Comparison

flateXSecure vs Bancovinet

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

flateXSecure

Securely authorize transactions without an iTAN card. Receive TANs directly on your smartphone or tablet via the app. Get important notifications through push messages.

Highlights
  • Secure transaction authorization
  • iTAN card alternative
  • Receive TANs on smartphone/tablet
  • Push notifications
  • Choose authorization method
Read full description

Mit flateXSecure geben Sie Ihre Transaktionen sicher und komfortabel ohne iTANCard frei. Ihre TAN erhalten Sie mit der App direkt auf Ihr Smartphone oder Tablet. Wichtige Benachrichtigungen werden Ihnen per Push-Funktion angezeigt. Aktivieren Sie flateXSecure zusätzlich zu Ihrer iTANCard und entscheiden Sie in Zukunft selbst, welches Verfahren Sie nutzen möchten.

About

Bancovinet

Manage your banking operations conveniently from your mobile device. Access your accounts and perform transactions anytime, anywhere with a secure and reliable platform.

Highlights
  • Perform banking operations
  • Access accounts anytime
  • Secure transactions
  • Reliable platform
  • Mobile banking
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BancoviNet es la nueva aplicación de BANCOVI con la que podrás realizar tus operaciones bancarias a cualquier hora y en cualquier lugar; con la estabilidad, solidez y confianza que caracteriza a tu Banco Cooperativo Visionario.

Screenshots

flateXSecure4 screens
Bancovinet4 screens

Verdict

The call

The clearest difference is rating: Bancovinet at 5.0 against flateXSecure's 4.5. Bancovinet also leads on update cadence (every 5 weeks vs every 5 months). flateXSecure's advantage is ratings volume (84 vs 1) and iOS requirement (12.0 vs 15.6). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Bancovinet holds the better App Store score, 5.0 against 4.5. That said, the two scores are not equally well evidenced: flateXSecure has 84 ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

flateXSecure ships an update every 5 months, Bancovinet every 5 weeks. The most recent releases landed on September 24, 2026 and July 7, 2026 respectively.

Scorecard4 real differences · 6 level
flateXSecure versus Bancovinet: the parameters behind the verdict, then further details
ParameterflateXSecureBancovinet
PriceFreeFree
Rating4.5 (84 ratings)5.0 (1 ratings) — better
Positive reviews84.9% of reviews—
Number of ratings84 — better1
Update frequencyEvery 5 monthsEvery 5 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS12.0 — better15.6
Further details — not scored
Size10 MB34 MB
Age rating4+4+
DeveloperflatexDEGIRO SEAsociacion Cooperativa de Ahorro y Credito Vicentina de RL

Customer experience

flateXSecure

All ratings84 ratings
Positive90.5%
Neutral0.0%
Negative9.5%
Written reviews53 reviews
Positive84.9%
Neutral9.4%
Negative5.7%

Bancovinet

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

flateXSecure

No in-app purchases

None

Bancovinet

No in-app purchases

Questions

Is flateXSecure free?
flateXSecure is free to download, with no in-app purchases.
Is Bancovinet free?
Bancovinet is free to download, with no in-app purchases.
Which has better reviews, flateXSecure or Bancovinet?
Bancovinet is rated higher. flateXSecure averages 4.5 out of 5 from 84 ratings, while Bancovinet averages 5.0 from 1 ratings.
Do flateXSecure or Bancovinet have ads?
Neither flateXSecure nor Bancovinet shows ads.
Which is updated more often, flateXSecure or Bancovinet?
flateXSecure ships an update every 5 months, and Bancovinet every 5 weeks. Most recently, flateXSecure was updated on September 24, 2026 and Bancovinet on July 7, 2026.

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