Comparison

flateXSecure vs Metro Bank Authenticator

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

flateXSecure

Securely authorize transactions without an iTAN card. Receive TANs directly on your smartphone or tablet via the app. Get important notifications through push messages.

Highlights
  • Secure transaction authorization
  • iTAN card alternative
  • Receive TANs on smartphone/tablet
  • Push notifications
  • Choose authorization method
Read full description

Mit flateXSecure geben Sie Ihre Transaktionen sicher und komfortabel ohne iTANCard frei. Ihre TAN erhalten Sie mit der App direkt auf Ihr Smartphone oder Tablet. Wichtige Benachrichtigungen werden Ihnen per Push-Funktion angezeigt. Aktivieren Sie flateXSecure zusätzlich zu Ihrer iTANCard und entscheiden Sie in Zukunft selbst, welches Verfahren Sie nutzen möchten.

About

Metro Bank Authenticator

This app provides a secure and convenient way for Metro Bank Business customers to authenticate online banking actions. It replaces the need for a physical security device, allowing for quick verification of logins, payments, and account changes directly from your mobile.

Highlights
  • Authenticate online banking actions
  • Secure login verification
  • Approve new payment setups
  • Confirm account changes
  • Replaces physical security devices
  • Convenient mobile authentication
Features
Read full description

We believe that people come first, and that everyone deserves a great experience every step of the way – whether it’s on our app, online or face to face. We’re here to make your life (and your banking) easier, which is why we’ve created our Authenticator app for our Metro Bank Business customers. Need some help? Our Local Business Managers and Relationship Managers are on hand to support you and your business. Features: You can use this app to authenticate certain actions on your Metro Bank Business online banking, like logging in, setting up new payments, or making changes to your account. It only takes a few taps – and there’s no need to worry about finding your physical security device. Metro Bank’s Authenticator app is available for customers registered for Commercial Online Banking and Business Online Plus. Standard data charges from your mobile service provider may apply. Help and support: If you experience any issues downloading or registering the Metro Bank Authenticator app, please visit us in store or call us on 0345 08 08 500. Metro Bank PLC. Registered in England and Wales. Company number: 6419578. Registered office: One Southampton Row, London, WC1B 5HA. We are authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority. Metro Bank PLC is an independent UK Bank - it is not affiliated with any other bank or organisation (including the METRO newspaper or its publishers) anywhere in the world. "Metrobank" is the registered trademark of Metro Bank PLC. more

Screenshots

flateXSecure4 screens
Metro Bank Authenticator3 screens

Verdict

The call

The clearest difference is review sentiment: flateXSecure at 85% against Metro Bank Authenticator's 0%. flateXSecure also leads on update cadence (every 5 months vs every 12 months) and iOS requirement (12.0 vs 14.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

flateXSecure ships an update every 5 months, Metro Bank Authenticator every 12 months. The most recent releases landed on September 24, 2026 and September 17, 2026 respectively.

Scorecard3 real differences · 7 level
flateXSecure versus Metro Bank Authenticator: the parameters behind the verdict, then further details
ParameterflateXSecureMetro Bank Authenticator
PriceFreeFree
Rating4.5 (84 ratings) — better—
Positive reviews84.9% of reviews — better0.0% of reviews
Number of ratings84 — better—
Update frequencyEvery 5 months — betterEvery 12 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS12.0 — better14.0
Further details — not scored
Size10 MB12 MB
Age rating4+4+
DeveloperflatexDEGIRO SEMetroBank

Customer experience

flateXSecure

All ratings84 ratings
Positive90.5%
Neutral0.0%
Negative9.5%
Written reviews53 reviews
Positive84.9%
Neutral9.4%
Negative5.7%

Metro Bank Authenticator

Written reviews19 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

In-app purchases

None

flateXSecure

No in-app purchases

None

Metro Bank Authenticator

No in-app purchases

Questions

Is flateXSecure free?
flateXSecure is free to download, with no in-app purchases.
Is Metro Bank Authenticator free?
Metro Bank Authenticator is free to download, with no in-app purchases.
Do flateXSecure or Metro Bank Authenticator have ads?
Neither flateXSecure nor Metro Bank Authenticator shows ads.
Which is updated more often, flateXSecure or Metro Bank Authenticator?
flateXSecure ships an update every 5 months, and Metro Bank Authenticator every 12 months. Most recently, flateXSecure was updated on September 24, 2026 and Metro Bank Authenticator on September 17, 2026.

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