UBgo vs DFCC One
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
UBgo
This digital banking app offers a convenient way to manage your finances and access lifestyle services. It provides features like account management, fund transfers, and bill payments, with some services available even if you're not a bank customer.
- Account balances and transaction history
- Fund transfers (own, Union Bank, other banks)
- Bill and insurance premium payments
- Cheque book and statement requests
- Loan and cheque status inquiries
- Interest and exchange rate access
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Banking with Convenience! The all new digital experience from Union Bank. The Union Bank app is probably the only app that combines a convenient Banking App with life-style needs – all at your finger-tips. Our interactive wrapper option is for all smart-phone users. You don’t have to be a Union Bank customer to have free access to interest rates, exchange rates, the loan calculator, weather updates on the move, news updates, railway schedules in Sri Lanka and much more. Simply download the app to your smart device and do your banking transactions on the go with your iPhone. To use the Mobile Banking functions in the App, customers must be registered for the Union Bank Online Banking System. To register visit www.unionb.com or any branch of Union Bank. Features: - Single User for Mobile Banking and On-line banking - Profile modifications and automatic sync with your on-line banking system. Integrates with mobile Camera and Gallery. Password and notification management. Register your payees and manage them for faster payments - Account balances and transaction history - Fund Transfers to Own accounts (FoC), 3rd Party Accounts of Union Bank (FoC) and Other Bank accounts. - Bill Payments and Insurance Premium Payments - Requests for Cheque Book requests and Physical Statements - Cheque Status Inquiry and Float Inquiry - Loan Inquiry - Setting of Standing Orders free of charge
DFCC One
Manage your finances securely and conveniently with this mobile banking app. Transfer funds, pay bills, and view transaction history with ease. Access your account information quickly and securely, even without full login.
- Effortless fund transfers
- Instant bill payments
- Secure biometric access
- Peek balance without login
- ePassbook for transaction history
- View DFCC proposition details
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Step into the Future of Banking with DFCC One Mobile Banking App! Welcome to a new era of digital banking! With the DFCC One Mobile Banking app from DFCC Bank, you can enjoy superior banking experiences anytime, anywhere, conveniently and securely. Whether you’re managing your finances, making payments, or exploring new financial opportunities, DFCC One is your all-in-one solution, designed to make your banking journey extraordinary! Exciting Features Await You: • Effortless Fund Transfers: Send money to anyone, anywhere, with just a few taps. Quick, secure, and hassle-free! • Pay Bills with Ease: Take control of your bills by paying instantly using your account or credit card—all with a simple tap. • Secure Access with Biometrics: Enjoy banking with the highest level of security! • Peek Balance: Curious about your balance? Just peek! Check your balance without the hassle of logging in. • ePassbook – Instant History: View your transaction history at a glance, even without logging in. All your records, neatly organized! • Your DFCC Proposition, Your Way: Stay informed and in control of your finances. View your proposition title in a jiffy! • Detailed Transaction Insights: Dive deep into your transaction history and balances, all presented clearly for your convenience.
Screenshots
Verdict
The clearest difference is rating: DFCC One at 4.7 against UBgo's 1.0. DFCC One also leads on review sentiment (33% vs 0%) and ratings volume (6 vs 2). UBgo's advantage is update cadence (every 2 weeks vs every 5 weeks). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
DFCC One holds the better App Store score, 4.7 against 1.0. Both are backed by a comparable volume of ratings — 2 and 6 respectively. Written reviews point the same way: 0% of UBgo's written reviews are positive against 33% of DFCC One's.
UBgo ships an update every 2 weeks, DFCC One every 5 weeks. The most recent releases landed on October 18, 2026 and October 23, 2026 respectively.
| Parameter | UBgo | DFCC One |
|---|---|---|
| Price | Free | Free |
| Rating | 1.0 (2 ratings) | 4.7 (6 ratings) — better |
| Positive reviews | 0.0% of reviews | 33.3% of reviews — better |
| Number of ratings | 2 | 6 — better |
| Update frequency | Every 2 weeks — better | Every 5 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.5 | 14.0 — better |
| Further details — not scored | ||
| Size | 110 MB | 51 MB |
| Age rating | 4+ | 4+ |
| Developer | UNION BANK OF COLOMBO PLC | DFCC Bank PLC |
Customer experience
UBgo
DFCC One
In-app purchases
UBgo
No in-app purchases
DFCC One
No in-app purchases








