小象优品 vs 360分期
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
小象优品
A curated shopping platform for trendy individuals, offering a convenient and reliable experience to enhance your lifestyle. Discover a wide range of products including 3C digital items, branded apparel, cosmetics, watches, and home goods.
- Curated product selection
- 3C digital items
- Branded apparel and footwear
- Cosmetics and watches
- Home goods
- Convenient shopping experience
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【平台介绍】 小象优品，品质生活，为潮人量身打造的购物平台，为用户提供便捷、安心的陪伴体验，提升用户的生活品质。 精选3C数码、大牌鞋服、化妆品、手表、家居等多款品类，满足你的购物需求！
360分期
This platform offers convenient, online-only installment loans with automated approval and flexible repayment options up to 24 months. It leverages technology to assess credit and provide a secure borrowing experience.
- Online application and approval
- No collateral required
- Automated and fast processing
- Flexible repayment up to 24 months
- Secure transactions
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【平台介绍】 360分期是奇富科技旗下的分期消费信贷平台。 360分期通过云计算、机器学习、大数据等技术客观评估个人信用，致力于为用户打造一流的分期贷款平台，向用户提供正规、便捷、省心的分期借贷体验，提升用户的信用生活品质。 【产品优势】 1、 申请便捷：全程线上操作，自动审批，无抵押 2、 快速审批：自动化审批，购物无需等待 3、 灵活分期：最长可分24期，自由选择，分期无忧。 4、 安全可靠：奇富科技旗下分期信贷平台，具有先进的网络安全技术，为您的每笔交易保驾护航。 温馨提示：贷款有风险，借款需谨慎；请根据个人能力合理贷款，理性消费，避免逾期。
Screenshots
Verdict
The clearest difference is review sentiment: 小象优品 at 83% against 360分期's 17%. 小象优品 also leads on iOS requirement (10.0 vs 13.0). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Both ship on a similar rhythm, roughly every 3 weeks. The most recent releases landed on September 26, 2026 and September 17, 2026 respectively.
| Parameter | 小象优品 | 360分期 |
|---|---|---|
| Price | Free | Free |
| Rating | 4.6 (18 ratings) — better | — |
| Positive reviews | 82.6% of reviews — better | 16.7% of reviews |
| Number of ratings | 18 — better | — |
| Update frequency | Every 3 weeks | Every 3 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 10.0 — better | 13.0 |
| Further details — not scored | ||
| Size | 182 MB | 86 MB |
| Age rating | 17+ | 17+ |
| Developer | Shanghai Weihan Technology Co., Ltd. | Fuzhou Qifu Online Microcredit Co., Ltd |
Customer experience
小象优品
360分期
In-app purchases
小象优品
No in-app purchases
360分期
No in-app purchases
