Comparison

Expense Tracker vs SpendWave Expense tracker App

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Expense Tracker

Effortlessly track your spending, manage budgets, and build savings habits. Quickly log expenses, scan receipts, and automate recurring bills to gain clear financial visibility and control without complex tools.

Highlights
  • Fast expense entry
  • Smart receipt scanning
  • Recurring expense automation
  • Category summaries
  • Budget visibility
  • CSV export
Features
Read full description

Ever open your banking app and wonder where the money went? Money Gone?! shows you – in a few seconds a day, with no bank linking, no account and no ads. Log an expense in three taps, or snap a photo of the receipt and let AI read the amount, date and category for you. Set a monthly budget and always know how much is still safe to spend. That's it – money tracking that finally sticks. WHY PEOPLE STAY WITH MONEY GONE?! • Add expenses in seconds – quick entry designed for daily use • Scan receipts – AI reads the amount, date and category automatically • Monthly budget – see what's left, your daily allowance and a month-end forecast • Safe to Spend – upcoming bills are already deducted, so the number is honest • Recurring expenses – subscriptions, rent and bills log themselves • Income tracking – salary, bonuses and balance in one clear history • Smart statistics – top categories and trends by day, week, month or year • Budget alerts – a heads-up at 80% and when you go over • Daily summary – an evening notification with today's spending and balance • CSV export – analyze your data in Excel or Google Sheets • 120+ currencies, light and dark mode, colorful themes, home screen widgets PRIVATE BY DESIGN No ads. No bank connection. No required sign-up. Your data stays on your device – create an optional free account only if you want backups and sync between devices. SIMPLE ON PURPOSE Money Gone?! is for people who quit complicated budget planners. No spreadsheets to configure, no accounts to connect – just open, add, and see where your money goes. PREMIUM, YOUR WAY The core tracker is free. Premium unlocks receipt scanning, recurring expenses, subcategories, advanced filters and more – as a subscription or a one-time lifetime purchase. Try it free first. Download Money Gone?! and find out where your money really goes. The app offers optional in-app purchases, including auto-renewable subscriptions. Payment will be linked to your Apple ID account after purchase confirmation. You can manage or cancel your subscription anytime in Settings > Apple ID > Subscriptions. - Privacy: https://www.creamsoft.com/rd.php?p=wmm_iosprivacy - Terms: https://www.creamsoft.com/rd.php?p=wmm_iostermsofuse

About

SpendWave Expense tracker App

Easily manage your income and expenses with this personal finance companion. Track spending, set savings goals, and gain insights with detailed analyses and a financial calendar. Securely organize your money across different accounts and currencies.

Highlights
  • Multiple accounts and currencies
  • Quick transaction recording
  • Financial calendar overview
  • Customizable spending categories
  • Savings goal tracking
  • Detailed financial analysis
  • Data encryption for security
Features
Read full description

SpendWave - Your personal income and expenditure manager Keeping your finances under control is easy with the SpendWave - your ultimate companion for effective household management! Say goodbye to unnecessary stress and hello to financial clarity. Whether you want to keep track of your personal expenses, meet savings goals, or just want to stay on top of your finances, SpendWave is the solution you've been looking for. Features that make the SpendWave stand out: - Accounts and currencies: Easily create different accounts in any currency - be it your checking account, your credit card or your savings account. Manage your money in the currency that is most relevant to you. - Transactions in no time: record all your income and expenses with just a few clicks. Add details like amount, category, and notes to keep track. - Financial calendar: Our intelligent financial calendar shows you clearly on which days income and expenses are planned. This will help you better prepare for financial peaks and troughs. - Categories for better organization: create individual categories to best sort your transactions. Whether it's groceries, rent, entertainment or travel - you always keep an eye on where your money goes. - Define savings goals: set financial goals and track your progress towards them. SpendWave helps you make your dreams come true. - Detailed analyses: Get real-time insights into your financial situation. Graphs and charts show you how and where you spend your money to make smarter decisions. - Security first: Your data is important to us. SpendWave protects your sensitive information with state-of-the-art encryption technology. Whether you want to minimize your expenses, save for the future, or just want to stay on top of things - SpendWave is the app you can count on. Download SpendWave today and start your journey to financial freedom! Please note that SpendWave is a personal finance tracking app and is not a substitute for professional financial advice. Whenever major financial decisions are involved, we recommend consulting an expert.

Screenshots

Expense Tracker4 screens
SpendWave Expense tracker App4 screens

Verdict

The call

The clearest difference is rating: SpendWave Expense tracker App at 4.8 against Expense Tracker's 4.4. Expense Tracker's advantage is review sentiment (79% vs 67%) and ratings volume (55 vs 9). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Expense Tracker sells 25 in-app purchases, starting at $2.99 per 7 days and SpendWave Expense tracker App sells 4 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

SpendWave Expense tracker App holds the better App Store score, 4.8 against 4.4. That said, the two scores are not equally well evidenced: Expense Tracker has 55 ratings behind it against 9, so its average is the more settled of the two. Written reviews complicate that: 79% of Expense Tracker's written reviews are positive against 67% of SpendWave Expense tracker App's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

Expense Tracker ships an update weekly, SpendWave Expense tracker App fortnightly. The most recent releases landed on September 22, 2026 and September 23, 2026 respectively.

Scorecard4 real differences · 6 level
Expense Tracker versus SpendWave Expense tracker App: the parameters behind the verdict, then further details
ParameterExpense TrackerSpendWave Expense tracker App
PriceFreeFree
Rating4.4 (55 ratings)4.8 (9 ratings) — better
Positive reviews78.6% of reviews — better66.7% of reviews
Number of ratings55 — better9
Update frequencyWeekly — betterFortnightly
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchasesFreemium
DevicesiPhone, iPad, iPodiPhone, iPad, Mac, Apple Watch — better
Requires iOS15.0 — better17.6
Further details — not scored
Size43 MB19 MB
Age rating4+4+
DeveloperCREAM SOFTWARERobin Guido Schmidt

Customer experience

Expense Tracker

All ratings55 ratings
Positive85.5%
Neutral10.9%
Negative3.6%
Written reviews103 reviews
Positive78.6%
Neutral6.8%
Negative14.6%

SpendWave Expense tracker App

All ratings9 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews9 reviews
Positive66.7%
Neutral0.0%
Negative33.3%

In-app purchases

25 purchases

Expense Tracker

Subscriptions12
  • 1 Week Premium Access7 Days trial$2.997 Days
  • 1 Week Premium Access3 Days trial$2.997 Days
  • 1 Month Premium (Trial)7 Days trial$3.491 Month
Show 9 more
  • Premium for 1 month1 Month trial$4.991 Month
  • Premium for 6 months3 Days trial$5.496 Months
  • Premium 3-Month Subscription$6.953 Months
  • 1 Year Premium Access$8.991 Year
  • Premium 3-Month (Trial)7 Days trial$9.953 Months
  • Special Deal – 1 Year Premium1 Year trial$17.491 Year
  • 1 Year Premium Access1 Year trial$17.991 Year
  • 1 Year Premium Access7 Days trial$19.991 Year
  • 1 Year Premium (Trial)14 Days trial$19.991 Year
One-time13
  • Tea$0.99
  • Americano Coffee$1.99
  • Remove ads$2.99
Show 10 more
  • Ice Coffee$2.99
  • Mocha$3.99
  • Custom Icons$4.39
  • Control with Subcategories$4.39
  • Recurring Expenses$4.39
  • Receipt Scanner$5.49
  • Special One-time purchase$9.99
  • Lifetime Premium Access$15.99
  • One-time purchase$19.95
  • Lifetime Premium Access$29.99
4 purchases

SpendWave Expense tracker App

Subscriptions3
  • SpendWave+ Monthly3 Days trial$0.991 Month
  • SpendWave+ Monthly7 Days trial$1.991 Month
  • SpendWave+ Yearly7 Days trial$14.991 Year
One-time1
  • SpendWave+ one-time purchase$29.99

Questions

Is Expense Tracker free?
Expense Tracker is free to download, with in-app purchases available.
Is SpendWave Expense tracker App free?
SpendWave Expense tracker App is free to download, with in-app purchases available.
Which has better reviews, Expense Tracker or SpendWave Expense tracker App?
SpendWave Expense tracker App is rated higher. Expense Tracker averages 4.4 out of 5 from 55 ratings, while SpendWave Expense tracker App averages 4.8 from 9 ratings.
Do Expense Tracker or SpendWave Expense tracker App have ads?
Neither Expense Tracker nor SpendWave Expense tracker App shows ads.
Which is updated more often, Expense Tracker or SpendWave Expense tracker App?
Expense Tracker ships an update weekly, and SpendWave Expense tracker App fortnightly. Most recently, Expense Tracker was updated on September 22, 2026 and SpendWave Expense tracker App on September 23, 2026.

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