UBgo vs Self Digital
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
UBgo
This digital banking app offers a convenient way to manage your finances and access lifestyle services. It provides features like account management, fund transfers, and bill payments, with some services available even if you're not a bank customer.
- Account balances and transaction history
- Fund transfers (own, Union Bank, other banks)
- Bill and insurance premium payments
- Cheque book and statement requests
- Loan and cheque status inquiries
- Interest and exchange rate access
Read full descriptionHide full description
Banking with Convenience! The all new digital experience from Union Bank. The Union Bank app is probably the only app that combines a convenient Banking App with life-style needs – all at your finger-tips. Our interactive wrapper option is for all smart-phone users. You don’t have to be a Union Bank customer to have free access to interest rates, exchange rates, the loan calculator, weather updates on the move, news updates, railway schedules in Sri Lanka and much more. Simply download the app to your smart device and do your banking transactions on the go with your iPhone. To use the Mobile Banking functions in the App, customers must be registered for the Union Bank Online Banking System. To register visit www.unionb.com or any branch of Union Bank. Features: - Single User for Mobile Banking and On-line banking - Profile modifications and automatic sync with your on-line banking system. Integrates with mobile Camera and Gallery. Password and notification management. Register your payees and manage them for faster payments - Account balances and transaction history - Fund Transfers to Own accounts (FoC), 3rd Party Accounts of Union Bank (FoC) and Other Bank accounts. - Bill Payments and Insurance Premium Payments - Requests for Cheque Book requests and Physical Statements - Cheque Status Inquiry and Float Inquiry - Loan Inquiry - Setting of Standing Orders free of charge
Self Digital
Manage your finances and digital lifestyle with this comprehensive financial app. It offers features like fund transfers, bill payments, account balance viewing, loan applications, and secure biometric login.
- Fund transfers
- Bill payments
- Account balance tracking
- Loan applications
- Biometric login
- Instant transaction alerts
- QR code scanning
Read full descriptionHide full description
Self by CDB gives you a simple and secure way to manage your everyday finances from one app. Pay, transfer, save and manage your CDB products with ease, while accessing a growing range of digital financial services designed around your lifestyle. EVERYDAY FINANCE * Transfer funds and pay bills * View your accounts, loans, credit cards and Fixed Deposits * Make credit card payments * Scan and pay with LankaQR * Create Digital Fixed Deposits * Apply for eligible loans * Split bills conveniently through Self * Add your other bank accounts via JustPay MORE WAYS TO ACCESS FUNDS * Apply for Cash-Backed Loans against eligible CDB Fixed Deposits * View your active Cash-Backed Loan details * Top up eligible Gold Loans through Self P2P LANKAQR Generate, share or download your personal LankaQR to receive payments and keep track of your QR transactions. CREDIT CARD MANAGEMENT View and manage your CDB Credit Cards, activate cards, change your PIN, and manage card and country blocking preferences. ART OF WEALTHCARE Eligible customers can enjoy a more personalised experience with direct access to their Relationship Manager, Concierge Services and specially selected offers. SECURITY Self is designed to help protect your information and funds with biometric login and instant transaction alerts. GETTING STARTED Whether you’re already with CDB or completely new to CDB, you can get started with Self. * Existing CDB customers can register and access Self using their existing CDB details. * New to CDB? You can onboard directly through Self and start your relationship with CDB from the app. Self by CDB — everyday financial services, made simpler.
Screenshots
Verdict
The clearest difference is rating: Self Digital at 5.0 against UBgo's 1.0. UBgo's advantage is update cadence (every 2 weeks vs every 5 weeks). On price, ratings volume, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Self Digital holds the better App Store score, 5.0 against 1.0. Both are backed by a comparable volume of ratings — 2 and 2 respectively.
UBgo ships an update every 2 weeks, Self Digital every 5 weeks. The most recent releases landed on October 18, 2026 and October 5, 2026 respectively.
| Parameter | UBgo | Self Digital |
|---|---|---|
| Price | Free | Free |
| Rating | 1.0 (2 ratings) | 5.0 (2 ratings) — better |
| Positive reviews | 0.0% of reviews | — |
| Number of ratings | 2 | 2 |
| Update frequency | Every 2 weeks — better | Every 5 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.5 — better | 15.6 |
| Further details — not scored | ||
| Size | 110 MB | 97 MB |
| Age rating | 4+ | 4+ |
| Developer | UNION BANK OF COLOMBO PLC | Citizens Development Business Finance PLC |
Customer experience
UBgo
Self Digital
In-app purchases
UBgo
No in-app purchases
Self Digital
No in-app purchases








