OneSpan Mobile Authenticator vs Owezy

• Log-in quickly and focus on your objective with easy-to-use, intuitive design • Configure your preferred authentication experience whether PIN, push or biometrics (on supported devices) • Activate instantly and securely with self-service and OneSpan Cronto technology • Authenticate confidently with advanced security provided by mobile app shielding technology Note: OneSpan Mobile Authenticator can only be used with service providers that leverage OneSpan authentication technology. Learn more about OneSpan authentication solutions at www.onespan.com/solutions/frictionless-authentication.

Owezy is a simple ledger for people who share costs. Flatmates, road trips, one dinner or a long holiday — who paid what, and who owes whom, visible at a glance. HOW IT WORKS • Create a group and invite people with a link. • Add an expense: who paid, and who shares it. • Balances update themselves. • Debts are simplified, so three people settle up in the fewest payments instead of sending money in circles. • Record the payment and the account closes. SPLITS THAT MATCH REAL LIFE • Equally — everyone pays the same share. • By amount — write exactly what each person owes. • By percentage — shares in proportion. • Item by item — go down the receipt line by line and give each item to the people who actually had it. Fractions are never lost; leftover cents are handed out fairly. RECEIPTS • Attach a photo of the receipt to an expense, from the camera or your library. • Your phone reads the total off the photo and fills the amount in for you. The reading happens on the device — the photo is not sent anywhere for it — and an amount you typed yourself is never overwritten. • Only the members of that group can see the photo. THE ONES THAT COME BACK EVERY MONTH • Rent, a subscription, the shared bill: set it up once and the expense appears on its own — weekly, monthly or yearly. • Pause it or stop it whenever you like. WHEN THE NUMBER IS NOT THE WHOLE STORY • Leave a comment on any expense — what it covered, who is still missing, whatever the amount alone does not say. • Send a reminder to someone who owes you. The reminder never carries the amount. ALSO • Turkish and English. • Light and dark themes. • Two-step verification (authenticator app + backup codes). • No ads, no in-app purchases, no tracking. Owezy uses the data in your account only to run the app. Privacy policy: https://owezy.net/privacy