Comparison

NDB Neos vs Self Digital

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

NDB Neos

Manage your finances on the go with a streamlined mobile banking experience. This app offers advanced technology and industry-leading security to handle all your financial needs, from transfers to statement downloads, all from your smartphone.

Highlights
  • Redesigned user interface
  • Advanced banking technology
  • Industry-leading security
  • Manage finances anytime, anywhere
  • Fund transfers
  • Download statements
Features
Read full description

Welcome to NEOS, the all new and upgraded mobile banking experience from NDB Bank - where innovation meets simplicity. Built for today's fast moving world, NEOS brings banking features to your fingertips so you can manage your money anytime, anywhere, without ever stepping into a branch. Enjoy a beautifully redesigned interface, advanced technology, and industry leading security. With NEOS, your entire financial world lives in one intelligent, customizable app. Why Choose NEOS ? Because your time, security and convenience matter the most to us. Whether you're transferring funds, or downloading your statements, NEOS makes every transaction smarter, faster, and simpler.

About

Self Digital

Manage your finances and digital lifestyle with this comprehensive financial app. It offers features like fund transfers, bill payments, account balance viewing, loan applications, and secure biometric login.

Highlights
  • Fund transfers
  • Bill payments
  • Account balance tracking
  • Loan applications
  • Biometric login
  • Instant transaction alerts
  • QR code scanning
Features
Read full description

Self by CDB gives you a simple and secure way to manage your everyday finances from one app. Pay, transfer, save and manage your CDB products with ease, while accessing a growing range of digital financial services designed around your lifestyle. EVERYDAY FINANCE * Transfer funds and pay bills * View your accounts, loans, credit cards and Fixed Deposits * Make credit card payments * Scan and pay with LankaQR * Create Digital Fixed Deposits * Apply for eligible loans * Split bills conveniently through Self * Add your other bank accounts via JustPay MORE WAYS TO ACCESS FUNDS * Apply for Cash-Backed Loans against eligible CDB Fixed Deposits * View your active Cash-Backed Loan details * Top up eligible Gold Loans through Self P2P LANKAQR Generate, share or download your personal LankaQR to receive payments and keep track of your QR transactions. CREDIT CARD MANAGEMENT View and manage your CDB Credit Cards, activate cards, change your PIN, and manage card and country blocking preferences. ART OF WEALTHCARE Eligible customers can enjoy a more personalised experience with direct access to their Relationship Manager, Concierge Services and specially selected offers. SECURITY Self is designed to help protect your information and funds with biometric login and instant transaction alerts. GETTING STARTED Whether you’re already with CDB or completely new to CDB, you can get started with Self. * Existing CDB customers can register and access Self using their existing CDB details. * New to CDB? You can onboard directly through Self and start your relationship with CDB from the app. Self by CDB — everyday financial services, made simpler.

Screenshots

NDB Neos4 screens
Self Digital4 screens

Verdict

The call

The clearest difference is rating: Self Digital at 5.0 against NDB Neos's 3.6. Self Digital also leads on update cadence (every 5 weeks vs every 3 months). NDB Neos's advantage is ratings volume (23 vs 2). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Self Digital holds the better App Store score, 5.0 against 3.6. That said, the two scores are not equally well evidenced: NDB Neos has 23 ratings behind it against 2, so its average is the more settled of the two.

UpkeepUpdate frequency

NDB Neos ships an update every 3 months, Self Digital every 5 weeks. The most recent releases landed on September 18, 2026 and September 17, 2026 respectively.

Scorecard3 real differences · 7 level
NDB Neos versus Self Digital: the parameters behind the verdict, then further details
ParameterNDB NeosSelf Digital
PriceFreeFree
Rating3.6 (23 ratings)5.0 (2 ratings) — better
Positive reviews25.0% of reviews—
Number of ratings23 — better2
Update frequencyEvery 3 monthsEvery 5 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.615.6
Further details — not scored
Size117 MB97 MB
Age rating17+4+
DeveloperNational Development BankCitizens Development Business Finance PLC

Customer experience

NDB Neos

All ratings23 ratings
Positive65.2%
Neutral4.3%
Negative30.4%
Written reviews28 reviews
Positive25.0%
Neutral7.1%
Negative67.9%

Self Digital

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

NDB Neos

No in-app purchases

None

Self Digital

No in-app purchases

Questions

Is NDB Neos free?
NDB Neos is free to download, with no in-app purchases.
Is Self Digital free?
Self Digital is free to download, with no in-app purchases.
Which has better reviews, NDB Neos or Self Digital?
Self Digital is rated higher. NDB Neos averages 3.6 out of 5 from 23 ratings, while Self Digital averages 5.0 from 2 ratings.
Do NDB Neos or Self Digital have ads?
Neither NDB Neos nor Self Digital shows ads.
Which is updated more often, NDB Neos or Self Digital?
NDB Neos ships an update every 3 months, and Self Digital every 5 weeks. Most recently, NDB Neos was updated on September 18, 2026 and Self Digital on September 17, 2026.

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