Comparison

DBS digibank Indonesia vs TeraKuntansi

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

DBS digibank Indonesia

A comprehensive digital banking app offering seamless management of savings, credit cards, and loans with rapid approval. It facilitates investments in mutual funds and bonds, bill payments, and multicurrency accounts, all secured by a trusted banking group.

Highlights
  • Instant account opening
  • 60-second loan approval
  • Multicurrency account with debit card
  • Investment in mutual funds and bonds
  • Digital credit card management
  • BI-FAST and QRIS payments
  • Installment options for credit card bills
Features
Read full description

DBS digibank A smart, seamless, and secure digital banking solution designed to help you make the most of today, navigate tomorrow, and manage your finances with ease. Backed by DBS Group, Asia’s Safest Bank for the 17th consecutive year from Global Finance, DBS digibank is your trusted partner for smarter wealth decisions. Enjoy a comprehensive suite of banking and wealth solutions, from Savings Accounts and Credit Cards with 60-second approval to Investments in 150+ Mutual Funds and Bonds, all at your fingertips. Open an Account Conveniently Simply download the app, complete your registration and verification, and your account is ready to use. WHAT'S NEW • Updated Savings & Current Account experience with more intuitive navigation and improved visibility, including monthly transaction history, a search function, a centralized account menu, MAXI Lien balance tracking, pending/held balance information, enhanced account visibility including pending/hold balance features, and joint account holder details. • Overseas transfer can now be made from IDR or foreign currency account as the source of fund. • Your travel is now more seamless with a Multi-Currency Account (Rekening Valas) linked Debit Card with 12 currencies: IDR, USD, SGD, AUD, JPY, EUR, GBP, CAD, CHF, HKD, NZD, CNH. Alternatively, You can also scan and pay with digibank QRIS in Singapore, Malaysia and Thailand. MAKE THE MOST OF TODAY • Free transfers via BI-FAST & instant payments using QRIS. • e-wallet top-ups to bill payment through Bayar & Beli feature. • Convert your Credit Card transactions and bills into affordable up to 36 months installments with DBS Pay Later. • Tap into the convenience of using the Pay with Rewards feature to instantly reduce your shopping bills and collect Credit Card reward points that never expire. • Stay in control of your Credit Card by managing card settings: blocking and activating your card, changing your PIN, and monitoring transactions in real-time NAVIGATE TOMORROW • Create up to 20 Dompet Maxi (wallets) to support your goals budgeting. • Open Multi-Currency Account (Rekening Valas) with 11 foreign currencies. • Open Fixed Deposit with competitive interest both in IDR and foreign currencies. • Invest in more than 150+ curated Mutual Funds & Bonds, supported by expert insights. • Invest automatically with Mutual Fund Regular Saving Plan. Follow @dbsbankid and @digibankid on Instagram for exclusive offers, market insights, and the latest updates. PT Bank DBS Indonesia is licensed and supervised by the Indonesian Financial Services Authority (OJK) & Bank Indonesia (BI), and is a guaranteed member of Indonesia Deposit Insurance Corporation (LPS). Correspondence Address PT Bank DBS Indonesia DBS Bank Tower, Lobby, 32nd - 37th Floor Ciputra World 1 Jl. Prof. Dr. Satrio Kav 3-5 Jakarta 12940, Indonesia Tel: +62 21 2988 5000 Fax: +62 21 2988 5005 Email: dbsicc@dbs.com www.dbs.com/id

About

TeraKuntansi

Features
Read full description

TeraKuntansi Pantau Keuangan Bisnis Anda Description TeraKuntansi adalah aplikasi pendamping resmi dari platform akuntansi TeraKuntansi. Pantau kesehatan keuangan bisnis Anda kapan saja, di mana saja — langsung dari iPhone Anda. DASHBOARD REAL-TIME Lihat ringkasan keuangan perusahaan secara instan — Kas & Bank, Piutang, Hutang, dan Pinjaman. Dilengkapi badge pertumbuhan mingguan dan bulanan untuk memantau tren keuangan Anda. CHAT TERA — ASISTEN AI KEUANGAN Tanyakan apa saja tentang keuangan perusahaan Anda kepada Chat Tera. Asisten AI cerdas yang memahami data akuntansi Anda dan memberikan jawaban instan. LAPORAN PDF Akses dan unduh laporan keuangan lengkap dalam format PDF — Neraca, Laba Rugi, Arus Kas, Buku Besar, dan lainnya. Langsung dari ponsel Anda. DAFTAR AKUN (CHART OF ACCOUNTS) Telusuri seluruh Chart of Accounts perusahaan Anda dengan pencarian cepat. Lihat kode akun, kategori, sub-kategori, dan saldo terkini. EKSPOR & BAGIKAN Bagikan ringkasan dashboard sebagai gambar PNG atau dokumen PDF yang rapi — lengkap dengan header perusahaan dan tabel data. MULTI-PERUSAHAAN Kelola beberapa perusahaan dalam satu akun. Beralih antar perusahaan dengan cepat tanpa perlu logout. KEAMANAN TINGKAT TINGGI * Kunci PIN untuk akses aplikasi * Face ID & Touch ID untuk verifikasi cepat * Sesi otomatis terkunci saat tidak aktif * Verifikasi biometrik sebelum membagikan data sensitif FITUR TAMBAHAN * Mode Gelap untuk kenyamanan mata * Mode Offline — data tersimpan lokal saat tidak ada koneksi * Tutorial onboarding untuk pengguna baru * Mode Demo untuk mencoba tanpa akun Dibangun khusus untuk pemilik bisnis, akuntan, dan tim keuangan Indonesia yang menggunakan platform TeraKuntansi.

Screenshots

DBS digibank Indonesia4 screens
TeraKuntansi4 screens

Verdict

The call

DBS digibank Indonesia and TeraKuntansi are too close to call on the numbers: across 5 compared parameters — price, ads, in-app purchases and device support among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ScorecardNo meaningful differences
DBS digibank Indonesia versus TeraKuntansi: the parameters behind the verdict, then further details
ParameterDBS digibank IndonesiaTeraKuntansi
PriceFreeFree
Rating4.1 (254 ratings) — better—
Positive reviews20.0% of reviews—
Number of ratings254 — better—
Update frequencyEvery 4 weeks—
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchases—
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.615.1 — better
Further details — not scored
Size216 MB32 MB
Age rating4+4+
DeveloperPT. Bank DBS IndonesiaPT Tera Hoki Indonesia

In-app purchases

None

DBS digibank Indonesia

No in-app purchases

None

TeraKuntansi

No in-app purchases

Questions

Is DBS digibank Indonesia free?
DBS digibank Indonesia is free to download, with no in-app purchases.
Is TeraKuntansi free?
TeraKuntansi is free to download, with no in-app purchases.
Do DBS digibank Indonesia or TeraKuntansi have ads?
Neither DBS digibank Indonesia nor TeraKuntansi shows ads.

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