Comparison

DBS digibank Indonesia vs Simpan

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

DBS digibank Indonesia

A comprehensive digital banking app offering seamless management of savings, credit cards, and loans with rapid approval. It facilitates investments in mutual funds and bonds, bill payments, and multicurrency accounts, all secured by a trusted banking group.

Highlights
  • Instant account opening
  • 60-second loan approval
  • Multicurrency account with debit card
  • Investment in mutual funds and bonds
  • Digital credit card management
  • BI-FAST and QRIS payments
  • Installment options for credit card bills
Features
Read full description

DBS digibank A smart, seamless, and secure digital banking solution designed to help you make the most of today, navigate tomorrow, and manage your finances with ease. Backed by DBS Group, Asia’s Safest Bank for the 17th consecutive year from Global Finance, DBS digibank is your trusted partner for smarter wealth decisions. Enjoy a comprehensive suite of banking and wealth solutions, from Savings Accounts and Credit Cards with 60-second approval to Investments in 150+ Mutual Funds and Bonds, all at your fingertips. Open an Account Conveniently Simply download the app, complete your registration and verification, and your account is ready to use. WHAT'S NEW • Updated Savings & Current Account experience with more intuitive navigation and improved visibility, including monthly transaction history, a search function, a centralized account menu, MAXI Lien balance tracking, pending/held balance information, enhanced account visibility including pending/hold balance features, and joint account holder details. • Overseas transfer can now be made from IDR or foreign currency account as the source of fund. • Your travel is now more seamless with a Multi-Currency Account (Rekening Valas) linked Debit Card with 12 currencies: IDR, USD, SGD, AUD, JPY, EUR, GBP, CAD, CHF, HKD, NZD, CNH. Alternatively, You can also scan and pay with digibank QRIS in Singapore, Malaysia and Thailand. MAKE THE MOST OF TODAY • Free transfers via BI-FAST & instant payments using QRIS. • e-wallet top-ups to bill payment through Bayar & Beli feature. • Convert your Credit Card transactions and bills into affordable up to 36 months installments with DBS Pay Later. • Tap into the convenience of using the Pay with Rewards feature to instantly reduce your shopping bills and collect Credit Card reward points that never expire. • Stay in control of your Credit Card by managing card settings: blocking and activating your card, changing your PIN, and monitoring transactions in real-time NAVIGATE TOMORROW • Create up to 20 Dompet Maxi (wallets) to support your goals budgeting. • Open Multi-Currency Account (Rekening Valas) with 11 foreign currencies. • Open Fixed Deposit with competitive interest both in IDR and foreign currencies. • Invest in more than 150+ curated Mutual Funds & Bonds, supported by expert insights. • Invest automatically with Mutual Fund Regular Saving Plan. Follow @dbsbankid and @digibankid on Instagram for exclusive offers, market insights, and the latest updates. PT Bank DBS Indonesia is licensed and supervised by the Indonesian Financial Services Authority (OJK) & Bank Indonesia (BI), and is a guaranteed member of Indonesia Deposit Insurance Corporation (LPS). Correspondence Address PT Bank DBS Indonesia DBS Bank Tower, Lobby, 32nd - 37th Floor Ciputra World 1 Jl. Prof. Dr. Satrio Kav 3-5 Jakarta 12940, Indonesia Tel: +62 21 2988 5000 Fax: +62 21 2988 5005 Email: dbsicc@dbs.com www.dbs.com/id

About

Simpan

Invest in mutual funds with a guided approach. Choose a portfolio aligned with your goals and risk tolerance, and receive expert management and proactive guidance to grow your wealth confidently.

Highlights
  • Guided portfolio selection
  • Actively Managed Portfolios (AMP)
  • Proactive investment guidance
  • Full asset transparency
  • Expert fund management
  • Regulated by OJK
Features
Read full description

Simpan aplikasi investasi reksa dana dalam mata uang Rupiah dan USD yang dikelola langsung oleh Simpan Asset Management sebagai Manajer Investasi profesional yang memberikan transparansi terhadap semua aset dasar di dalam produk reksa dana yang kami tawarkan. Actively Managed Portfolio (AMP) Portofolio investasi Anda dipantau dan disesuaikan (rebalance) secara aktif oleh tim investasi kami untuk beradaptasi dengan dinamika market. Kami akan selalu memberikan pembaruan (update) mengenai perubahan alokasi portofolio beserta analisis dan alasan strategis di balik keputusan tersebut. Diversifikasi Satu Aplikasi Bangun portofolio seimbang dengan reksa dana IDR dan USD di dalam satu aplikasi. Setiap produk reksa dana dibangun dan dikelola satu tim profesional yang sama. Setiap keputusan yang diambil tim investasi Simpan didukung strategi makro yang komprehensif untuk menjaga keseimbangan antara potensi imbal hasil dan manajemen risiko portofolio Anda. Update Histori Portofolio dan Market View Di Simpan, Anda tidak hanya akan mendapatkan pembaruan (update) yang lebih sering dan komprehensif terkait investasi Anda dan strategy yang kami terapkan beserta historinya. Ditambah dengan Simpan House View, kami membagikan analisis mengenai kondisi pasar terkini dan menjelaskan secara langsung bagaimana setiap perkembangan ekonomi berdampak pada portofolio Anda.

Screenshots

DBS digibank Indonesia4 screens
Simpan4 screens

Verdict

The call

The clearest difference is rating: Simpan at 5.0 against DBS digibank Indonesia's 4.1. Simpan also leads on monetization model (ad-supported vs free with in-app purchases) and update cadence (every 11 days vs every 4 weeks). DBS digibank Indonesia's advantage is ratings volume (252 vs 4). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Simpan holds the better App Store score, 5.0 against 4.1. That said, the two scores are not equally well evidenced: DBS digibank Indonesia has 252 ratings behind it against 4, so its average is the more settled of the two.

UpkeepUpdate frequency

DBS digibank Indonesia ships an update every 4 weeks, Simpan every 11 days. The most recent releases landed on September 16, 2026 and August 21, 2026 respectively.

Scorecard4 real differences · 6 level
DBS digibank Indonesia versus Simpan: the parameters behind the verdict, then further details
ParameterDBS digibank IndonesiaSimpan
PriceFreeFree
Rating4.1 (252 ratings)5.0 (4 ratings) — better
Positive reviews20.0% of reviews
Number of ratings252 — better4
Update frequencyEvery 4 weeksEvery 11 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchasesAd-supported — better
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.615.0 — better
Further details — not scored
Size215 MB80 MB
Age rating4+4+
DeveloperPT. Bank DBS IndonesiaPT. Simpan Teknologi Finansial

Customer experience

DBS digibank Indonesia

All ratings252 ratings
Positive75.8%
Neutral5.6%
Negative18.7%
Written reviews105 reviews
Positive20.0%
Neutral9.5%
Negative70.5%

Simpan

All ratings4 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

DBS digibank Indonesia

No in-app purchases

None

Simpan

No in-app purchases

Questions

Is DBS digibank Indonesia free?
DBS digibank Indonesia is free to download, with no in-app purchases.
Is Simpan free?
Simpan is free to download, with no in-app purchases.
Which has better reviews, DBS digibank Indonesia or Simpan?
Simpan is rated higher. DBS digibank Indonesia averages 4.1 out of 5 from 252 ratings, while Simpan averages 5.0 from 4 ratings.
Do DBS digibank Indonesia or Simpan have ads?
Neither DBS digibank Indonesia nor Simpan shows ads.
Which is updated more often, DBS digibank Indonesia or Simpan?
DBS digibank Indonesia ships an update every 4 weeks, and Simpan every 11 days. Most recently, DBS digibank Indonesia was updated on September 16, 2026 and Simpan on August 21, 2026.

Other comparisons