OneSpan Mobile Authenticator vs PINACLE Pass®
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
OneSpan Mobile Authenticator
Securely log in to your accounts with a user-friendly interface. Choose your preferred authentication method, including PIN, push notifications, or biometrics. Activate instantly and authenticate with confidence thanks to advanced mobile app shielding.
- Intuitive design
- PIN, push, or biometric authentication
- Instant and secure activation
- Mobile app shielding technology
- Self-service activation
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• Log-in quickly and focus on your objective with easy-to-use, intuitive design • Configure your preferred authentication experience whether PIN, push or biometrics (on supported devices) • Activate instantly and securely with self-service and OneSpan Cronto technology • Authenticate confidently with advanced security provided by mobile app shielding technology Note: OneSpan Mobile Authenticator can only be used with service providers that leverage OneSpan authentication technology. Learn more about OneSpan authentication solutions at www.onespan.com/solutions/frictionless-authentication.
PINACLE Pass®
This app generates one-time passcodes for secure authentication on the PINACLE desktop and mobile sites. Once your mobile token is activated by an administrator, you can easily access the required passcode to log in.
- Generates one-time passcodes
- Secure authentication
- Alternative to physical tokens
- Token activation
- Works with PINACLE desktop and mobile
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PINACLE Pass® provides a secure, convenient alternative to carrying your physical token. Token passcodes generated with the PINACLE Pass App can be used on the PINACLE® desktop site and the PINACLE Mobile App any time a token passcode is required. Once a system administrator has assigned a mobile token to your Operator ID, you will be able to log in to the PINACLE Pass App to activate your token. After activation, and then anytime you open the app, you will see the one-time passcode needed for authentication. For questions or support, contact Treasury Management Client Care via telephone (1-800-669-1518) or via email (tmcc@pnc.com). PNC does not charge a fee for this application. However, third party message and data rates may apply. A supported mobile device is needed to use the PINACLE Pass App. Certain other restrictions may apply. See the Treasury Management Services Comprehensive Agreement. PNC and PINACLE are registered marks of The PNC Financial Services Group, Inc. (“PNC”). Bank deposit, treasury management products and services are provided by PNC Bank, National Association, a wholly-owned subsidiary of PNC and Member FDIC. ©2026 The PNC Financial Services Group, Inc. All rights reserved.
Screenshots
Verdict
The clearest difference is rating: OneSpan Mobile Authenticator at 4.8 against PINACLE Pass®'s 3.6. OneSpan Mobile Authenticator also leads on ratings volume (1.4K vs 8) and review sentiment (32% vs 9%). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
OneSpan Mobile Authenticator holds the better App Store score, 4.8 against 3.6. That said, the two scores are not equally well evidenced: OneSpan Mobile Authenticator has 1.4K ratings behind it against 8, so its average is the more settled of the two. Written reviews point the same way: 32% of OneSpan Mobile Authenticator's written reviews are positive against 9% of PINACLE Pass®'s.
OneSpan Mobile Authenticator ships an update every 2 months, PINACLE Pass® every 3 months. The most recent releases landed on September 21, 2026 and September 9, 2026 respectively.
| Parameter | OneSpan Mobile Authenticator | PINACLE Pass® |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (1.4K ratings) — better | 3.6 (8 ratings) |
| Positive reviews | 32.3% of reviews — better | 9.1% of reviews |
| Number of ratings | 1.4K — better | 8 |
| Update frequency | Every 2 months — better | Every 3 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 15.0 — better | 16.6 |
| Further details — not scored | ||
| Size | 22 MB | 20 MB |
| Age rating | 4+ | 4+ |
| Developer | OneSpan International GmbH | PNC Bank, N.A. |
Customer experience
OneSpan Mobile Authenticator
PINACLE Pass®
In-app purchases
OneSpan Mobile Authenticator
No in-app purchases
PINACLE Pass®
No in-app purchases
Questions
Is OneSpan Mobile Authenticator free?
Is PINACLE Pass® free?
Which has better reviews, OneSpan Mobile Authenticator or PINACLE Pass®?
Do OneSpan Mobile Authenticator or PINACLE Pass® have ads?
Which is updated more often, OneSpan Mobile Authenticator or PINACLE Pass®?
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