U!Pay vs MyAmeria
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
U!Pay
This e-wallet simplifies payments and money transfers directly from your smartphone. It features a new, user-friendly design with an expanded service list and a high level of security for convenient transactions.
- Instant payments
- Money transfers
- Money withdrawal
- User-friendly design
- High security
- PIN transaction approval
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Your payment system. E-wallet for simple and instant payments. An updated version of the Upay wallet launched with 1. Completely new and user-friendly design 2. Expanded list of services 3. High level of security Upay is an up-to-date e-wallet that allows users to make: - Various payments with a few taps - Money transfers directly from smartphone in a convenient, fast and safe way - Money withdrawal in 42 Upay branches Get started: - Download Upay e-wallet now - Register by entering registration details and one-time activation code - Create your PIN for easy transaction approval.
MyAmeria
Manage your finances on the go with this banking application. Easily send money, make payments, and track your accounts and loans. Enjoy secure transactions and convenient features like contactless payments and currency exchange.
- Instant money transfers
- Account and card management
- Contactless payments
- Utility bill payments
- Loan status and schedules
- Currency exchange
- Deposit management
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Welcome to My Ameria Manage your money with new MyAmeria app Send instant money transfers to your loved ones, check your accounts and make payments Security We take care to ensure the safety of your cash. Choose a way of identification. Manage your accounts and cards Make contactless payments Send money using phone number Make utility payments Check the current status and payment schedules of your loans, view operations Track your payments Exchange currencies, add money to your bank deposits Find our locations Follow our updates and improvements to make your journey with us better and more effective Login to MyAmeria application with your current AmeriaMobile username and password
Screenshots
Verdict
The clearest difference is rating: MyAmeria at 3.9 against U!Pay's 3.2. MyAmeria also leads on update cadence (every 5 days vs monthly). U!Pay's advantage is iOS requirement (13.0 vs 15). On price, review sentiment, ratings volume and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
MyAmeria holds the better App Store score, 3.9 against 3.2. Both are backed by a comparable volume of ratings — 22 and 19 respectively. Written reviews complicate that: 21% of U!Pay's written reviews are positive against 15% of MyAmeria's, so the app with the better star average is not the one people write more warmly about.
U!Pay ships an update monthly, MyAmeria every 5 days. The most recent releases landed on November 2, 2026 and November 3, 2026 respectively.
| Parameter | U!Pay | MyAmeria |
|---|---|---|
| Price | Free | Free |
| Rating | 3.2 (22 ratings) | 3.9 (19 ratings) — better |
| Positive reviews | 21.4% of reviews — better | 15.2% of reviews |
| Number of ratings | 22 — better | 19 |
| Update frequency | Monthly | Every 5 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 13.0 — better | 15 |
| Further details — not scored | ||
| Size | 150 MB | 211 MB |
| Age rating | 4+ | 9+ |
| Developer | Ucom LLC | AmeriaBank CJSC |
Customer experience
U!Pay
MyAmeria
In-app purchases
U!Pay
No in-app purchases
MyAmeria
No in-app purchases
