U!Pay vs Fast Shift
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
U!Pay
This e-wallet simplifies payments and money transfers directly from your smartphone. It features a new, user-friendly design with an expanded service list and a high level of security for convenient transactions.
- Instant payments
- Money transfers
- Money withdrawal
- User-friendly design
- High security
- PIN transaction approval
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Your payment system. E-wallet for simple and instant payments. An updated version of the Upay wallet launched with 1. Completely new and user-friendly design 2. Expanded list of services 3. High level of security Upay is an up-to-date e-wallet that allows users to make: - Various payments with a few taps - Money transfers directly from smartphone in a convenient, fast and safe way - Money withdrawal in 42 Upay branches Get started: - Download Upay e-wallet now - Register by entering registration details and one-time activation code - Create your PIN for easy transaction approval.
Fast Shift
Manage your finances with a comprehensive banking app offering secure payments, transfers, and bill payments. Open an account in minutes to pay for over 300 services, manage cards, and receive instant notifications.
- Secure online payments
- Send and receive funds
- Pay over 300 services
- Manage banking cards
- Contactless QR payments
- Instant account notifications
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With Fast Shift you can start banking anywhere and anytime you want using our innovative services and solutions. From payments to transfers and everything in between, unlock amazing features that make it easier to get more from your money every day. Our fast, easy to use App lets you pay online, send and receive funds, access card services and make fast, secure online payments whenever you need to. Open your free account now in minutes. Pay and get paid in seconds. FastShift allows you to. - Pay for more than 300 essential services, including utility, mobile and internet, fees, taxes, road penalties, car parking and insurance, etc. - Replenish your account from bank accounts and FastShift terminals. - Repay loans - Make fast P2P transfers to cards, e-wallets, accounts - Keep your banking cards in one place. - Make contactless payments by QR - Receive instant notifications on all account activity so you know what’s happening with your account 24/7. Plus, payment for services is possible even without attaching a card or replenishing the balance, you just need to enter the card details before making a payment. Enjoy the convenience of being able to pay, send and receive money straight from your phone. Join the millions of people who manage all things money from one app. Open an account in minutes today. Download now!
Screenshots
Verdict
The clearest difference is review sentiment: Fast Shift at 76% against U!Pay's 21%. Fast Shift also leads on rating (3.9 vs 3.2) and update cadence (every 10 days vs monthly). U!Pay's advantage is iOS requirement (13.0 vs 15.0). On price, ratings volume, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Fast Shift holds the better App Store score, 3.9 against 3.2. Both are backed by a comparable volume of ratings — 22 and 18 respectively. Written reviews point the same way: 21% of U!Pay's written reviews are positive against 76% of Fast Shift's.
U!Pay ships an update monthly, Fast Shift every 10 days. The most recent releases landed on September 18, 2026 and September 9, 2026 respectively.
| Parameter | U!Pay | Fast Shift |
|---|---|---|
| Price | Free | Free |
| Rating | 3.2 (22 ratings) | 3.9 (18 ratings) — better |
| Positive reviews | 21.4% of reviews | 76.5% of reviews — better |
| Number of ratings | 22 — better | 18 |
| Update frequency | Monthly | Every 10 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 13.0 — better | 15.0 |
| Further details — not scored | ||
| Size | 150 MB | 239 MB |
| Age rating | 4+ | 4+ |
| Developer | Ucom LLC | Fast Shift LLC |
Customer experience
U!Pay
Fast Shift
In-app purchases
U!Pay
No in-app purchases
Fast Shift
No in-app purchases
