Comparison

acba digital vs MyAmeria

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

acba digital

Manage your finances remotely with this secure mobile banking app. Perform transactions, pay bills, apply for new products, and access digital cards. Enjoy fast and convenient banking from anywhere.

Highlights
  • Online onboarding and registration
  • Biometric login (fingerprint/facial recognition)
  • Account balance and transaction viewing
  • Money transfers and bill payments
  • Loan, savings, and card applications
  • Digital card issuance and payments
  • Investment and insurance purchases
Features
Read full description

acba digital is the mobile banking application of Acba bank OJSC. It is a secure and convenient tool for everyday remote banking. The brand new app was designed and created to make your banking simple and fast. You just need to download the app, become a user via online registration and gain the benefits of the provided services. acba digital allows you to manage your finances whenever and wherever it is convenient for you. The application will give you access to the following features: • Become a customer via online onboarding process (some services are limited) • Get access to your banking products via online registration process • Log on quickly and securely with your fingerprint or facial recognition • Check your account balances and pending payments • View individual transaction details • Transfer money between accounts, and make transfer within Republic of Armenia • Pay utility bills and make utility payment groups • Pay Road Police fines, property taxes, parking bills and much more • Pay your loan or credit card bill • Apply for loans, savings, cards and more • Block card transactions, close cards, activate SMS service and more • Reset your password • Update your contact details • Get Visa digital card in your application and make payments via Apple Pay/Google Pay • Make card to card transfers within Armenia and worldwide • Order Bank to make periodic transfers and payments instead of you • Track your pension program balance anytime • Purchase car, travel and other insurances • Invest your money buying securities • Send or receive money via Contact, QR and Link and ATM • And much more KEEPING YOU SAFE ONLINE We use the latest online security measures to protect your money, your personal information and your privacy. acba digital is protected by Thales Gemalto Mobile Protector SDK. Gemalto Mobile Protector makes wise and privacy-friendly use of biometrics: no biometric data is stored in data centers or servers. It all stays within the user's mobile securely. Gemalto Mobile Protector integrates a combination of proven security mechanisms – such as code obfuscation, encryption, key protection mechanisms with appropriate key management, device binding, and root and jailbreaking detection. This solution helps to comply with the requirements of the revised PSD2's Regulatory Technical Standard (RTS). https://www.thalesgroup.com/en/markets/digital-identity-and-security/banking-payment/digital-banking/sdk/mobile-protector CONTACTING YOU We won't contact you any more than normal if you use the app. But please stay alert to email, text messages or phone calls that appear to be from us. Criminals may try to trick you into giving them sensitive personal or account information. We'll never contact you to ask for these details. Any emails from us will always greet you personally using your title and surname. Any text messages we send you will come from Acba bank.

About

MyAmeria

Manage your finances on the go with this banking application. Easily send money, make payments, and track your accounts and loans. Enjoy secure transactions and convenient features like contactless payments and currency exchange.

Highlights
  • Instant money transfers
  • Account and card management
  • Contactless payments
  • Utility bill payments
  • Loan status and schedules
  • Currency exchange
  • Deposit management
Features
Read full description

Welcome to My Ameria Manage your money with new MyAmeria app Send instant money transfers to your loved ones, check your accounts and make payments Security We take care to ensure the safety of your cash. Choose a way of identification. Manage your accounts and cards Make contactless payments Send money using phone number Make utility payments Check the current status and payment schedules of your loans, view operations Track your payments Exchange currencies, add money to your bank deposits Find our locations Follow our updates and improvements to make your journey with us better and more effective Login to MyAmeria application with your current AmeriaMobile username and password

Screenshots

acba digital4 screens
MyAmeria4 screens

Verdict

The call

The clearest difference is rating: acba digital at 4.4 against MyAmeria's 3.9. acba digital also leads on review sentiment (44% vs 15%) and ratings volume (64 vs 19). MyAmeria's advantage is update cadence (every 4 days vs fortnightly). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

acba digital holds the better App Store score, 4.4 against 3.9. Both are backed by a comparable volume of ratings — 64 and 19 respectively. Written reviews point the same way: 44% of acba digital's written reviews are positive against 15% of MyAmeria's.

UpkeepUpdate frequency

acba digital ships an update fortnightly, MyAmeria every 4 days. The most recent releases landed on November 3, 2026 and November 11, 2026 respectively.

Scorecard4 real differences · 6 level
acba digital versus MyAmeria: the parameters behind the verdict, then further details
Parameteracba digitalMyAmeria
PriceFreeFree
Rating4.4 (64 ratings) — better3.9 (19 ratings)
Positive reviews43.9% of reviews — better15.2% of reviews
Number of ratings64 — better19
Update frequencyFortnightlyEvery 4 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.015
Further details — not scored
Size202 MB211 MB
Age rating4+9+
DeveloperACBA BANK OJSCAmeriaBank CJSC

Customer experience

acba digital

All ratings63 ratings
Positive84.1%
Neutral1.6%
Negative14.3%
Written reviews41 reviews
Positive43.9%
Neutral12.2%
Negative43.9%

MyAmeria

All ratings19 ratings
Positive68.4%
Neutral0.0%
Negative31.6%
Written reviews92 reviews
Positive15.2%
Neutral15.2%
Negative69.6%

In-app purchases

None

acba digital

No in-app purchases

None

MyAmeria

No in-app purchases

Questions

Is acba digital free?
acba digital is free to download, with no in-app purchases.
Is MyAmeria free?
MyAmeria is free to download, with no in-app purchases.
Which has better reviews, acba digital or MyAmeria?
acba digital is rated higher. acba digital averages 4.4 out of 5 from 64 ratings, while MyAmeria averages 3.9 from 19 ratings.
Do acba digital or MyAmeria have ads?
Neither acba digital nor MyAmeria shows ads.
Which is updated more often, acba digital or MyAmeria?
acba digital ships an update fortnightly, and MyAmeria every 4 days. Most recently, acba digital was updated on November 3, 2026 and MyAmeria on November 11, 2026.

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