: 33% of WAAFI APP's written reviews are positive against 75% of MyCAC's.
WAAFI APP ships an update every 2 weeks, MyCAC monthly. The most recent releases landed on October 26, 2026 and October 24, 2026 respectively.
| Parameter | WAAFI APP | MyCAC |
|---|---|---|
| Price | Free | Free |
| Rating | 4.0 (928 ratings) | 4.6 (24 ratings) — better |
| Positive reviews | 33.1% of reviews | 75.0% of reviews — better |
| Number of ratings | 928 — better | 24 |
| Update frequency | Every 2 weeks — better | Monthly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 15.0 | 13.0 — better |
| Further details — not scored | ||
| Size | 485 MB | 459 MB |
| Age rating | 4+ | 4+ |
| Developer | Salaam African Bank | CAC International Bank |
Customer experience
WAAFI APP
MyCAC
Bugs and requests
WAAFI APP
Reported bugs
4 issues- Login and OTP issues
- Inconsistent app behavior
- Balance and transaction tracking problems
- Incompatibility with iOS devices
Requested features
4 requests- Improved customer support
- Compatibility with older devices
- Reduce mandatory update frequency
- Add more banking/financial features
MyCAC
Not enough reviews yet to summarise bugs or requests.
In-app purchases
WAAFI APP
No in-app purchases
MyCAC
No in-app purchases









