U!Pay vs EvocaINVEST
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
U!Pay
This e-wallet simplifies payments and money transfers directly from your smartphone. It features a new, user-friendly design with an expanded service list and a high level of security for convenient transactions.
- Instant payments
- Money transfers
- Money withdrawal
- User-friendly design
- High security
- PIN transaction approval
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Your payment system. E-wallet for simple and instant payments. An updated version of the Upay wallet launched with 1. Completely new and user-friendly design 2. Expanded list of services 3. High level of security Upay is an up-to-date e-wallet that allows users to make: - Various payments with a few taps - Money transfers directly from smartphone in a convenient, fast and safe way - Money withdrawal in 42 Upay branches Get started: - Download Upay e-wallet now - Register by entering registration details and one-time activation code - Create your PIN for easy transaction approval.
EvocaINVEST
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Welcome to EvocaINVEST! As the first Digital Bank in Armenia, Evocabank CJSC presents new, fast, simple and innovative trading platform: EvocaINVEST. With EvocaINVEST you can get instant access to a variety of financial instruments on more than 20 countries' financial markets right from your device. Features of EvocaINVEST: - Real-time quotes - Access to a huge range of financial markets - Trading stocks, bonds and funds from a single account - Current orders monitoring management - Advanced charting package with professional technical analysis tools - Trading on real markets through Demo account for free How can you trade on EvocaINVEST? 1. Open a Brokerage Account at Evocabank 2. Replenish the Brokerage Account at Evocabank 3. Get access to a wide range of financial markets through EvocaINVEST
Screenshots
Verdict
The clearest difference is update cadence: U!Pay at monthly against EvocaINVEST's every 5 months. U!Pay also leads on iOS requirement (13.0 vs 15.0). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
U!Pay ships an update monthly, EvocaINVEST every 5 months. The most recent releases landed on October 29, 2026 and October 19, 2026 respectively.
| Parameter | U!Pay | EvocaINVEST |
|---|---|---|
| Price | Free | Free |
| Rating | 3.2 (22 ratings) — better | — |
| Positive reviews | 21.4% of reviews | — |
| Number of ratings | 22 — better | — |
| Update frequency | Monthly — better | Every 5 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 13.0 — better | 15.0 |
| Further details — not scored | ||
| Size | 150 MB | 202 MB |
| Age rating | 4+ | 4+ |
| Developer | Ucom LLC | EVOCABANK CJSC |
In-app purchases
U!Pay
No in-app purchases
EvocaINVEST
No in-app purchases
